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THOREVA

Active Private limited companyfounded 2002active for 23 yearsAlsembergsesteenweg 527, 1653 BeerselKBO/BCE: BE 0479.127.639

Lifetime

19 annual accounts with figures on one time axis, 22 filings since 2004
peak €18,391 (2016)
€17,038▲ 474%
lowest -€4,436 (2018)
€9,307▲ 12×
peak €20,559 (2025)
€20,559▲ 82.7%
€15,878▲ 75.3%
Board1 name since 2023
Documentsfilings and deeds
23-02-202623 days late
2025micro format
Gross margin from €2,968 to €17,038Result from €756 to €9,307Equity from €11,251 to €20,559Debts from €9,056 to €15,878Cash from €3,487 to €8,331

Key points

from the 2025 annual accounts

Equity

€20,559 ▲ 82.7%

THOREVA has made a profit without a break since 2021.

Turnover

≈ €82,000 estimated

The micro format states no turnover.

Filings

22 annual accounts since 2004
deadline20102020

Ten of the last ten came late. The 2023 accounts came latest: 29 days after the end of the period.

Checked score

96
Excellent
Financially stronger than 66% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: 0.1%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

81+1equity 56.4% of total assets
58+8short-term debt 43.6% · cash 22.9%
100+27return on assets 25.5%

Score breakdown

raises risk
No registered site in the KBO
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 2.17, cash €8,331
Figures for financial year 2025 (filed on 26-02-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 52% of them on solvency, 43% on liquidity, 82% on profitability and 87% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as THOREVA has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of THOREVA itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for THOREVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.17 (1.94 in 2024), above the usual 1.5. Short-term debt is 43.6% and cash 22.9% of total assets. 43.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 2.17, cash €8,331
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Figures for financial year 2025 (filed on 26-02-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 23 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
23 days late
2024
25 days late
2023
29 days late
2022
28 days late
2021
25 days late
2020
26 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TC
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0479127639
Appointment: THORÉ Christophe (director) General meeting of 25-10-2023 · Gazette deed
Incorporation published on 03-01-2003 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company
THOREVA Beersel €36,437 €17,038 56.4% -
DEBIS & CO Meise €31,094 €20,513 57.9% -
EURO FI-BUSINESS Viroinval €39,727 €19,202 36.1% -
KTL Tax & Accounting Consultant Services Anderlecht €38,390 €13,819 -97.6% -
A2B CONSULT Aalst €38,292 €21,083 89.5% -
SONMEREYN Mont-Saint-Guibert €30,445 €18,742 53.5% -
GOFISC Braine-l'Alleud €31,776 €13,988 89.6% -

These companies have the same main activity as THOREVA: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €30,400 and €39,700, founded between 2000 and 2006.

Official details

Source: KBO
Status
Active since 24-12-2002Normal situation
Activity
Certified accountants and tax accountantsNACE 69201
Financial year end
30 June
Peppol
Reachable since 15-11-2025
Company details

Annual accounts to 30-06-2025

€36,437▲ 79.4%
Filing
Filed on 23-02-2026
Financials

Insights on THOREVA

THOREVA files the micro format. That format states no turnover. The gross margin rose from €3,661 in 2007 to €17,038 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about THOREVA

What is the company number of THOREVA?
The company number of THOREVA is 0479.127.639. The VAT number is the same number with BE in front: BE 0479.127.639.
Where is THOREVA based?
The registered office is at Alsembergsesteenweg 527, 1653 Beersel.Company details
What does THOREVA do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of THOREVA?
THOREVA is a private limited company (BV).
When was THOREVA founded?
THOREVA was founded on 24-12-2002.
Is THOREVA still active?
Yes, THOREVA is an active enterprise in the KBO register.
What is the turnover of THOREVA?
The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €17,038 and 57 comparable companies (NACE 69201). It probably lies between €58,000 and €130,000. It is a rough estimate.Financials
Is THOREVA profitable?
In financial year 2025, THOREVA made a profit of €9,307.
Where can I find the annual accounts of THOREVA?
THOREVA filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of THOREVA due?
THOREVA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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