Thopen
ActiveSummary
Thopen has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €323,401 and a net result of €151,875. Equity is growing by about 88% per year across the filed financial years. Its solvency ranks better than 76% of 9,629 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €323,401
- Profit
- €151,875
- PENSAERT ThomasDirector
Why 98raises riskLast filed accounts filed 39 days late; 2 of the last 3 latelowers riskLiquidity: current ratio 4.03, cash €301,737Sector: Office administrative, office support and other business support activities (NACE 82)Equity €323,401 (76.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 88% on solvency, 86% on liquidity, 87% on profitability and 88% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 31 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €151,875 ▲0.3%
- Equity above €200,000equity €323,401 ▲88.5%
Financials · financial year 2025, micro format
2025 annual accounts filed late (39 days) Filed on 8 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00507229.
2023 to 2025, 3 financial years
The operating result has risen two years in a row; 2025 is 0% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €648 | €3,411 | ▲ 427% |
| Other operating charges640/8 | - | - | €133 | - |
| Gross operating margin9900 | €24,776 | €195,531 | €199,238 | ▲ 1.9% |
| Operating profit (loss)9901 | €24,776 | €194,883 | €195,693 | ▲ 0.4% |
| Financial income75/76B | - | €1,365 | €1,389 | ▲ 1.8% |
| Recurring financial income75 | - | €1,365 | €1,389 | ▲ 1.8% |
| Financial charges65/66B | €136 | €149 | €274 | ▲ 83.2% |
| Recurring financial charges65 | €136 | €149 | €274 | ▲ 83.2% |
| Profit (loss) for the period before taxes9903 | €24,639 | €196,099 | €196,809 | ▲ 0.4% |
| Income taxes67/77 | €4,928 | €44,625 | €44,934 | ▲ 0.7% |
| Profit (loss) for the period9904 | €19,712 | €151,474 | €151,875 | ▲ 0.3% |
| Profit (loss) for the period to be appropriated9905 | €19,712 | €151,474 | €151,875 | ▲ 0.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €36,523 | €229,148 | €425,008 | ▲ 85.5% |
| Fixed assets21/28 | - | €4,847 | €15,033 | ▲ 210% |
| Tangible fixed assets22/27 | - | €4,847 | €15,033 | ▲ 210% |
| Furniture and vehicles24 | - | €4,847 | €15,033 | ▲ 210% |
| Current assets29/58 | €36,523 | €224,301 | €409,975 | ▲ 82.8% |
| Amounts receivable after more than one year29 | - | €79,365 | €80,754 | ▲ 1.8% |
| Other amounts receivable291 | - | €79,365 | €80,754 | ▲ 1.8% |
| Amounts receivable within one year40/41 | €23,958 | €26,435 | €27,484 | ▲ 4.0% |
| Trade receivables40 | €23,958 | €26,435 | €26,870 | ▲ 1.6% |
| Other amounts receivable41 | - | - | €614 | - |
| Cash at bank and in hand54/58 | €9,889 | €118,501 | €301,737 | ▲ 155% |
| Deferred charges and accrued income490/1 | €2,675 | - | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €36,523 | €229,148 | €425,008 | ▲ 85.5% |
| Equity10/15 | €20,912 | €171,526 | €323,401 | ▲ 88.5% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €18,912 | €169,526 | €321,401 | ▲ 89.6% |
| Amounts payable17/49 | €15,611 | €57,621 | €101,607 | ▲ 76.3% |
| Amounts payable within one year42/48 | €15,611 | €57,621 | €101,607 | ▲ 76.3% |
| Trade debts44 | €4,464 | €678 | €2,307 | ▲ 240% |
| Suppliers440/4 | €4,464 | €678 | €2,307 | ▲ 240% |
| Taxes, remuneration and social security45 | €10,347 | €56,084 | €99,119 | ▲ 76.7% |
| Taxes450/3 | €10,284 | €56,084 | €99,119 | ▲ 76.7% |
| Remuneration and social security454/9 | €63 | - | - | - |
| Other amounts payable47/48 | €800 | €859 | €181 | ▼ 79.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,712 | €151,474 | €151,875 | ▲ 0.3% |
| + Depreciation and write-downs630 | - | €648 | €3,411 | ▲ 427% |
| Operating cash flow (approximation) | €19,712 | €152,121 | €155,286 | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | - | -€13,598 | - |
| Change in cash | - | €108,612 | €183,236 | ▲ 68.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 08-09-2026 | 2026-00507229 |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00481324 |
| 31-12-2023 | micro format | 22-08-2024 | 2024-00373756 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| PENSAERT Thomas |
|
Owners and capital
Capital and shareholders
- PENSAERT Thomas 100 shares (100%)
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 03-11-2023 Incorporation · €2,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
03-11
Gazette deed
IncorporationAppointment: PENSAERT Thomas (gewone bestuurder) · Founder · Founding capital5 facts ▸
- Incorporation, 30-10-2023
- Founder, PENSAERT Thomas
- Founding capital, €2,000
- Shareholding, 100
- Director appointment, PENSAERT Thomas (gewone bestuurder)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 42402C2054/00E000 | Flanders | 570 m² | 1 · 128 m² | 8.4 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Managementactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of…” (deed in Dutch)
31 activities (deed in Dutch)
- Managementactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
- Activiteiten van hoofdkantoren
- Overige zakelijke dienstverlening, n.e.g.
- Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, enz.
- Arbitrage en bemiddeling tussen bedrijfsleiding en werknemers
- Overige vormen van onderwijs
- Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant: - invoeren van gegevens - volledige verwerking van gegevens
- Terbeschikking stellen van databank: leveren van gegevens voor gebruikers (individueel of in groep), in een bepaalde volgorde, door on-line terugzoeken of door toegankelijkheid van de gegevens
- Sport- en recreatieonderwijs
- Overige uitgeverijen van software
- Terbeschikkingstelling, levering, leasing en verhuring van auteursrechten betreffende softwareontwikkeling
- Verkopen van software licenties via netwerkmarketing
- Gegevensverwerking, webhosting en aanverwante activiteiten
- Arbitrage en bemiddeling tussen bedrijfsleiding en werknemers
- Activiteiten met betrekking tot coaching. De coaching kan zowel aan eigen cliënten zijn als aan de cliënten van de opdrachtgever. Het betreft management coaching, coaching ter opleiding van bedrijfsprocessen, coaching omgaan met IT en diverse software.
- Geven van workshops met betrekking tot professioneel handelen en management consulting
- Overige diensten op het gebied van informatietechnologie
- Het vervoeren, vervaardigen, verkopen en van producten via internet, en het verrichten van alle overige bijbehorende commerciële activiteiten. De handelingen welke voorafgaandelijk een vergunning en/of erkenning nodig hebben, zullen slechts uitgeoefend worden voor zover die vergunningen en erkenningen behaald worden.
- Het verstrekken van opleiding en organiseren van seminaries, workshops en/of symposia inzake voornomde activiteiten
- Diverse administratieve activiteiten ten behoeve van kantoren
- Fotokopiëren, document voorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren
- Detailhandel in allerlei producten via het internet (e-commerce)
- Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning, organisatie, efficiëntie, enz.
- Handelsbemiddeling gespecialiseerd in andere goederen
- Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
- Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis
- Innen van de huur (residentiële gebouwen)
- Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis
- Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen
- Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- THOPEN
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, Verbindingsstraat 34, 9240 Zele” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “11. Vertegenwoordiging: Iedere bestuurder vertegenwoordigt de vennootschap in en buiten rechte.”
- Board ruleHow the board is made up, meets and takes decisions.
- “1” (deed in Dutch)“Salaris, of het mandaat van de bestuurder(s) al dan niet bezoldigd is” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Nietigheid, rechten waarvan de overdracht wordt voorgesteld” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00