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Thomas Bonte

Active
Private limited companyfounded 20206 yrs activeLindekouter 24, 9690 Kluisbergen, BelgiumKBO/BCE: BE 0744.602.682

Thomas Bonte is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €234k and a net result of €85k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 7980 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year €234k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
24 d early
2024
49 d early
2023
49 d early
2022
25 d late
2021
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€234k▲ 56.9%
2024 · €149k
2021: €-1k 2022: €15k 2023: €51k 2024: €149k
2021 → 2025
Net result
€85k▼ 13.7%
2024 · €98k
2021: €-3k 2022: €17k 2023: €36k 2024: €98k
2021 → 2025
Total assets
€920k▲ 324%
2024 · €217k
2021: €165k 2022: €184k 2023: €196k 2024: €217k
2021 → 2025
Solvency
25.5%▼ 43.4pp
2024 · 68.9%
2021: -0.9% 2022: 8.4% 2023: 26.0% 2024: 68.9%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-1k-€15k€51k▲ 231%€149k▲ 193%€234k▲ 56.9%
Operating result€-2k-€27k€52k▲ 91.5%€68k▲ 30.1%€137k▲ 102%
Net result€-3k-€17k€36k▲ 110%€98k▲ 177%€85k▼ 13.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2021: €-2k€-2kNet result 2021: €-3k€-3kOperating result 2022: €27k€27kNet result 2022: €17k€17kOperating result 2023: €52k€52kNet result 2023: €36k€36kOperating result 2024: €68k€68kNet result 2024: €98k€98kOperating result 2025: €137k€137kNet result 2025: €85k€85k20212022202320242025
The operating result has risen four years in a row; 2025 is 102% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €920k
Fixed assets €864k▲ 551%
Current assets €56k▼ 33.6%
Equity and liabilities €920k
Equity €234k▲ 56.9%
Debt €685k▲ 915%
The debt ratio rises from 31.1% to 74.5%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
25.5%
2024 · 68.9%
ROE
36.3%
2024 · 65.9%
ROA
9.2%
2024 · 45.4%
Debt
€685k
2024 · €67k
Debt ≤ 1 year
€685k
2024 · €58k
Debt > 1 year
€0
2024 · €10k
Income taxes
€41k
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€217k€920k
Fixed assets21/28€133k€864k
Tangible fixed assets22/27€19k€9k
Furniture and vehicles24€19k€9k
Financial fixed assets28€114k€854k
Current assets29/58€84k€56k
Cash at bank and in hand54/58€84k€56k
Equity and liabilities
Total equity and liabilities10/49€217k€920k
Equity10/15€149k€234k
Contributions10/11€2k€2k=
Reserves13€148k€233k
Distributable reserves133€148k€233k
Amounts payable17/49€67k€685k
Amounts payable after more than one year17€10k€0
Financial debts170/4€10k€0
Amounts payable within one year42/48€58k€685k
Current portion of amounts payable after more than one year42€28k€10k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Taxes, remuneration and social security45€16k€12k
Taxes450/3€16k€12k
Other amounts payable47/48€13k€662k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€1k€1k
Gross operating margin9900€79k€148k
Operating profit (loss)9901€68k€137k
Financial income75/76B€62k€0
Recurring financial income75€62k€0
Financial charges65/66B€4k€11k
Recurring financial charges65€4k€11k
Non-recurring financial charges66B€185€44
Profit (loss) for the period before taxes9903€126k€126k=
Income taxes67/77€28k€41k
Profit (loss) for the period9904€98k€85k
Profit (loss) for the period to be appropriated9905€98k€85k
Appropriation of the result
Profit (loss) to be appropriated9906€98k€85k
Transfer to equity691/2€98k€85k
To other reserves6921€98k€85k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €200kEq €234k ▲56.9%
4 profitable years in a row build equity to €234k.
12-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2021net €98k ▲177%
Net result €98k, the highest in the series.
31-12
Financial Liquidity triplescurrent ratio 1.46
Current ratio from 0.43 to 1.46; short-term debt falls from €107k to €58k.
31-12
Financial Equity above €100kEq €149k ▲193%
3 profitable years in a row build equity to €149k.
12-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial Back to profitnet €17k
Net result €17k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
963 m²
Parcel 45002B1358/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Thomas Bonte
Lindekouter 24, 9690 KluisbergenFinancial service activities, except insurance and pension funding
since 20202.299.808.830
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45002B1358/00T000 Flanders 963 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,547 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-03-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.