Thomaro
ActiveThomaro is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €15.52M and a net result of €-31k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 2382 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
52 d early
2024
56 d early
2023
6 d early
2022
12 d early
2021
20 d early
2020
1 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory
Equity
€15.52M▼ 0.2%
2024 · €15.55M
2018: €8.87M
2019: €9.72M
2020: €9.82M
2021: €10.00M
2022: €9.98M
2023: €15.43M
2024: €15.55M
2018 → 2025
Net result
€-31k
2024 · €114k
2018: €1.07M
2019: €855k
2020: €95k
2021: €176k
2022: €-15k
2023: €5.45M
2024: €114k
2018 → 2025
Total assets
€21.09M▲ 15.2%
2024 · €18.31M
2018: €12.35M
2019: €13.30M
2020: €13.50M
2021: €14.53M
2022: €14.63M
2023: €18.42M
2024: €18.31M
2018 → 2025
Solvency
73.6%▼ 11.3pp
2024 · 84.9%
2018: 71.8%
2019: 73.1%
2020: 72.8%
2021: 68.8%
2022: 68.2%
2023: 83.8%
2024: 84.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€270k-€270k=€342k▲ 26.7%€733k▲ 114%€728k▼ 0.7%
Equity€10.00M-€9.98M▼ 0.1%€15.43M▲ 54.6%€15.55M▲ 0.7%€15.52M▼ 0.2%
Operating result€166k-€-55k€5.46M€297k▼ 94.6%€252k▼ 15.3%
Net result€176k-€-15k€5.45M€114k▼ 97.9%€-31k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21.09M
Fixed assets
€17.62M▼ 0.3%
Current assets
€3.47M▲ 454%
Equity and liabilities €21.09M
Equity
€15.52M▼ 0.2%
Debt
€5.57M▲ 102%
The debt ratio rises from 15.1% to 26.4%: debt grows while equity shrinks.
Key figures and ratios
Solvency
73.6%▼
2024 · 84.9%
ROE
-0.2%▼
2024 · 0.7%
ROA
-0.1%▼
2024 · 0.6%
Debt
€5.57M▲
2024 · €2.76M
Debt ≤ 1 year
€5.57M▲
2024 · €2.57M
Debt > 1 year
€0▼
2024 · €190k
Income taxes
€21k▼
2024 · €60k
Staff costs
€0▲
2024 · €-37
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18.31M€21.09M▲
Fixed assets21/28€17.68M€17.62M▼
Tangible fixed assets22/27€864k€806k▼
Land and buildings22€846k€792k▼
Furniture and vehicles24€18k€13k▼
Financial fixed assets28€16.82M€16.82M=
Affiliated companies280/1€16.82M€16.82M=
Participating interests280€16.82M€16.82M=
Current assets29/58€626k€3.47M▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€294k€388k▲
Trade receivables40€60k€110k▲
Other amounts receivable41€234k€278k▲
Current investments50/53-€1.00M
Other investments51/53-€1.00M
Cash at bank and in hand54/58€331k€2.08M▲
Deferred charges and accrued income490/1€779€810▲
Equity and liabilities
Total equity and liabilities10/49€18.31M€21.09M▲
Equity10/15€15.55M€15.52M▼
Contributions10/11€2.49M€2.49M=
Reserves13€13.06M€13.03M▼
Tax-exempt reserves132€143€143=
Distributable reserves133€13.06M€13.03M▼
Amounts payable17/49€2.76M€5.57M▲
Amounts payable after more than one year17€190k€0▼
Financial debts170/4€190k€0▼
Credit institutions173€190k€0▼
Amounts payable within one year42/48€2.57M€5.57M▲
Current portion of amounts payable after more than one year42€189k€190k▲
Trade debts44€38k€37k▼
Suppliers440/4€38k€37k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€2.34M€5.35M▲
Income statement
Code20242025
Operating income70/76A€751k€731k▼
Turnover70€733k€728k▼
Other operating income74€1k€2k▲
Non-recurring operating income76A€17k€1k▼
Operating charges60/66A€454k€479k▲
Services and other goods61€392k€417k▲
Remuneration, social security and pensions62€-37€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€59k▲
Other operating charges640/8€3k€4k▲
Operating profit (loss)9901€297k€252k▼
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Income from current assets751€7k€8k▲
Other financial income752/9€43€141▲
Financial charges65/66B€131k€270k▲
Recurring financial charges65€131k€270k▲
Debt charges650€130k€269k▲
Other financial charges652/9€954€959▲
Profit (loss) for the period before taxes9903€174k€-10k▼
Transfer to deferred taxes680€0-
Income taxes67/77€60k€21k▼
Taxes670/3€60k€21k▼
Profit (loss) for the period9904€114k€-31k▼
Profit (loss) for the period to be appropriated9905€114k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€114k€-31k▼
Transfer from equity791/2-€31k
From reserves792-€31k
Transfer to equity691/2€114k€0▼
To other reserves6921€114k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (39 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-31k ▼127%
Net result drops to €-31k, the lowest in the series.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €5.45M
Net result €5.45M after one loss-making year.
31-12
Financial
Equity above €10MEq €15.43M ▲54.6%
Equity rises from €9.98M to €15.43M.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2017 · consolidated · 118 days late
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 119 days late
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 118 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoebroekstraat 503583 BeringenGround area
2.8 ha
Building footprint
1.7 ha
Parcel 71049A0750/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Thomaro
since 20132.225.853.456
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049A0750/00F000 | Flanders | 2.8 ha | 1 · 1.7 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 4,823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.