Summary
THIRDEXPERT MANAGEMENT & CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €780k and a net result of €193k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 8023 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
17 d early
2023
40 d early
2022
60 d early
2021
5 d early
2020
24 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€780k▲ 14.6%
2024 · €681k
2018: €76k
2019: €170k
2020: €267k
2021: €586k
2022: €666k
2023: €733k
2024: €681k
2018 → 2025
Net result
€193k▲ 348%
2024 · €43k
2018: €96k
2019: €94k
2020: €97k
2021: €319k
2022: €81k
2023: €67k
2024: €43k
2018 → 2025
Total assets
€857k▲ 12.9%
2024 · €759k
2018: €482k
2019: €529k
2020: €550k
2021: €872k
2022: €919k
2023: €847k
2024: €759k
2018 → 2025
Solvency
91.0%▲ 1.3pp
2024 · 89.7%
2018: 15.8%
2019: 32.1%
2020: 48.5%
2021: 67.2%
2022: 72.5%
2023: 86.6%
2024: 89.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€586k-€666k▲ 13.8%€733k▲ 10.1%€681k▼ 7.2%€780k▲ 14.6%
Operating result€176k-€122k▼ 31.0%€91k▼ 25.5%€74k▼ 18.4%€91k▲ 23.6%
Net result€319k-€81k▼ 74.7%€67k▼ 16.9%€43k▼ 35.7%€193k▲ 348%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €857k
Fixed assets
€592k ▲ 3.7%
Current assets
€266k ▲ 40.6%
Equity and liabilities €857k
Equity
€780k ▲ 14.6%
Debt
€77k ▼ 1.6%
Debt's share of the balance-sheet total falls from 10.3% to 9.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
24.7%▲
2024 · 6.3%
ROA
22.5%▲
2024 · 5.7%
Debt ≤ 1 year
€77k▲
2024 · €48k
Debt > 1 year
€0▼
2024 · €31k
Income taxes
€91k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€759k€857k▲
Fixed assets21/28€570k€592k▲
Tangible fixed assets22/27€201k€146k▼
Plant, machinery and equipment23€542€0▼
Furniture and vehicles24€200k€146k▼
Financial fixed assets28€370k€445k▲
Current assets29/58€189k€266k▲
Amounts receivable within one year40/41€113k€27k▼
Trade receivables40€64k€27k▼
Other amounts receivable41€50k€0▼
Cash at bank and in hand54/58€67k€234k▲
Deferred charges and accrued income490/1€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€759k€857k▲
Equity10/15€681k€780k▲
Contributions10/11€6k€6k=
Reserves13€675k€774k▲
Distributable reserves133€675k€774k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€78k€77k▼
Amounts payable after more than one year17€31k€0▼
Financial debts170/4€31k€0▼
Amounts payable within one year42/48€48k€77k▲
Current portion of amounts payable after more than one year42€22k€9k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Taxes, remuneration and social security45€21k€47k▲
Taxes450/3€21k€47k▲
Other amounts payable47/48-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€54k▲
Other operating charges640/8€1k€798▼
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€138k€147k▲
Operating profit (loss)9901€74k€91k▲
Financial income75/76B€5k€194k▲
Recurring financial income75€5k€194k▲
Non-recurring financial income76B€0-
Financial charges65/66B€10k€1k▼
Recurring financial charges65€3k€1k▼
Non-recurring financial charges66B€6k€0▼
Profit (loss) for the period before taxes9903€69k€284k▲
Income taxes67/77€26k€91k▲
Profit (loss) for the period9904€43k€193k▲
Profit (loss) for the period to be appropriated9905€43k€193k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€193k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€96k€94k▼
Transfer to equity691/2€43k€193k▲
To other reserves6921€43k€193k▲
Profit to be distributed694/7€96k€94k▼
Return on contributions (dividend)694€96k€94k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €43k ▼35.7%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.30
Current ratio from 1.69 to 4.30; short-term debt falls from €145k to €61k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €319k ▲229%
Operating result €176k, net result €319k, both a record.
31-12
Financial
Equity above €500kEq €586k ▲120%
4 profitable years in a row build equity to €586k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €267k ▲57.1%
3 profitable years in a row build equity to €267k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Equity above €150kEq €170k ▲123%
2 profitable years in a row build equity to €170k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
State Gazette act
General meeting · Governance change
Director resignation · Board meeting
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
01-03
State Gazette act
General meeting · Share transfer
Statutes amendment · Capital · Frank Liesse
2016
24-06
State Gazette act
General meeting · Director resignation
Publication correction
02-06
State Gazette act
General meeting · Director appointment
Permanent representative
2015
24-06
State Gazette act
General meeting · Director reappointment
Director appointment · Board meeting
2013
25-01
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
2010
22-11
State Gazette act
General meeting · Statutes amendment
Capital increase · Capital · Frank Liesse
2007
06-04
State Gazette act
General meeting · Capital increase
Capital · Share issue
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schipperskaai 129000 GentGround area
882 m²
Building footprint
263 m²
Parcel 44807G0931/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
THIRDEXPERT MANAGEMENT & CONSULTING
since 20062.151.265.901
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0931/00C000indicative | Flanders | 882 m² | 1 · 263 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
1 location
1 location
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 541 EUR awarded · 529 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 302 EUR | 302 EUR |
| 2023 | 1 | 239 EUR | 227 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
9845004F43BA3DE6A385
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AL'BINETE GROUP
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WALRAVEN MANAGEMENT
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,189 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2005
Fiscal year end31-12
Abbreviation NL
TMC
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
68110Buying and selling of own real estate
77350Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:filip@tack.tv
Phone:093442466
Fax:093442466