Thomas Parmentier Architecte
ActiveThomas Parmentier Architecte has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-3
Solvency79▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 2.77 in 2024; short-term debt: 14.2% and cash: 15.9% of total assets), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
8.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €176k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
7 d late
2024
28 d late
2023
15 d late
2022
16 d late
2021
24 d late
2020
19 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€176k▲ 19.6%
2024 · €148k
2018: €-37k
2019: €-33k
2020: €-41k
2021: €-34k
2022: €-26k
2023: €115k
2024: €148k
2018 → 2025
Total assets
€326k▲ 10.0%
2024 · €297k
2018: €101k
2019: €142k
2020: €136k
2021: €144k
2022: €140k
2023: €258k
2024: €297k
2018 → 2025
Net result
€29k▼ 11.6%
2024 · €33k
2018: €-49k
2019: €4k
2020: €-8k
2021: €7k
2022: €7k
2023: €11k
2024: €33k
2018 → 2025
Working capital
€82k▲ 33.4%
2024 · €61k
2018: €-39k
2019: €-3k
2020: €36k
2021: €41k
2022: €39k
2023: €40k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-34k-€-26k▲ 21.9%€115k€148k▲ 28.5%€176k▲ 19.6%
Operating result€11k-€12k▲ 11.3%€15k▲ 23.8%€54k▲ 270%€47k▼ 12.0%
Net result€7k-€7k▲ 1.8%€11k▲ 45.0%€33k▲ 205%€29k▼ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326k
Fixed assets
€198k▼ 1.2%
Current assets
€128k▲ 33.5%
Equity and liabilities €326k
Equity
€176k▲ 19.6%
Debt
€150k▲ 0.5%
The debt ratio falls from 50.3% to 45.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▼
2024 · €57k
Cash flow
€32k▼
2024 · €36k
Solvency
54.1%▲
2024 · 49.7%
Current ratio
2.77▼
2024 · 2.77
Quick ratio
2.77▼
2024 · 2.77
Debt / equity
0.85▼
2024 · 1.01
ROE
16.4%▼
2024 · 22.2%
ROA
8.9%▼
2024 · 11.0%
Interest coverage
7.35▼
2024 · 7.39
Debt
€150k▲
2024 · €149k
Debt ≤ 1 year
€46k▲
2024 · €35k
Debt > 1 year
€104k▼
2024 · €114k
Income taxes
€13k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€326k▲
Fixed assets21/28€201k€198k▼
Tangible fixed assets22/27€201k€198k▼
Land and buildings22€196k€194k▼
Plant, machinery and equipment23€270€202▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€800€1k▲
Current assets29/58€96k€128k▲
Amounts receivable after more than one year29€11k€11k=
Other amounts receivable291€11k€11k=
Amounts receivable within one year40/41€83k€63k▼
Trade receivables40€44k€28k▼
Other amounts receivable41€38k€35k▼
Cash at bank and in hand54/58-€52k
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€297k€326k▲
Equity10/15€148k€176k▲
Contributions10/11€12k€12k=
Revaluation surpluses12€131k€131k=
Profit (loss) carried forward14€5k€34k▲
Amounts payable17/49€149k€150k▲
Amounts payable after more than one year17€114k€104k▼
Financial debts170/4€114k€104k▼
Amounts payable within one year42/48€35k€46k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Financial debts43€94-
Credit institutions430/8€94-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€23k€33k▲
Taxes450/3€23k€33k▲
Accrued charges and deferred income492/3€200-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€883€2k▲
Gross operating margin9900€58k€53k▼
Operating profit (loss)9901€54k€47k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€48k€42k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€33k€29k▼
Profit (loss) for the period to be appropriated9905€33k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€34k▲
Profit (loss) brought forward from the previous period14P€-28k€5k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Equity above €150kEq €176k ▲19.6%
5 profitable years in a row build equity to €176k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €33k ▲205%
Operating result €54k, net result €33k, both a record.
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
31-12
Financial
Equity above €100kEq €115k
3 profitable years in a row build equity to €115k.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.63
Current ratio from 0.95 to 2.63; short-term debt falls from €63k to €22k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Allardstraat 881180 UkkelGround area
5,986 m²
Building footprint
353 m²
Volume, LiDAR
3,936 m³
2 parcels, Brussels · tallest building 20.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Thomas Parmentier Architecte
since 20182.274.178.559
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0160/00N004 | Brussels | 5,849 m² | 1 · 261 m² | 20.6 m · 4 fl. |
| 21447B0313/00F008 | Brussels | 138 m² | 1 · 92 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROEP PAUWELS
BE 0431.039.591
Menen · Eq €177k
Architect Smeets Peter
BE 0834.915.622
Balen · Eq €177k
In-Lijn
BE 0875.099.158
Tongeren-Borgloon · Eq €176k
Bureau d'Architecture Nicolas De Smedt
BE 0826.888.376
Oudergem · Eq €176k
ARCHITECTENBUREAU GEERT ADRIAENSEN
BE 0861.631.994
Kasterlee · Eq €177k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 5,250 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-2018
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.