Thomas Marcos
ActiveSummary
Thomas Marcos has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €4k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 1518 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency40▼-51
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
8 d early
2023
33 d early
2022
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 74.3%
2024 · €23k
2022: €10k
2023: €17k
2024: €23k
2022 → 2025
Total assets
€38k▲ 10.3%
2024 · €35k
2022: €15k
2023: €31k
2024: €35k
2022 → 2025
Net result
€4k▼ 29.7%
2024 · €6k
2022: €8k
2023: €7k
2024: €6k
2022 → 2025
Working capital
€-460
2024 · €13k
2022: €8k
2023: €9k
2024: €13k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€17k▲ 72.3%€23k▲ 31.9%€6k▼ 74.3%
Operating result€10k-€11k▲ 5.5%€8k▼ 23.6%€6k▼ 21.6%
Net result€8k-€7k▼ 9.8%€6k▼ 23.9%€4k▼ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€6k ▼ 36.3%
Current assets
€32k ▲ 29.0%
Equity and liabilities €38k
Equity
€6k ▼ 74.3%
Debt
€33k ▲ 173%
Debt's share of the balance-sheet total rises from 34.2% to 84.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €12k
Cash flow
€8k▼
2024 · €9k
Current ratio
0.99▼
2024 · 2.08
Debt to equity
5.52▲
2024 · 0.52
ROE
66.1%▲
2024 · 24.2%
ROA
10.1%▼
2024 · 15.9%
Interest coverage
33.10▼
2024 · 34.66
Debt ≤ 1 year
€33k▲
2024 · €12k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€35k€38k▲
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Furniture and vehicles24€10k€6k▼
Financial fixed assets28€400€400=
Current assets29/58€25k€32k▲
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€5k€11k▲
Other amounts receivable41€3k€668▼
Cash at bank and in hand54/58€17k€21k▲
Equity and liabilities
Total equity and liabilities10/49€35k€38k▲
Equity10/15€23k€6k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€21k€4k▼
Amounts payable17/49€12k€33k▲
Amounts payable within one year42/48€12k€33k▲
Current portion of amounts payable after more than one year42€1k-
Trade debts44€417€1k▲
Suppliers440/4€417€1k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€4k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€609€702▲
Gross operating margin9900€12k€11k▼
Operating profit (loss)9901€8k€6k▼
Financial income75/76B€4€15▲
Recurring financial income75€4€15▲
Financial charges65/66B€332€304▼
Recurring financial charges65€332€304▼
Profit (loss) for the period before taxes9903€8k€6k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€6k€4k▼
Profit (loss) for the period to be appropriated9905€6k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€25k▲
Profit (loss) brought forward from the previous period14P€15k€21k▲
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €4k ▼29.7%
Net result drops to €4k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Château 18C5300 AndenneGround area
8,340 m²
Building footprint
313 m²
Parcel 92411A0501/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Thomas Marcos
since 20222.330.796.271
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92411A0501/00A000 | Wallonia | 8,340 m² | 1 · 313 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EHLab
BE 0727.781.397
Liège · Eq €5,861
AV Side
BE 0759.368.557
Rebecq · Eq €5,826
EMERGENCES DIFFUSION
BE 0474.908.040
Namur · Eq €5,765
MAKINTOSH FILMS
BE 0798.244.969
Elsene · Eq €5,716
RHEA
BE 0433.869.518
Merelbeke-Melle · Eq €6,108
Of 1,322 companies in sector 59111 we hold annual accounts for 688. 348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
59111Production of cinema films
62100Computer programming
62200Computer consultancy and computer facilities management
74201Photography, excluding press photography
85510Sports and recreation education
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.