Summary
Thilou is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €109,179 and a net result of €85,012. Its solvency ranks better than 69% of 126 sector peers (fiscal year 2026). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 20-08-2026, 72 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
72 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What held for this company on a given day: board, seat, name?Company as of a date Which other companies resemble this one?Lookalike companies
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, micro schema
Equity
€109,179
Net result
€85,012
Total assets
€140,506
Solvency
77.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €140,506
Equity
€109,179
Debt
€31,327
Debt finances 22.3% of the balance-sheet total.
Key figures and ratios
ROE
77.9%
ROA
60.5%
Debt ≤ 1 year
€31,327
Income taxes
€21,671
Annual accounts
| Line | 2026 |
|---|---|
| Other operating charges640/8 | €787 |
| Gross operating margin9900 | €107,500 |
| Operating profit (loss)9901 | €106,713 |
| Financial charges65/66B | €30 |
| Recurring financial charges65 | €30 |
| Profit (loss) for the period before taxes9903 | €106,683 |
| Income taxes67/77 | €21,671 |
| Profit (loss) for the period9904 | €85,012 |
| Profit (loss) for the period to be appropriated9905 | €85,012 |
| Line | 2026 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €140,506 | |
| Current assets29/58 | €140,506 | |
| Amounts receivable within one year40/41 | €12,100 | |
| Trade receivables40 | €12,100 | |
| Current investments50/53 | €75,000 | |
| Cash at bank and in hand54/58 | €53,406 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €140,506 | |
| Equity10/15 | €109,179 | |
| Contributions10/11 | €25,000 | |
| Reserves13 | €84,179 | |
| Distributable reserves133 | €84,179 | |
| Profit (loss) carried forward14 | €0 | |
| Amounts payable17/49 | €31,327 | |
| Amounts payable within one year42/48 | €31,327 | |
| Taxes, remuneration and social security45 | €30,494 | |
| Taxes450/3 | €30,185 | |
| Remuneration and social security454/9 | €309 | |
| Other amounts payable47/48 | €833 | |
| Line | 2026 |
|---|---|
| Profit (loss) for the period9904 | €85,012 |
| Operating cash flow (approximation) | €85,012 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
Ground area
5,071 m²
Building footprint
170 m²
Volume, LiDAR
626 m³
Parcel 46017B0777/00E000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Thilou
since 20242.365.198.411
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017B0777/00E000 | Flanders | 5,071 m² | 1 · 170 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VDB CONSEILS
BE 0766.892.787
Chapelle-lez-Herlaimont · Eq €109,163
Chupita
BE 0667.730.578
Tienen · Eq €109,214
Ludwig Gelders Consulting
BE 0541.481.813
Lummen · Eq €109,096
TONNIS AGRI BELGIUM
BE 0657.927.442
Wingene · Eq €109,094
Endeavour Holdings
BE 0828.590.529
Brugge · Eq €109,265
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 12,525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-09-2024
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:1014239621
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.