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Thomas Campo

Active
Private limited companyfounded 2015active for 11 yearsTerbekehofdreef 6/8, 2610 Antwerpen, BelgiumKBO/BCE: BE 0638.816.561

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Thomas Campo has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,797 and a net result of -€4,359. Its solvency ranks better than 12% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 24-09-2015 Normal situation
Registered office
15 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Joinery installation NACE 43320and 1 other
Establishment unit
2.287.143.105 2610 Antwerpen, since 24-02-2019
Financial year end
30 June
Peppol
Reachable since 23-09-2025

Board and ownership

Board

Financial position

78 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-06-2025
Gross margin
€106,272
▼ 8.9%
Turnover
≈ €420,000
estimated
Loss
€4,359
▲ 429%
Equity
€33,797
▼ 11.4%
Total assets
€461,504
▲ 16.1%
Staff
1 FTE
=
Filed on 26-01-2026, 5 days before the deadlinePDF
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €33,797 (7.3% of total assets)lowers riskSize: total assets €461,504Founded in 2015Show the evidence

Checked score

Score 2025
78 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 24% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 32-3
equity 7.3% of total assets
Liquidity 44-7
short-term debt 27.8% · cash 4.0%
Profitability 55-1
return on assets -0.9%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.7%highest value 12-2024: 1.7%● unchanged vs 11-2024highest value 01-2025: 1.7%● unchanged vs 12-2024highest value 02-2025: 1.7%● unchanged vs 01-2025highest value 03-2025: 0.7%▼ -1.0 percentage point vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.8%▲ +0.1 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.7%▼ -0.1 percentage points vs 11-2025 01-2026: 0.8%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%▼ -0.2 percentage points vs 01-2026 03-2026: 0.5%▼ -0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.64 (0.77 in 2024), below 1. Short-term debt is 27.8% and cash 4% of total assets. 92.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 12% of them on solvency, 34% on liquidity, 26% on profitability and 23% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €461,504
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Equity €33,797 (7.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€4,359
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 34902 sector peers (2025).
NBB · sector comparison
Position among 34902 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
5 days early
2024
6 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 1 day after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 87% of companies in specialised constructionsector median 46.7% · 34,902 companies 7.3% View

Comparable companies

These companies have the same main activity as Thomas Campo: joinery installation (NACE 43320). They are comparable in size and age: total assets between €387,000 and €578,000, founded between 2013 and 2016.

CompanyTotal assetsGross margin
Thomas Campo Antwerpen€461,504€106,272
DDC Projects Schilde€475,022€95,886
Fin-Iso Vosselaar€454,852€94,666
RDS Putte€386,645€112,341
ALGEMENE SCHRIJNWERKERIJ KVL Kasterlee€467,889€133,181
Dave Van Rompaey Heist-op-den-Berg€418,795€122,904
Eventus Interieur Schrijnwerk Turnhout€578,470€107,198
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about Thomas Campo

What is the company number of Thomas Campo?
The company number of Thomas Campo is 0638.816.561. The VAT number is the same number with BE in front: BE 0638.816.561.
Where is Thomas Campo based?
The registered office is at Terbekehofdreef 6/8, 2610 Antwerpen.Company details
What does Thomas Campo do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Thomas Campo?
The legal form of Thomas Campo is Private limited company (BV).
When was Thomas Campo founded?
Thomas Campo was founded on 24-09-2015.
Is Thomas Campo still active?
Yes, Thomas Campo is an active enterprise in the KBO register.
How many employees does Thomas Campo have?
Thomas Campo had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Thomas Campo?
The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €106,272 and 37 comparable companies (NACE 43320). It probably lies between €280,000 and €530,000.
Is Thomas Campo profitable?
In financial year 2025, Thomas Campo made a loss of €4,359.
Where can I find the annual accounts of Thomas Campo?
Thomas Campo filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Thomas Campo due?
Thomas Campo must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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