THOMAS Franck
ActiveSummary
THOMAS Franck has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €15k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency63▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.26 in 2024; short-term debt: 59.9% and cash: 11.9% of total assets), but 61.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
8.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
34 d early
2024
30 d early
2023
33 d early
2022
2 d early
2021
30 d early
2020
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 28.0%
2024 · €55k
2020: €19k
2021: €33k
2022: €37k
2023: €37k
2024: €55k
2020 → 2025
Total assets
€184k▲ 18.7%
2024 · €155k
2020: €99k
2021: €142k
2022: €266k
2023: €196k
2024: €155k
2020 → 2025
Net result
€15k▼ 13.0%
2024 · €18k
2020: €16k
2021: €14k
2022: €4k
2023: €573
2024: €18k
2020 → 2025
Working capital
€62k▲ 177%
2024 · €22k
2020: €-2k
2021: €-51k
2022: €-968
2023: €-6k
2024: €22k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€37k▲ 12.2%€37k▲ 1.6%€55k▲ 47.5%€70k▲ 28.0%
Operating result€18k-€8k▼ 56.8%€3k▼ 59.5%€24k▲ 686%€21k▼ 13.6%
Net result€14k-€4k▼ 71.1%€573▼ 85.5%€18k▲ 2,982%€15k▼ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€12k ▼ 75.3%
Current assets
€172k ▲ 61.2%
Equity and liabilities €184k
Equity
€70k ▲ 28.0%
Debt
€114k ▲ 13.6%
Debt's share of the balance-sheet total falls from 64.6% to 61.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €66k
Cash flow
€50k▼
2024 · €59k
Current ratio
1.56▲
2024 · 1.26
Quick ratio
1.52▲
2024 · 0.61
Debt to equity
1.62▼
2024 · 1.83
ROE
21.9%▼
2024 · 32.2%
ROA
8.4%▼
2024 · 11.4%
Interest coverage
64.93▲
2024 · 40.12
Debt ≤ 1 year
€110k▲
2024 · €84k
Debt > 1 year
€4k▼
2024 · €16k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€155k€184k▲
Fixed assets21/28€48k€12k▼
Tangible fixed assets22/27€43k€9k▼
Plant, machinery and equipment23€26k€8k▼
Furniture and vehicles24€17k€919▼
Financial fixed assets28€5k€3k▼
Current assets29/58€107k€172k▲
Stocks and contracts in progress3€55k€5k▼
Stocks30/36€55k€5k▼
Amounts receivable within one year40/41€16k€112k▲
Trade receivables40€7k€36k▲
Other amounts receivable41€9k€76k▲
Cash at bank and in hand54/58€35k€22k▼
Deferred charges and accrued income490/1-€33k
Equity and liabilities
Total equity and liabilities10/49€155k€184k▲
Equity10/15€55k€70k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€52k€67k▲
Amounts payable17/49€100k€114k▲
Amounts payable after more than one year17€16k€4k▼
Financial debts170/4€16k€4k▼
Amounts payable within one year42/48€84k€110k▲
Current portion of amounts payable after more than one year42€25k€12k▼
Trade debts44€50k€88k▲
Suppliers440/4€50k€88k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Income statement
Code20242025
Non-recurring operating income76A-€31k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€34k▼
Other operating charges640/8-€350
Gross operating margin9900€66k€56k▼
Operating profit (loss)9901€24k€21k▼
Financial income75/76B€1k€986▼
Recurring financial income75€1k€986▼
Financial charges65/66B€2k€854▼
Recurring financial charges65€2k€854▼
Profit (loss) for the period before taxes9903€24k€21k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€18k€15k▼
Profit (loss) for the period to be appropriated9905€18k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€67k▲
Profit (loss) brought forward from the previous period14P€34k€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2020net €18k ▲2982%
Operating result €24k, net result €18k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €573 ▼85.5%
Net result drops to €573, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bouillon · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Ban Guillaume,Vivy 346833 BouillonGround area
1,819 m²
Building footprint
335 m²
Volume, LiDAR
826 m³
2 parcels, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Rives 24 a, 5555 Bièvre
since 20192.295.207.664
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91015B0143/00L000 | Wallonia | 1,318 m² | 1 · 194 m² | - |
| 84074B0083/00C000 | Wallonia | 501 m² | 1 · 141 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,556 companies in sector 02200 we hold annual accounts for 449. 287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2019
Fiscal year end30-09
Activities, NACEBEL 2025
02200Logging
33120Repair and maintenance of machinery
46832Wholesale of timber
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.