THOMAS VERSTRAETE
ActiveTHOMAS VERSTRAETE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €194k and a net result of €7k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 7971 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
25 d late
2023
29 d late
2022
29 d late
2021
24 d late
2020
19 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€194k▲ 3.6%
2024 · €187k
2018: €113k
2019: €122k
2020: €136k
2021: €145k
2022: €160k
2023: €169k
2024: €187k
2018 → 2025
Net result
€7k▼ 62.3%
2024 · €18k
2018: €10k
2019: €9k
2020: €14k
2021: €9k
2022: €14k
2023: €9k
2024: €18k
2018 → 2025
Total assets
€248k▼ 1.3%
2024 · €252k
2018: €256k
2019: €254k
2020: €253k
2021: €247k
2022: €250k
2023: €255k
2024: €252k
2018 → 2025
Solvency
78.0%▲ 3.7pp
2024 · 74.3%
2018: 44.2%
2019: 48.2%
2020: 53.6%
2021: 58.8%
2022: 63.9%
2023: 66.4%
2024: 74.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€18k-€24k▲ 33.3%€24k=€23k▼ 4.2%€22k▼ 4.3%
Equity€145k-€160k▲ 9.9%€169k▲ 5.7%€187k▲ 10.7%€194k▲ 3.6%
Operating result€14k-€18k▲ 27.3%€18k▼ 2.6%€18k▲ 0.6%€17k▼ 7.5%
Net result€9k-€14k▲ 52.3%€9k▼ 37.2%€18k▲ 98.6%€7k▼ 62.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€241k=
Current assets
€7k▼ 32.8%
Equity and liabilities €248k
Equity
€194k▲ 3.6%
Debt
€55k▼ 15.7%
The debt ratio falls from 25.7% to 22.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
78.0%▲
2024 · 74.3%
ROE
3.5%▼
2024 · 9.6%
ROA
2.7%▼
2024 · 7.2%
Debt
€55k▼
2024 · €65k
Debt ≤ 1 year
€55k▼
2024 · €60k
Income taxes
€10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€252k€248k▼
Fixed assets21/28€241k€241k=
Financial fixed assets28€241k€241k=
Current assets29/58€10k€7k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€31€32▲
Cash at bank and in hand54/58€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€252k€248k▼
Equity10/15€187k€194k▲
Contributions10/11€25k€25k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€159k€166k▲
Amounts payable17/49€65k€55k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€60k€55k▼
Current portion of amounts payable after more than one year42€18k€5k▼
Trade debts44€308€6k▲
Suppliers440/4€308€6k▲
Taxes, remuneration and social security45€1k€966▼
Taxes450/3€1k€966▼
Other amounts payable47/48€40k€42k▲
Income statement
Code20242025
Turnover70€23k€22k▼
Goods, raw materials, services and sundry goods60/61€5k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36-
Other operating charges640/8€190€378▲
Gross operating margin9900€18k€17k▼
Operating profit (loss)9901€18k€17k▼
Financial income75/76B€10€11▲
Recurring financial income75€10€11▲
Financial charges65/66B€35€36▲
Recurring financial charges65€35€36▲
Profit (loss) for the period before taxes9903€18k€17k▼
Income taxes67/77-€10k
Profit (loss) for the period9904€18k€7k▼
Profit (loss) for the period to be appropriated9905€18k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€159k€166k▲
Profit (loss) brought forward from the previous period14P€141k€159k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €7k ▼62.3%
Net result drops to €7k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €18k ▲98.6%
Net result €18k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €150kEq €160k ▲9.9%
5 profitable years in a row build equity to €160k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tieltsteenweg 1038780 OostrozebekeGround area
347 m²
Building footprint
128 m²
Volume, LiDAR
1,054 m³
Parcel 37010C0192/00N002, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
THOMAS VERSTRAETE
since 20102.185.984.476
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010C0192/00N002 | Flanders | 347 m² | 1 · 128 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.