Summary
Thomas Aerts is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €79k and a net result of €77k. Its solvency ranks better than 69% of 8048 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€79k
Net result
€77k
Total assets
€109k
Solvency
72.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €109k
Equity
€79k
Debt
€30k
Debt finances 27.5% of the balance-sheet total.
Key figures and ratios
ROE
97.5%
ROA
70.7%
Debt ≤ 1 year
€30k
Income taxes
€20k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €966 |
| Other operating charges640/8 | €374 |
| Gross operating margin9900 | €100k |
| Operating profit (loss)9901 | €98k |
| Financial income75/76B | €70 |
| Recurring financial income75 | €70 |
| Financial charges65/66B | €1k |
| Recurring financial charges65 | €1k |
| Profit (loss) for the period before taxes9903 | €97k |
| Income taxes67/77 | €20k |
| Profit (loss) for the period9904 | €77k |
| Profit (loss) for the period to be appropriated9905 | €77k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €109k | |
| Current assets29/58 | €109k | |
| Amounts receivable within one year40/41 | €780 | |
| Trade receivables40 | €661 | |
| Other amounts receivable41 | €119 | |
| Current investments50/53 | €24k | |
| Cash at bank and in hand54/58 | €84k | |
| Deferred charges and accrued income490/1 | €243 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €109k | |
| Equity10/15 | €79k | |
| Contributions10/11 | €2k | |
| Reserves13 | €77k | |
| Distributable reserves133 | €77k | |
| Amounts payable17/49 | €30k | |
| Amounts payable within one year42/48 | €30k | |
| Trade debts44 | €661 | |
| Suppliers440/4 | €661 | |
| Taxes, remuneration and social security45 | €29k | |
| Taxes450/3 | €29k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €77k |
| + Depreciation and write-downs630 | €966 |
| Operating cash flow (approximation) | €78k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2024
Ground area
256 m²
Building footprint
107 m²
Volume, LiDAR
653 m³
Parcel 12393E0055/00L000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Thomas Aerts
since 20242.367.850.469
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393E0055/00L000 | Flanders | 256 m² | 1 · 107 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0765.997.419
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BE 0771.543.344
Sint-Gillis-Waas · Eq €79,184
PVS CONSULTANTS
BE 0799.548.927
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DCF Consultancy
BE 1012.091.862
Meise · Eq €79,239
CHARLOTTE DESIMPELAERE
BE 0802.542.465
Jabbeke · Eq €79,259
Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 11,739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.