THIRY DANY
ActiveThe computed 12-month bankruptcy probability of THIRY DANY is 1.8% (moderate). The 2024 annual accounts show equity of €379k and a net result of €-72k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 1125 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▼-15
Solvency42▼-6
Growth47▼-17
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity short (current ratio 0.18 against 0.23 in 2023; short-term debt: 58.7% and cash: 2.8% of total assets), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.6%
Return on assets
-3.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
55 d early
2022
52 d early
2021
44 d early
2020
6 d late
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€1.82M▲ 0.2%
2023 · €1.82M
2019: €1.72M
2020: €1.64M
2021: €1.92M
2022: €2.09M
2023: €1.82M
2019 → 2024
EBIT margin
0.2%▼ 4.9pp
2023 · 5.1%
2019: 6.9%
2020: 0.3%
2021: 4.9%
2022: 3.7%
2023: 5.1%
2019 → 2024
Net result
€-72k
2023 · €32k
2018: €25k
2019: €67k
2020: €21k
2021: €28k
2022: €5k
2023: €32k
2018 → 2024
Working capital
€-1.09M▼ 19.4%
2023 · €-916k
2018: €-305k
2019: €-458k
2020: €-507k
2021: €-677k
2022: €-875k
2023: €-916k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€1.64M-€1.92M▲ 17.1%€2.09M▲ 8.9%€1.82M▼ 12.9%€1.82M▲ 0.2%
Equity€417k-€445k▲ 6.8%€451k▲ 1.2%€451k▲ 0.1%€379k▼ 16.1%
Operating result€5k-€95k▲ 1,781%€78k▼ 17.3%€93k▲ 18.7%€3k▼ 96.6%
Net result€21k-€28k▲ 35.3%€5k▼ 80.8%€32k▲ 501%€-72k
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 97% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.28M
Fixed assets
€2.03M▲ 17.3%
Current assets
€243k▼ 8.8%
Equity and liabilities €2.28M
Equity
€379k▼ 16.1%
Debt
€1.90M▲ 22.6%
The debt ratio rises from 77.4% to 83.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€199k▼
2023 · €246k
Cash flow
€123k▼
2023 · €186k
Solvency
16.6%▼
2023 · 22.6%
Current ratio
0.18▼
2023 · 0.23
Quick ratio
0.18▼
2023 · 0.23
Debt / equity
5.01▲
2023 · 3.43
ROE
-19.1%▼
2023 · 7.2%
ROA
-3.2%▼
2023 · 1.6%
Interest coverage
2.64▼
2023 · 4.10
Debt
€1.90M▲
2023 · €1.55M
Debt ≤ 1 year
€1.34M▲
2023 · €1.18M
Debt > 1 year
€562k▲
2023 · €367k
Income taxes
€315▼
2023 · €435
Staff costs
€779k▲
2023 · €697k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.00M€2.28M▲
Fixed assets21/28€1.73M€2.03M▲
Tangible fixed assets22/27€627k€928k▲
Land and buildings22€248k€232k▼
Plant, machinery and equipment23€37k€31k▼
Furniture and vehicles24€1k€24k▲
Leasing and similar rights25€341k€636k▲
Other tangible fixed assets26€0€5k▲
Financial fixed assets28€1.11M€1.11M=
Current assets29/58€266k€243k▼
Amounts receivable within one year40/41€149k€134k▼
Trade receivables40€145k€131k▼
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€72k€64k▼
Deferred charges and accrued income490/1€45k€44k▼
Equity and liabilities
Total equity and liabilities10/49€2.00M€2.28M▲
Equity10/15€451k€379k▼
Contributions10/11€19k€19k=
Reserves13€73k€73k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€72k€72k=
Profit (loss) carried forward14€359k€287k▼
Amounts payable17/49€1.55M€1.90M▲
Amounts payable after more than one year17€367k€562k▲
Financial debts170/4€367k€562k▲
Amounts payable within one year42/48€1.18M€1.34M▲
Current portion of amounts payable after more than one year42€252k€227k▼
Trade debts44€631k€675k▲
Suppliers440/4€631k€675k▲
Taxes, remuneration and social security45€183k€224k▲
Taxes450/3€35k€51k▲
Remuneration and social security454/9€148k€174k▲
Other amounts payable47/48€116k€211k▲
Income statement
Code20232024
Turnover70€1.82M€1.82M▲
Goods, raw materials, services and sundry goods60/61€1.04M€1.09M▲
Remuneration, social security and pensions62€697k€779k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153k€195k▲
Other operating charges640/8€17k€14k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€959k€996k▲
Operating profit (loss)9901€93k€3k▼
Financial income75/76B€13€6▼
Recurring financial income75€13€6▼
Financial charges65/66B€60k€75k▲
Recurring financial charges65€60k€75k▲
Profit (loss) for the period before taxes9903€33k€-72k▼
Income taxes67/77€435€315▼
Profit (loss) for the period9904€32k€-72k▼
Profit (loss) for the period to be appropriated9905€32k€-72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€391k€287k▼
Profit (loss) brought forward from the previous period14P€359k€359k▲
Profit to be distributed694/7€32k-
Return on contributions (dividend)694€32k-
Social balance
Average headcount (FTE)9087-14.6
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-72k ▼323%
Net result drops to €-72k, the lowest in the series.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €67k ▲171%
Operating result €118k, net result €67k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 122 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Spirou(FL) 456220 FleurusGround area
6,309 m²
Building footprint
758 m²
Volume, LiDAR
913 m³
2 parcels, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue des Marbriers 52, 6032 Charleroi
since 20012.095.158.230
THIRY DANY
since 20182.308.442.919
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52332B0491/00G003indicative | Wallonia | 4,981 m² | 1 · 590 m² | - |
| 52352B0423/02M000 | Wallonia | 1,328 m² | 1 · 168 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JOH. VAN DER HAAS
BE 0459.498.106
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Maurice THERER & Fils
BE 0426.807.324
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TRANSPORT VAN PEEL
BE 0437.772.480
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FABELOC
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Thimister-Clermont · Eq €380k
Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 5,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2001
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.