Thomas Coomans
ActiveSummary
Thomas Coomans has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €-1k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-23
Solvency44▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.88 in 2024; short-term debt: 38.7% and cash: 2.3% of total assets), and 80.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
46 d late
2024
2 d early
2023
2 d late
2022
11 d early
2021
19 d late
2020
18 d early
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▼ 1.6%
2024 · €86k
2018: €27k
2019: €18k
2020: €2k
2021: €11k
2022: €70k
2023: €69k
2024: €86k
2018 → 2025
Total assets
€434k▼ 10.0%
2024 · €482k
2018: €672k
2019: €599k
2020: €573k
2021: €527k
2022: €578k
2023: €484k
2024: €482k
2018 → 2025
Net result
€-1k
2024 · €17k
2018: €-13k
2019: €-9k
2020: €-16k
2021: €8k
2022: €59k
2023: €-2k
2024: €17k
2018 → 2025
Working capital
€-25k▼ 14.1%
2024 · €-22k
2018: €-18k
2019: €-32k
2020: €-1k
2021: €7k
2022: €35k
2023: €-12k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€70k▲ 549%€69k▼ 2.2%€86k▲ 24.9%€84k▼ 1.6%
Operating result€21k-€88k▲ 311%€10k▼ 88.1%€30k▲ 192%€10k▼ 67.7%
Net result€8k-€59k▲ 610%€-2k€17k€-1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434k
Fixed assets
€291k ▼ 9.0%
Current assets
€143k ▼ 11.9%
Equity and liabilities €434k
Equity
€84k ▼ 1.6%
Debt
€350k ▼ 11.8%
Debt's share of the balance-sheet total falls from 82.2% to 80.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €63k
Cash flow
€31k▼
2024 · €50k
Current ratio
0.85▼
2024 · 0.88
Quick ratio
0.63▼
2024 · 0.68
Debt to equity
4.15▼
2024 · 4.62
ROE
-1.7%▼
2024 · 20.0%
ROA
-0.3%▼
2024 · 3.5%
Interest coverage
3.82▼
2024 · 6.26
Debt ≤ 1 year
€168k▼
2024 · €184k
Debt > 1 year
€182k▼
2024 · €212k
Income taxes
€849▼
2024 · €8k
Staff costs
€49k▼
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€482k€434k▼
Fixed assets21/28€320k€291k▼
Intangible fixed assets21€19k€11k▼
Tangible fixed assets22/27€296k€275k▼
Land and buildings22€277k€268k▼
Plant, machinery and equipment23€936€0▼
Furniture and vehicles24€18k€7k▼
Financial fixed assets28€5k€5k▲
Current assets29/58€162k€143k▼
Stocks and contracts in progress3€38k€38k=
Stocks30/36€38k€38k=
Amounts receivable within one year40/41€121k€93k▼
Trade receivables40€109k€53k▼
Other amounts receivable41€13k€40k▲
Cash at bank and in hand54/58€3k€10k▲
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€482k€434k▼
Equity10/15€86k€84k▼
Contributions10/11€40k€40k=
Reserves13-€44k
Distributable reserves133-€44k
Profit (loss) carried forward14€46k-
Amounts payable17/49€396k€350k▼
Amounts payable after more than one year17€212k€182k▼
Financial debts170/4€212k€182k▼
Amounts payable within one year42/48€184k€168k▼
Current portion of amounts payable after more than one year42€59k€30k▼
Financial debts43€16k€13k▼
Credit institutions430/8€16k€13k▼
Trade debts44€32k€7k▼
Suppliers440/4€32k€7k▼
Taxes, remuneration and social security45€67k€99k▲
Taxes450/3€48k€70k▲
Remuneration and social security454/9€19k€29k▲
Other amounts payable47/48€9k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€127k€49k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€32k▼
Other operating charges640/8€9k€5k▼
Gross operating margin9900€199k€96k▼
Operating profit (loss)9901€30k€10k▼
Financial income75/76B€5k€556▼
Recurring financial income75€5k€556▼
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€25k€-546▼
Income taxes67/77€8k€849▼
Profit (loss) for the period9904€17k€-1k▼
Profit (loss) for the period to be appropriated9905€17k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€44k▼
Profit (loss) brought forward from the previous period14P€29k€46k▲
Transfer to equity691/2-€44k
To other reserves6921-€44k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €59k ▲610%
Operating result €88k, net result €59k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 48 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liessel 19 A2440 GeelGround area
1,662 m²
Building footprint
529 m²
Volume, LiDAR
2,939 m³
Parcel 13375M1264/00M002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Thomas Coomans
since 20172.262.651.197
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375M1264/00M002 | Flanders | 1,661 m² | 1 · 529 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 3 endedAutotechnieken duaal (so)
Polyvalent mecanicien personenwagens en lichte bedrijfsvoertuigen duaal (so)
Show 3 ended approvals
Onderhoudsmecanicien personenwagens en lichte bedrijfsvoertuigen (vwo)
Onderhoudsmechanica auto duaal (so)
Onderhoudsmecanicien personenwagens en lichte bedrijfsvoertuigen (so)
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Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 2,273 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
01480Raising of other animals
47120Other non-specialised retail sale
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.