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THOMAS IMMO

Active Public limited companyfounded 1999active for 27 yearsLewastraat 1, 3440 ZoutleeuwKBO/BCE: BE 0466.185.958 #3 company by total assets in Zoutleeuw, Real estate sector

Lifetime

20 annual accounts with figures on one time axis, 26 filings since 2000
peak €183,451 (2025)
€183,451▲ 3.2%
lowest -€15,722 (2021)
€33,630▼ 12.9%
peak €640,484 (2025)
€640,484▲ 1.4%
€2.5m▲ 3.6%
Board3 names since 2021
3 directorsKKLT BV and 2 others
Owners
  
Documentsfilings and deeds
27-07-20264 days before the deadline
2025abbreviated format
Cash from €34,556 to €116,977

Key points

from the 2025 annual accounts

Turnover

≈ €250,000 estimated

The accounts state no turnover.

Debts

€2.5m 79% of the balance sheet
Financial debts 84%Suppliers 2%Other 14%

Of this, €394,859 falls due within a year.

Filings

26 annual accounts since 2000
AprilJune31 JulyOctober200020102020

Two of the last ten came late. The 2016 accounts came latest: 52 days after the end of the period.

Checked score

94
Excellent
Financially stronger than 52% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Average

46=equity 20.6% of total assets
53+2short-term debt 12.7% · cash 3.8%
44+1return on assets 1.1%

Score breakdown

raises risk
Liquidity: current ratio 1.23, cash €116,977
lowers risk
Size: total assets €3.1m
Figures for financial year 2025 (filed on 27-07-2026)
Legal form: public limited company
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 40% of them on solvency, 75% on liquidity, 43% on profitability and 51% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,685 companies had the same profile as THOMAS IMMO has now. Each dot stands for 12 companies, two years later.

97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

The bankruptcy probability of THOMAS IMMO itself is lower: < 0.1% within 12 months. It rests on far more data about THOMAS IMMO than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,685 companies, not a prediction for THOMAS IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.23 (1.63 in 2024), below the usual 1.5. Short-term debt is 12.7% and cash 3.8% of total assets. 79.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €3.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.23, cash €116,977
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
16 days early
2023
1 day early
2022
174 days early
2021
3 days early
2020
44 days early
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

KB
KKLT BV
Director
TR
Thomas Rudi
Director
TD
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0466185958
First establishment Lewastraat 1, Zoutleeuw
All 35 events

Comparable companies

same main activity, similar in size and age
Company
THOMAS IMMO Zoutleeuw €3.1m €183,451 20.6% -
AGHORA Asse €3.0m €179,465 71.2% -
IMMOHANO Ranst €3.2m €189,289 3.8% 0
HESTIA PROJECTS Waregem €2.9m €178,041 4.2% -
VERAN Wingene €2.9m €190,801 97.0% -
KRIDA Nazareth €2.7m €179,916 19.0% 0
G. JANSSENS Aartselaar €2.5m €204,390 12.9% -

These companies have the same main activity as THOMAS IMMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €2.5m and €3.2m, founded between 1997 and 2002.

Official details

Source: KBO
Status
Active since 04-06-1999Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 5 others
Establishment unit
2.097.272.1373440 Zoutleeuw, since 13-04-2000
Financial year end
31 December
Peppol
Reachable since 15-07-2025
Company details

Annual accounts 2025

€3.1m▲ 3.2%
Filing
Filed on 27-07-2026, 4 days before the end of the filing period
Financials

Insights on THOMAS IMMO

THOMAS IMMO files the abbreviated format. That format states no turnover. The gross margin rose from €47,654 in 2006 to €183,451 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about THOMAS IMMO

What is the company number of THOMAS IMMO?
The company number of THOMAS IMMO is 0466.185.958. The VAT number is the same number with BE in front: BE 0466.185.958.
Where is THOMAS IMMO based?
The registered office is at Lewastraat 1, 3440 Zoutleeuw.Company details
What does THOMAS IMMO do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of THOMAS IMMO?
THOMAS IMMO is a public limited company (NV).
When was THOMAS IMMO founded?
THOMAS IMMO was founded on 04-06-1999.
Is THOMAS IMMO still active?
Yes, THOMAS IMMO is an active enterprise in the KBO register.
What is the turnover of THOMAS IMMO?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €183,451 and 37 comparable companies (NACE 68203). It probably lies between €200,000 and €390,000.Financials
Is THOMAS IMMO profitable?
In financial year 2025, THOMAS IMMO made a profit of €33,630.
Where can I find the annual accounts of THOMAS IMMO?
THOMAS IMMO filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of THOMAS IMMO due?
THOMAS IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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