THOM et Co
ActiveSummary
For THOM et Co, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (€-293k) and a net result of €-129k. Equity is shrinking by ~67.3% per year across the filed fiscal years. Its solvency ranks better than 10% of 19357 sector peers (fiscal year 2024). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability58▼-4
Solvency5▼-10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-19.6%
Return on assets
-8.7%
Age of the figures
29 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 30-04-2025 was due at the National Bank by 30-11-2025. Nothing is on record, 298 days later.
NBB · 10 filingsPosition against the passed deadline
30-04-2025 close30-11-2025 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-04-2024 was due by 30-11-2024 and was filed on 24-04-2025, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
145 d late
2023
21 d late
2022
1 d early
2021
49 d late
2020
on the day
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-293k▼ 79.3%
2023 · €-163k
2019: €459k
2020: €321k
2021: €153k
2022: €-82k
2023: €-163k
2019 → 2024
Total assets
€1.49M▼ 4.6%
2023 · €1.56M
2019: €1.94M
2020: €1.93M
2021: €1.76M
2022: €1.75M
2023: €1.56M
2019 → 2024
Net result
€-129k▼ 59.3%
2023 · €-81k
2019: €186k
2020: €-138k
2021: €-38k
2022: €-235k
2023: €-81k
2019 → 2024
Working capital
€-1.33M▼ 20.3%
2023 · €-1.11M
2019: €-487k
2020: €-618k
2021: €-710k
2022: €-1.03M
2023: €-1.11M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€321k-€153k▼ 52.4%€-82k€-163k▼ 99.1%€-293k▼ 79.3%
Operating result€-102k-€-15k▲ 85.4%€-119k▼ 697%€-69k▲ 41.9%€-69k▼ 0.2%
Net result€-138k-€-38k▲ 72.5%€-235k▼ 519%€-81k▲ 65.4%€-129k▼ 59.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €69k in 2024 against €69k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.49M
Fixed assets
€1.48M ▼ 3.8%
Current assets
€16k ▼ 43.4%
Key figures and ratios
EBITDA
€79k▲
2023 · €76k
Cash flow
€19k▼
2023 · €64k
Solvency
-19.6%▼
2023 · -10.4%
Current ratio
0.01▼
2023 · 0.03
Debt to equity
-6.08▲
2023 · -10.55
ROA
-8.7%▼
2023 · -5.2%
Interest coverage
6.80▲
2023 · 6.08
Debt
€1.78M▲
2023 · €1.72M
Debt ≤ 1 year
€1.35M▲
2023 · €1.14M
Debt > 1 year
€432k▼
2023 · €574k
Income taxes
€49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.56M€1.49M▼
Fixed assets21/28€1.54M€1.48M▼
Tangible fixed assets22/27€1.53M€1.48M▼
Land and buildings22€1.45M€1.41M▼
Plant, machinery and equipment23€40k€33k▼
Furniture and vehicles24€47k€35k▼
Financial fixed assets28€500€500=
Current assets29/58€29k€16k▼
Amounts receivable within one year40/41€24k€4k▼
Trade receivables40€24k€4k▼
Other amounts receivable41€119€121▲
Cash at bank and in hand54/58€4k€12k▲
Deferred charges and accrued income490/1€1k€766▼
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.49M▼
Equity10/15€-163k€-293k▼
Contributions10/11€419k€419k=
Reserves13€18k€17k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€15k€15k▼
Profit (loss) carried forward14€-600k€-729k▼
Provisions and deferred taxes16€5k€5k▼
Deferred taxes168€5k€5k▼
Amounts payable17/49€1.72M€1.78M▲
Amounts payable after more than one year17€574k€432k▼
Financial debts170/4€574k€432k▼
Amounts payable within one year42/48€1.14M€1.35M▲
Current portion of amounts payable after more than one year42€139k€154k▲
Trade debts44€9k€48k▲
Suppliers440/4€9k€48k▲
Taxes, remuneration and social security45€214k€268k▲
Taxes450/3€214k€268k▲
Other amounts payable47/48€774k€879k▲
Accrued charges and deferred income492/3€12k€0▼
Income statement
Code20232024
Non-recurring operating income76A€601-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€145k€148k▲
Other operating charges640/8€5k€7k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€86k€86k▲
Operating profit (loss)9901€-69k€-69k▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€-81k€-81k▲
Transfer from deferred taxes780€223€223=
Income taxes67/77-€49k
Profit (loss) for the period9904€-81k€-129k▼
Transfer from tax-exempt reserves789-€668
Profit (loss) for the period to be appropriated9905€-81k€-129k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-600k€-729k▼
Profit (loss) brought forward from the previous period14P€-519k€-600k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 145 days late
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-04
Financial
Weakest financial yearnet €-235k
Net result drops to €-235k, the lowest in the series; recovery starts the following year.
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 49 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 11 days late
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
26-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Château, St-Gérard 45640 MettetGround area
6,204 m²
Building footprint
832 m²
Volume, LiDAR
8,536 m³
2 parcels, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Drève des Chasseurs 33, 1410 Waterloo
since 19992.131.371.892
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0592/00A000 | Wallonia | 5,468 m² | 1 · 202 m² | 10.6 m · 3 fl. |
| 92104E0227/00E000 ProtectedSite or landscape |
Wallonia | 736 m² | 1 · 630 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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MONAS TERRE
BE 0779.329.078
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IMMOPAK
BE 0438.678.144
Jette · Eq €152,628
COSY-BOIS
BE 0772.971.521
Sint-Genesius-Rode · Eq €153,075
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-03-1999
Fiscal year end30-04
Activities, NACEBEL 2025
55204Guest rooms (bed and breakfast)
68201Renting and operating of own or leased residential real estate, excluding social housing
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.