Skip to content

Tholo

Active
Private limited companyfounded 2023active for 2 yearsHerent 25, 3910 Pelt, BelgiumKBO/BCE: BE 1001.816.592
Summary

Tholo has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,340 and a net result of €9,721. The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Activity not known1 site
Size
€57,285total assets 2025
Equity
€53,340
Profit
€9,721
Turnover not published (micro format)
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Accounts 37 days early1 of 2 deeds read
Why 68raises riskNo main activity registered1 change of registered office in 24 monthslowers riskLiquidity: current ratio 11.62, cash €37,410Figures for financial year 2025 (filed 24-06-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 81% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100+4
equity 93.1% of total assets
Liquidity 100+12
short-term debt 6.9% · cash 65.3%
Profitability 90-10
return on assets 17.0%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.5%▲ +0.1 percentage points vs 12-2024 02-2025: 2.9%▲ +0.4 percentage points vs 01-2025 03-2025: 3.1%▲ +0.2 percentage points vs 02-2025 04-2025: 3.4%▲ +0.3 percentage points vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.6%▲ +0.2 percentage points vs 05-2025highest value 07-2025: 3.6%● unchanged vs 06-2025 08-2025: 3.5%▼ -0.1 percentage points vs 07-2025 09-2025: 0.5%▼ -3.0 percentage points vs 08-2025lowest value 10-2025: 1.3%▲ +0.8 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.4 percentage points vs 03-2026 05-2026: 1.9%▲ +0.2 percentage points vs 04-2026 06-2026: 2.2%▲ +0.3 percentage points vs 05-2026 07-2026: 2.1%▼ -0.1 percentage points vs 06-2026 08-2026: 2.6%▲ +0.5 percentage points vs 07-2026 09-2026: 2.7%▲ +0.1 percentage points vs 08-2026 10-2026: 1.1%▼ -1.6 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 11.62, compared with 3.28 in 2024; short-term debt: 6.9% and cash: 65.3% of total assets), and 6.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 73% on profitability and 75% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · No main activity registered
KBO
lowers risk · Liquidity: current ratio 11.62, cash €37,410
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 24-06-2026)
NBB · annual accounts
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
37 days early
2024
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 5 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than triplescurrent ratio 11.62
  3. Registered officeRegistered-office move · Director in…

Key points

  • Total assets 20252 financial years filed €57,285 View
  • Active since 2023founded 31-10-2023 2 years View

By topic

Financials

Financial year
2025
Total assets
€57,285
Profit
€9,721
Solvency
93.1%
Total assets▼ 10.9%
Net result
20242025
Go to Financials

Timeline

Events
4
Since
2025
Next accounts
by 31-07-2027
  1. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
31-10-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.