THOCAMA
ActiveSummary
THOCAMA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38,866 and a net result of -€1,842. Equity is shrinking by ~3.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
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Signals
This company filed its last 6 accounts on average 95 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
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History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €582 | €585 | €628 | €577 | ▼ 8.1% |
| Gross operating margin9900 | -€605 | -€726 | -€847 | -€932 | -€1,195 | ▼ 28.2% |
| Operating profit (loss)9901 | -€1,007 | -€1,308 | -€1,432 | -€1,560 | -€1,772 | ▼ 13.6% |
| Financial charges65/66B | - | €34 | €51 | €65 | €70 | ▲ 7.9% |
| Recurring financial charges65 | €21 | €34 | €51 | €65 | €70 | ▲ 7.9% |
| Profit (loss) for the period before taxes9903 | -€1,028 | -€1,342 | -€1,482 | -€1,625 | -€1,842 | ▼ 13.4% |
| Profit (loss) for the period9904 | -€1,028 | -€1,342 | -€1,482 | -€1,625 | -€1,842 | ▼ 13.4% |
| Profit (loss) for the period to be appropriated9905 | -€1,028 | -€1,342 | -€1,482 | -€1,625 | -€1,842 | ▼ 13.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €46,367 | €43,815 | €42,333 | €40,708 | €38,866 | ▼ 4.5% |
| Current assets29/58 | €46,367 | €43,815 | €42,333 | €40,708 | €38,866 | ▼ 4.5% |
| Cash at bank and in hand54/58 | €39,493 | €34,959 | €34,908 | €34,843 | €34,773 | ▼ 0.2% |
| Deferred charges and accrued income490/1 | - | €8,856 | €7,425 | €5,865 | €4,093 | ▼ 30.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €46,367 | €43,815 | €42,333 | €40,708 | €38,866 | ▼ 4.5% |
| Equity10/15 | €45,157 | €43,815 | €42,333 | €40,708 | €38,866 | ▼ 4.5% |
| Contributions10/11 | - | €22,000 | €22,000 | €22,000 | €22,000 | = |
| Reserves13 | €2,200 | €2,200 | €2,200 | €2,200 | €2,200 | = |
| Non-distributable reserves130/1 | - | €2,200 | €2,200 | €2,200 | €2,200 | = |
| Reserves not available under the articles1311 | - | €2,200 | €2,200 | €2,200 | €2,200 | = |
| Profit (loss) carried forward14 | €20,957 | €19,615 | €18,133 | €16,508 | €14,666 | ▼ 11.2% |
| Amounts payable17/49 | €1,210 | - | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,028 | -€1,342 | -€1,482 | -€1,625 | -€1,842 | ▼ 13.4% |
| Operating cash flow (approximation) | -€1,028 | -€1,342 | -€1,482 | -€1,625 | -€1,842 | ▼ 13.4% |
| Change in cash | - | -€4,534 | -€51 | -€65 | -€70 | ▼ 7.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Directors · office · real estate
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55027D0121/00E000 | Wallonia | 4,412 m² | 1 · 271 m² | - |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.