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THOMINA

Active
Private limited companyfounded 2022active for 4 yearsMerelbekestationplein 1, 9050 Gent, BelgiumKBO/BCE: BE 0790.991.844
Summary

The computed 12-month bankruptcy probability of THOMINA is 3.4% (moderate). The 2025 annual accounts show equity of €10,155 and a net result of -€626. Equity is shrinking by about 30% per year across the filed financial years. Its solvency ranks better than 48% of 16,547 sector peers (NACE 56, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€37,415total assets 2025
Equity
€10,155
Loss
-€626
Turnover not published (micro format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.4%
Structure
Accounts filed 45 days late1 of 2 deeds read
Why 50raises riskSector: Food and beverage service activities (NACE 56)Founded in 2022Latest accounts 45 days late; 1 of the last 3 lateSize: total assets €37,415Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 43% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Average
Solvency 52-4
equity 27.1% of total assets
Liquidity 48+26
short-term debt 72.9% · cash 30.2%
Profitability 67+59
return on assets -1.7%
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,759 companies, NACE 56, micro)
Last 24 months 11-2024: 2.6% 12-2024: 2.6%● unchanged vs 11-2024 01-2025: 2.5%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 2.5%● unchanged vs 01-2025lowest value 03-2025: 2.6%▲ +0.1 percentage points vs 02-2025 04-2025: 2.7%▲ +0.1 percentage points vs 03-2025 05-2025: 2.8%▲ +0.1 percentage points vs 04-2025 06-2025: 2.7%▼ -0.1 percentage points vs 05-2025 07-2025: 4.3%▲ +1.6 percentage points vs 06-2025 08-2025: 4.3%● unchanged vs 07-2025 09-2025: 4.3%● unchanged vs 08-2025 10-2025: 4.3%● unchanged vs 09-2025 11-2025: 4.3%● unchanged vs 10-2025 12-2025: 4.3%● unchanged vs 11-2025 01-2026: 4.3%● unchanged vs 12-2025 02-2026: 4.3%● unchanged vs 01-2026 03-2026: 4.3%● unchanged vs 02-2026 04-2026: 4.5%▲ +0.2 percentage points vs 03-2026 05-2026: 4.6%▲ +0.1 percentage points vs 04-2026 06-2026: 4.2%▼ -0.4 percentage points vs 05-2026 07-2026: 4.4%▲ +0.2 percentage points vs 06-2026 08-2026: 5.2%▲ +0.8 percentage points vs 07-2026 09-2026: 5.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 3.4%▼ -1.9 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.71, compared with 0.55 in 2024, below 1; short-term debt: 72.9% and cash: 30.2% of total assets), and 72.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 48% on solvency, 45% on liquidity, 45% on profitability and 34% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 45 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €37,415
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€626
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
45 days late
2024
48 days early
2023
55 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 19 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (3 of the last 3 filed years within 93 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignations: De Vos Thomas (director) and…Appointments: De Ridder Kevin, Mendes…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Board changedlatest change 01-12-2025 · 3 in office 3 joined · 2 left View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€626 View
  • Total assets 20253 financial years filed €37,415 View

By topic

Financials

Financial year
2025
Total assets
€37,415
Loss
-€626
Solvency
27.1%
Total assets▲ 6.4%
Net result
20232025
Go to Financials

Board & ownership

Board
3 members
  • De Ridder KevinDirector
  • De Ridder PhoebeDirector
  • Mendes Babo FabienneDirector
Go to Board & ownership

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 06-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
20-09-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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