THOMAS TRAINING & COACHING
ActiveSummary
THOMAS TRAINING & COACHING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €531k and a net result of €73k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-7
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 22.88 against 11.71 in 2024; short-term debt: 3.8% and cash: 31.3% of total assets), and 15.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
11.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
29 d early
2023
33 d early
2022
13 d early
2021
26 d early
2020
3 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€531k▲ 15.6%
2024 · €459k
2018: €480k
2019: €508k
2020: €204k
2021: €171k
2022: €262k
2023: €361k
2024: €459k
2018 → 2025
Total assets
€629k▲ 5.9%
2024 · €593k
2018: €606k
2019: €626k
2020: €311k
2021: €331k
2022: €446k
2023: €517k
2024: €593k
2018 → 2025
Net result
€73k▼ 25.8%
2024 · €99k
2018: €46k
2019: €28k
2020: €11k
2021: €62k
2022: €98k
2023: €99k
2024: €99k
2018 → 2025
Working capital
€519k▲ 19.1%
2024 · €436k
2018: €350k
2019: €401k
2020: €122k
2021: €81k
2022: €195k
2023: €291k
2024: €436k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€262k▲ 53.2%€361k▲ 37.6%€459k▲ 27.2%€531k▲ 15.6%
Operating result€83k-€138k▲ 65.9%€141k▲ 2.2%€135k▼ 4.1%€99k▼ 26.2%
Net result€62k-€98k▲ 58.1%€99k▲ 1.7%€99k▼ 0.6%€73k▼ 25.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €629k
Fixed assets
€86k ▼ 26.7%
Current assets
€543k ▲ 13.9%
Equity and liabilities €629k
Equity
€531k ▲ 15.6%
Provisions
€71k =
Debt
€27k ▼ 57.8%
Debt's share of the balance-sheet total falls from 10.7% to 4.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€152k▼
2024 · €185k
Cash flow
€126k▼
2024 · €149k
Current ratio
22.88▲
2024 · 11.71
Debt to equity
0.05▼
2024 · 0.14
ROE
13.8%▼
2024 · 21.6%
ROA
11.7%▼
2024 · 16.7%
Interest coverage
301.48▲
2024 · 199.75
Debt ≤ 1 year
€24k▼
2024 · €41k
Debt > 1 year
€3k▼
2024 · €12k
Income taxes
€28k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€593k€629k▲
Fixed assets21/28€117k€86k▼
Tangible fixed assets22/27€117k€86k▼
Land and buildings22€83k€65k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€30k€19k▼
Current assets29/58€476k€543k▲
Amounts receivable within one year40/41€36k€18k▼
Trade receivables40€35k€15k▼
Other amounts receivable41€639€3k▲
Current investments50/53€416k€326k▼
Cash at bank and in hand54/58€22k€197k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€593k€629k▲
Equity10/15€459k€531k▲
Contributions10/11€10k€10k=
Reserves13€449k€521k▲
Distributable reserves133€449k€521k▲
Provisions and deferred taxes16€71k€71k=
Provisions for liabilities and charges160/5€71k€71k=
Pensions and similar obligations160€71k€71k=
Amounts payable17/49€63k€27k▼
Amounts payable after more than one year17€12k€3k▼
Financial debts170/4€12k€3k▼
Amounts payable within one year42/48€41k€24k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Financial debts43€25€22▼
Credit institutions430/8€25€22▼
Trade debts44€16k€6k▼
Suppliers440/4€16k€6k▼
Taxes, remuneration and social security45€13k€2k▼
Taxes450/3€13k€2k▼
Other amounts payable47/48€2k€6k▲
Accrued charges and deferred income492/3€11k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€53k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€188k€155k▼
Operating profit (loss)9901€135k€99k▼
Financial income75/76B€6k€2k▼
Recurring financial income75€6k€2k▼
Financial charges65/66B€927€505▼
Recurring financial charges65€927€505▼
Profit (loss) for the period before taxes9903€140k€101k▼
Income taxes67/77€41k€28k▼
Profit (loss) for the period9904€99k€73k▼
Profit (loss) for the period to be appropriated9905€99k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€73k▼
Transfer to equity691/2€98k€72k▼
To other reserves6921€98k€72k▼
Profit to be distributed694/7€859€2k▲
Return on contributions (dividend)694€859€2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €531k ▲15.6%
8 profitable years in a row build equity to €531k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 11.71
Current ratio from 5.54 to 11.71; short-term debt falls from €64k to €41k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €99k ▲1.7%
Operating result €141k, net result €99k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 4.14
Current ratio from 2.02 to 4.14; short-term debt falls from €79k to €62k.
31-12
Financial
Equity above €200kEq €262k ▲53.2%
5 profitable years in a row build equity to €262k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €11k ▼61.3%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
Show earlier events
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €508k ▲5.9%
2 profitable years in a row build equity to €508k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muizendijkstraat 873960 BreeGround area
1,413 m²
Building footprint
257 m²
Volume, LiDAR
1,574 m³
Parcel 72402B0745/00R003, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THEKS TRAINING
since 20072.165.927.351
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72402B0745/00R003 | Flanders | 1,413 m² | 1 · 256 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945005V8XPJVQ9H8737
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,169 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.