Turnover
≈ €160,000 estimated
The micro format states no turnover.
ThinkFuture
Overview
Lifetime
2 annual accounts with figures on one time axispeak €70,315 (2025)
€70,315▲ 30.5%
peak €45,215 (2025)
€45,215▲ 33.5%
peak €82,073 (2025)
€82,073▲ 123%
€18,194▲ 5.8%
Board1 name since 2023
1 directorONGENAE Bjorn
Documentsfilings and deeds
25-02-202625 days late
2025micro format
Gross margin from €53,885 to €70,315Result from €33,858 to €45,215Equity from €36,858 to €82,073
Key points
from the 2025 annual accountsLiquidity
4.61 was 2.19 in 2024
Short-term debts rose from €17,198 to €18,194.
Starting capital
€3,000 100 shares
2025 accounts filed 25 days after the deadline
Checked score
97
Excellent
Financially stronger than 78% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.5%▲ +0.1 percentage points vs 01-2025highest value
03-2025: < 0.1%▼ -0.5 percentage points vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: 0.1%▲ +0.1 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.61, cash €21,008
Equity €82,073 (81.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 54% on liquidity, 82% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ThinkFuture has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ThinkFuture itself is lower: < 0.1% within 12 months. It rests on far more data about ThinkFuture than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ThinkFuture. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.61 (2.19 in 2024), above the usual 1.5. Short-term debt is 18.1% and cash 21% of total assets. 18.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
25 days late
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 13 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803628172
Incorporation
Founding capital of €3,000, 100 shares · Founder: ONGENAE Bjorn · Appointment: ONGENAE Bjorn (director) · published on 07-07-2023 · Gazette deed
First establishment
Oppuurseweg 10, Puurs-Sint-Amands
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ThinkFuture Puurs-Sint-Amands | €100,267 | €70,315 | 81.9% | - |
| Siera Solutions Herentals | €98,052 | €70,343 | 94.5% | - |
| Sanalitics Edegem | €114,087 | €70,795 | 79.8% | - |
| SumTom Brasschaat | €83,824 | €65,131 | 73.6% | - |
| PINOTAGE Schoten | €115,166 | €75,831 | 7.5% | - |
| YAM CONSULTING Zaventem | €99,675 | €68,691 | 19.9% | - |
| AXOLY TECH Rixensart | €101,475 | €70,756 | 84.1% | - |
These companies have the same main activity as ThinkFuture: computer programming (NACE 62100). They are comparable in size and age: total assets between €83,800 and €115,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 05-07-2023Normal situation
- Activity
- Computer programmingNACE 62100and 4 others
- Establishment unit
- 2.347.276.2742890 Puurs-Sint-Amands, since 05-07-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 19-11-2025
Annual accounts to 30-06-2025
- €70,315▲ 30.5%
- €45,215▲ 33.5%
- €82,073▲ 123%
- €100,267▲ 85.5%
- Filing
- Filed on 25-02-2026
Insights on ThinkFuture
ThinkFuture has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,073 and a net result of €45,215.
Its solvency ranks better than 77% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 25-02-2026, 25 days late€70,315
▲ 30.5%
€64,507
▲ 29.4%
€45,215
▲ 33.5%
€65,647
▲ 220%
81.9%
▲ 13.7 percentage points
4.61
▲ 2.42
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €140,000 and €210,000.
Balance sheet
balance sheet total €100,267 on 30-06-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
81.9%
Higher than 77% of 21,208 companies in 2025.
4.61
Higher than 73% of 20,571 companies in 2025.
45.1%
Higher than 82% of 20,746 companies in 2025.
ThinkFuture
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
100,267 | 54,056 | |
21/28 |
16,426 | 16,362 | |
22/27 |
16,426 | 16,362 | |
24 |
16,426 | 16,362 | |
29/58 |
83,841 | 37,693 | |
40/41 |
61,882 | 18,737 | |
40 |
19,748 | 18,737 | |
41 |
42,134 | - | |
54/58 |
21,008 | 18,181 | |
490/1 |
952 | 775 | |
| Balance sheet: equity and liabilities | |||
10/49 |
100,267 | 54,056 | |
10/15 |
82,073 | 36,858 | |
10/11 |
3,000 | 3,000 | |
13 |
79,073 | 33,858 | |
133 |
79,073 | 33,858 | |
17/49 |
18,194 | 17,198 | |
42/48 |
18,194 | 17,198 | |
44 |
299 | 729 | |
440/4 |
299 | 729 | |
45 |
16,473 | 14,793 | |
450/3 |
16,473 | 14,793 | |
47/48 |
1,422 | 1,677 | |
| Income statement | |||
9900 |
70,315 | 53,885 | |
630 |
5,570 | 3,720 | |
640/8 |
238 | 333 | |
9901 |
64,507 | 49,832 | |
75/76B |
0 | - | |
75 |
0 | - | |
65/66B |
6,403 | 6,040 | |
65 |
6,403 | 6,040 | |
9903 |
58,104 | 43,792 | |
67/77 |
12,888 | 9,934 | |
9904 |
45,215 | 33,858 | |
9905 |
45,215 | 33,858 | |
| Appropriation of the result | |||
9906 |
45,215 | 33,858 | |
691/2 |
45,215 | 33,858 | |
6921 |
45,215 | 33,858 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 25-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 25 days after the deadline. Filed on 25 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00043257.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 70,077 | 53,552 | ||
| 50,785 | 37,578 | ||
| 5,633 | 20,082 | ||
| 2,826 | - | ||
| 65,647 | 20,495 | ||
| 81.9% | 68.2% | ||
| 4.61 | 2.19 | ||
| 0.22 | 0.47 | ||
| 55.1% | 91.9% | ||
| 45.1% | 62.6% | ||
| 10.94 | 8.87 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 | 30-06-2024 |
|---|---|---|
| Tangible fixed assets | €5,633 | €20,082 |
| €5,570 | €3,720 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on ThinkFuture
The operating result for 2025 is 29% higher than in 2024.
Debt's share of the balance-sheet total falls from 31.8% to 18.1%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 05-07-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 25-02-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 07-07-2023
Mandates through the years
1 name, the dashed line is todayONGENAE Bjorn
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- ONGENAE Bjorn
- Director (not named in the articles), from 05-07-2023 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €821 in 2025
- Source
- deed of 07-07-2023
Articles of association
deed of 07-07-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of December at 19:00
Shareholders
At incorporation
deed of 07-07-2023 ↗
- ONGENAE Bjorn 100 shares (100%) · €3,000 in cash
Network & group
No group
ThinkFuture has no parent and no holdings in its annual accounts. ONGENAE Bjorn is the only director. ThinkFuture shares no director with another company.
Timeline
Timeline
6 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-01-2027
2026
Annual accounts 2025 filed PDFmicro format · 25 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803628172
Liquidity more than doubled current ratio 4.61 The current ratio rises from 2.19 to 4.61.
Annual accounts 2024 filed PDFmicro format · on the deadline day
2023
IncorporationFounding capital of €3,000, 100 shares · Founder: ONGENAE Bjorn · Appointment: ONGENAE Bjorn (director) · published on 07-07-20235 points ▸
- Founder, ONGENAE Bjorn
- Founding capital, €3,000, 100 shares
- Registered office clause, Oppuurseweg 10A, 2890 Puurs-Sint-Amands
- Board rule, 1
- Director appointment, ONGENAE Bjorn (director (not named in the articles))
- The deed holds 1 more point.
First establishment Oppuurseweg 10, Puurs-Sint-Amands
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
ThinkFuture was incorporated on 5 July 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2023, ONGENAE Bjorn has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Identity
- Enterprise number
- 0803.628.172
- VAT number
- BE 0803.628.172
- Peppol ID
- 0208:0803628172
- Other Peppol ID
- 9925:BE0803628172
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-07-2023
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of December at 19:00deed of 07-07-2023 (in Dutch)
- Website
- thinkfuture.io
- Peppol
- Reachable since 19-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ThinkFuture in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 07-07-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 07-07-2023 (in Dutch)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
47990
Retail trade
62020
IT consultancy
63990
Computing infrastructure, data processing, hosting and other information service activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De ontwikkeling,marketing,aan- en verkoop,uitvoer en licentie-verlening van software,hardware,ICT producten en diensten en in het algemeen…”deed of 07-07-2023 (in Dutch)
6 activities
- De ontwikkeling,marketing,aan- en verkoop,uitvoer en licentie-verlening van software,hardware,ICT producten en diensten en in het algemeen computer verwante technologie;
- Het verwerken van gegevens zowel van klanten als van derden,de samenstelling,opslag en terbeschikkingstelling van gegevens van databanken;
- Het ontwerpen en ontwikkelen van websites,web-services,cloud-services,hosting,gegevensverwerking en aanverwante activiteiten;
- Alle werkzaamheden inzake IT (information Technologie),zoals het verlenen van diensten en producten op het domein van de informatica met name de aan-en verkoop,levering,installatie,integratie,onderhoud en ondersteuning van alle hard- en software,communicatiemiddelen en aanverwanten diensten (ICT),inzonderheid het verlenen van consultancy op het vlak van de projectbegeleiding van software- en informaticatoepassingen,ontwikkelen van nieuwe producten en diensten,zowel soft- als hardware met oog op verkoop of licentieverleningen ervan;het voorzien van een helpdesk en het leveren van support op bovenstaande software en informaticatoepassingen;
- Het outsourcen van informatici en consulting services;
- Het verstrekken van coaching en begeleiding,het organiseren van opleidingen,cursussen,congressen en beurzen,en de organisatie van alle vormen van onderwijs.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Oppuurseweg 10 registered office 2890 Puurs-Sint-Amands | 05-07-2023 | 2.347.276.274 |
Contact
E-mail
bjorn@thinkfuture.io