THITHO CONSULTING
ActiveTHITHO CONSULTING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €13k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 51% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+14
Solvency56▲+6
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.93 against 8.65 in 2024; short-term debt: 8.2% and cash: 4.3% of total assets), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €40k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
50 d early
2023
55 d early
2022
57 d early
2021
41 d early
2020
55 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 46.2%
2024 · €28k
2019: €38k
2020: €23k
2021: €31k
2022: €27k
2023: €29k
2024: €28k
2019 → 2025
Total assets
€130k▲ 15.7%
2024 · €113k
2019: €164k
2020: €141k
2021: €139k
2022: €135k
2023: €116k
2024: €113k
2019 → 2025
Net result
€13k
2024 · €-1k
2019: €-15k
2020: €-15k
2021: €7k
2022: €-4k
2023: €2k
2024: €-1k
2019 → 2025
Working capital
€-712
2024 · €5k
2019: €17k
2020: €10k
2021: €15k
2022: €7k
2023: €5k
2024: €5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€27k▼ 12.2%€29k▲ 7.3%€28k▼ 4.3%€40k▲ 46.2%
Operating result€8k-€397▼ 95.2%€2k▲ 423%€-1k€13k
Net result€7k-€-4k€2k€-1k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€120k▲ 12.2%
Current assets
€10k▲ 84.4%
Equity and liabilities €130k
Equity
€40k▲ 46.2%
Debt
€90k▲ 5.7%
The debt ratio falls from 75.4% to 68.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €5k
Cash flow
€19k▲
2024 · €5k
Solvency
31.1%▲
2024 · 24.6%
Current ratio
0.93▼
2024 · 8.65
Quick ratio
0.93▼
2024 · 8.65
Debt / equity
2.22▼
2024 · 3.07
ROE
31.6%▲
2024 · -4.5%
ROA
9.8%▲
2024 · -1.1%
Interest coverage
265.24▲
2024 · 74.83
Debt
€90k▲
2024 · €85k
Debt ≤ 1 year
€11k▲
2024 · €627
Debt > 1 year
€75k▼
2024 · €84k
Income taxes
€4▼
2024 · €5
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€130k▲
Fixed assets21/28€107k€120k▲
Tangible fixed assets22/27€107k€120k▲
Land and buildings22€107k€120k▲
Current assets29/58€5k€10k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€3k▲
Cash at bank and in hand54/58€3k€6k▲
Deferred charges and accrued income490/1€773€890▲
Equity and liabilities
Total equity and liabilities10/49€113k€130k▲
Equity10/15€28k€40k▲
Contributions10/11€20k€20k=
Reserves13€6k€20k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€4k€18k▲
Profit (loss) carried forward14€2k€426▼
Amounts payable17/49€85k€90k▲
Amounts payable after more than one year17€84k€75k▼
Financial debts170/4€82k€73k▼
Other amounts payable178/9€2k€2k▲
Amounts payable within one year42/48€627€11k▲
Trade debts44€627€9k▲
Suppliers440/4€627€9k▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€7k€21k▲
Operating profit (loss)9901€-1k€13k▲
Financial income75/76B€15€9▼
Recurring financial income75€15€9▼
Financial charges65/66B€69€74▲
Recurring financial charges65€69€74▲
Profit (loss) for the period before taxes9903€-1k€13k▲
Income taxes67/77€5€4▼
Profit (loss) for the period9904€-1k€13k▲
Profit (loss) for the period to be appropriated9905€-1k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€14k▲
Profit (loss) brought forward from the previous period14P€3k€2k▼
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 12.01
Current ratio from 4.25 to 12.01; short-term debt falls from €2k to €478.
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lode Vleeshouwerslaan 652900 SchotenGround area
1,525 m²
Building footprint
166 m²
Volume, LiDAR
931 m³
Parcel 11443B0049/00P003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lode Vleeshouwerslaan 65, 2900 Schoten
since 20032.123.201.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11443B0049/00P003 | Flanders | 1,525 m² | 1 · 166 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2003
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.