Thoné Architectuur
ActiveSummary
Thoné Architectuur has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €28k. Equity is shrinking by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+23
Solvency53▼-7
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.49 in 2024; short-term debt: 71.9% and cash: 14.4% of total assets), and 71.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.1%
Return on assets
63.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
29 d late
2023
57 d early
2022
47 d early
2021
2 d early
2020
1 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 31.5%
2024 · €9k
2018: €59k
2019: €68k▲ +14.8% vs 2018highest in 8 years
2020: €61k▼ -9.9% vs 2019
2021: €47k▼ -23.6% vs 2020
2022: €33k▼ -28.9% vs 2021
2023: €19k▼ -43.6% vs 2022
2024: €9k▼ -49.6% vs 2023lowest in 8 years
2025: €12k▲ +31.5% vs 2024
2018 → 2025
Total assets
€44k▲ 65.6%
2024 · €27k
2018: €75k
2019: €78k▲ +3.9% vs 2018highest in 8 years
2020: €77k▼ -1.9% vs 2019
2021: €63k▼ -17.7% vs 2020
2022: €53k▼ -15.8% vs 2021
2023: €35k▼ -34.4% vs 2022
2024: €27k▼ -23.3% vs 2023lowest in 8 years
2025: €44k▲ +65.6% vs 2024
2018 → 2025
Net result
€28k▲ 1,445%
2024 · €2k
2018: €13k
2019: €11k▼ -15.3% vs 2018
2020: €5k▼ -55.1% vs 2019
2021: €-4k▼ -187% vs 2020lowest in 8 years
2022: €380▲ +109% vs 2021
2023: €-1k▼ -471% vs 2022
2024: €2k▲ +229% vs 2023
2025: €28k▲ +1445% vs 2024highest in 8 years
2018 → 2025
Working capital
€12k▲ 40.3%
2024 · €8k
2018: €42k
2019: €42k▲ +0.5% vs 2018
2020: €43k▲ +2.8% vs 2019highest in 8 years
2021: €38k▼ -12.9% vs 2020
2022: €31k▼ -18.1% vs 2021
2023: €17k▼ -44.7% vs 2022
2024: €8k▼ -50.6% vs 2023lowest in 8 years
2025: €12k▲ +40.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€33k▼ 28.9%€19k▼ 43.6%€9k▼ 49.6%€12k▲ 31.5%
2021: €47khighest in 5 years
2022: €33k▼ -28.9% vs 2021
2023: €19k▼ -43.6% vs 2022
2024: €9k▼ -49.6% vs 2023lowest in 5 years
2025: €12k▲ +31.5% vs 2024
Operating result€-4k-€1k€-1k€3k€28k▲ 756%
2021: €-4klowest in 5 years
2022: €1k▲ +131% vs 2021
2023: €-1k▼ -192% vs 2022
2024: €3k▲ +381% vs 2023
2025: €28k▲ +756% vs 2024highest in 5 years
Net result€-4k-€380€-1k€2k€28k▲ 1,445%
2021: €-4klowest in 5 years
2022: €380▲ +109% vs 2021
2023: €-1k▼ -471% vs 2022
2024: €2k▲ +229% vs 2023
2025: €28k▲ +1445% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 756% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€633 ▼ 39.7%
Current assets
€44k ▲ 69.9%
Equity and liabilities €44k
Equity
€12k ▲ 31.5%
Debt
€32k ▲ 84.4%
Debt's share of the balance-sheet total rises from 64.6% to 71.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €4k
Cash flow
€28k▲
2024 · €2k
Current ratio
1.37▼
2024 · 1.49
Debt to equity
2.56▲
2024 · 1.82
ROE
224.3%▲
2024 · 19.1%
ROA
63.1%▲
2024 · 6.8%
Interest coverage
632.11▲
2024 · 87.90
Debt ≤ 1 year
€32k▲
2024 · €17k
Income taxes
€270▼
2024 · €2k
Staff costs
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€44k▲
Fixed assets21/28€1k€633▼
Tangible fixed assets22/27€1k€633▼
Furniture and vehicles24€1k€633▼
Current assets29/58€26k€44k▲
Amounts receivable within one year40/41€12k€37k▲
Trade receivables40€9k€5k▼
Other amounts receivable41€2k€32k▲
Cash at bank and in hand54/58€13k€6k▼
Deferred charges and accrued income490/1€916€0▼
Equity and liabilities
Total equity and liabilities10/49€27k€44k▲
Equity10/15€9k€12k▲
Contributions10/11€6k€6k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-2k€1k▲
Amounts payable17/49€17k€32k▲
Amounts payable within one year42/48€17k€32k▲
Trade debts44€300€3k▲
Suppliers440/4€300€3k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€11k€27k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€681€417▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€948€415▼
Gross operating margin9900€8k€32k▲
Operating profit (loss)9901€3k€28k▲
Financial income75/76B€91€275▲
Recurring financial income75€91€275▲
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€3k€28k▲
Income taxes67/77€2k€270▼
Profit (loss) for the period9904€2k€28k▲
Profit (loss) for the period to be appropriated9905€2k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€26k▲
Profit (loss) brought forward from the previous period14P€-5k€-2k▲
Transfer from equity791/2€13k€0▼
Profit to be distributed694/7€11k€25k▲
Return on contributions (dividend)694€11k€0▼
Directors or managers695-€25k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €6k | €3k | €2k | €1k | €3k | ▲ 152% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €1k | €681 | €417 | ▼ 38.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €2k | €0 | ▼ 100% |
| Other operating charges640/8 | €828 | €926 | €905 | €948 | €415 | ▼ 56.3% |
| Gross operating margin9900 | €11k | €14k | €2k | €8k | €32k | ▲ 281% |
| Operating profit (loss)9901 | €-4k | €1k | €-1k | €3k | €28k | ▲ 756% |
| Financial income75/76B | €0 | €0 | €114 | €91 | €275 | ▲ 203% |
| Recurring financial income75 | €0 | €0 | €114 | €91 | €275 | ▲ 203% |
| Financial charges65/66B | €63 | €339 | €61 | €45 | €45 | = |
| Recurring financial charges65 | €63 | €339 | €61 | €45 | €45 | = |
| Profit (loss) for the period before taxes9903 | €-4k | €925 | €-1k | €3k | €28k | ▲ 751% |
| Income taxes67/77 | €204 | €546 | €299 | €2k | €270 | ▼ 82.1% |
| Profit (loss) for the period9904 | €-4k | €380 | €-1k | €2k | €28k | ▲ 1,445% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €380 | €-1k | €2k | €28k | ▲ 1,445% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €63k | €53k | €35k | €27k | €44k | ▲ 65.6% |
| Fixed assets21/28 | €10k | €3k | €2k | €1k | €633 | ▼ 39.7% |
| Tangible fixed assets22/27 | €10k | €3k | €2k | €1k | €633 | ▼ 39.7% |
| Furniture and vehicles24 | €10k | €3k | €2k | €1k | €633 | ▼ 39.7% |
| Current assets29/58 | €54k | €50k | €33k | €26k | €44k | ▲ 69.9% |
| Amounts receivable within one year40/41 | €13k | €21k | €8k | €12k | €37k | ▲ 223% |
| Trade receivables40 | €8k | €16k | €3k | €9k | €5k | ▼ 47.7% |
| Other amounts receivable41 | €5k | €5k | €5k | €2k | €32k | ▲ 1,391% |
| Cash at bank and in hand54/58 | €40k | €29k | €24k | €13k | €6k | ▼ 51.9% |
| Deferred charges and accrued income490/1 | €209 | €0 | €996 | €916 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €63k | €53k | €35k | €27k | €44k | ▲ 65.6% |
| Equity10/15 | €47k | €33k | €19k | €9k | €12k | ▲ 31.5% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €45k | €31k | €18k | €5k | €5k | = |
| Non-distributable reserves130/1 | €0 | - | - | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - | - | - |
| Distributable reserves133 | €45k | €31k | €18k | €5k | €5k | = |
| Profit (loss) carried forward14 | €-4k | €-4k | €-5k | €-2k | €1k | ▲ 174% |
| Amounts payable17/49 | €16k | €20k | €16k | €17k | €32k | ▲ 84.4% |
| Amounts payable within one year42/48 | €16k | €20k | €16k | €17k | €32k | ▲ 84.4% |
| Trade debts44 | €406 | €4k | €1k | €300 | €3k | ▲ 761% |
| Suppliers440/4 | €406 | €4k | €1k | €300 | €3k | ▲ 761% |
| Taxes, remuneration and social security45 | €3k | €2k | €2k | €6k | €2k | ▼ 65.4% |
| Taxes450/3 | €3k | €2k | €2k | €6k | €2k | ▼ 65.4% |
| Other amounts payable47/48 | €12k | €14k | €13k | €11k | €27k | ▲ 144% |
| Accrued charges and deferred income492/3 | €300 | €320 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €380 | €-1k | €2k | €28k | ▲ 1,445% |
| + Depreciation and write-downs630 | €9k | €9k | €1k | €681 | €417 | ▼ 38.7% |
| Operating cash flow (approximation) | €4k | €9k | €-351 | €2k | €28k | ▲ 1,040% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €0 | €0 | - |
| Change in cash | - | €-11k | €-5k | €-11k | €-7k | ▲ 36.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €28k ▲1,445%
Operating result €28k, net result €28k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €380
Net result €380 after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2011
Ground area
1,323 m²
Building footprint
124 m²
Volume, LiDAR
369 m³
Parcel 13038C0033/00X000, Flanders · tallest building 3.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Thoné Architectuur
since 20112.199.140.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13038C0033/00X000 | Flanders | 1,323 m² | 1 · 124 m² | 3.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 3,396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
71111Activities of building architects
Scores and ratios are computed by Checked and are not a credit decision.