Equity
THICAR CONSULTING paid out €1.2m in dividends. That is 101% of the 2025 profit.
THICAR CONSULTING paid out €1.2m in dividends. That is 101% of the 2025 profit.
The 2020 accounts came latest: 29 days after the end of the period.
Higher net result than 95% of companies in auxiliary financial services. Sector median €31,615 · 3,350 companies.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| THICAR CONSULTING Bernissart | €2.2m | €1.5m | 92.8% | - |
| VAHODI Lievegem | €2.3m | €1.5m | 13.9% | 16.1 |
| HELDER PLAN Hasselt | €2.4m | €2.0m | 32.9% | 6.6 |
| CHERDON FINANCE Ottignies-Louvain-la-Neuve | €1.9m | €1.0m | 59.9% | 6.8 |
| Act-unity Ottignies-Louvain-la-Neuve | €3.1m | €1.2m | 71.4% | 10.7 |
| ENEMA Oud-Heverlee | €2.3m | €1.4m | 86.0% | - |
| RiskConcile Leuven | €3.1m | €2.3m | 31.9% | 17.7 |
These companies have the same main activity as THICAR CONSULTING: other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199). They are comparable in size and age: total assets between €1.9m and €3.1m, founded between 2014 and 2018.
THICAR CONSULTING files the micro format. That format states no turnover. The gross margin rose from €658,860 in 2016 to €1.5m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 92% of 3,349 companies in 2025.
Higher than 94% of 3,290 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||
20/58 |
2.2m | 2.4m | 2.5m | 3.3m | 2.1m | 2.5m | 3.0m | 2.7m | 2.5m | 2.9m | |
21/28 |
903,072 | 5,879 | 12,481 | 52,776 | 64,073 | 49,078 | 931,494 | 903,687 | 916,062 | 928,797 | |
22/27 |
3,082 | 4,889 | 11,491 | 51,786 | 63,083 | 48,088 | 51,568 | 24,751 | 37,126 | 49,501 | |
23 |
839 | 1,506 | 2,173 | 2,840 | - | - | 625 | 1,250 | 1,874 | 2,499 | |
24 |
2,243 | 3,383 | 9,318 | 48,946 | 63,083 | 48,088 | 50,943 | 23,501 | 35,252 | 47,002 | |
28 |
899,990 | 990 | 990 | 990 | 990 | 990 | 879,926 | 878,936 | 878,936 | 879,296 | |
29/58 |
1.3m | 2.4m | 2.5m | 3.2m | 2.1m | 2.5m | 2.1m | 1.8m | 1.6m | 1.9m | |
29 |
- | - | 0 | 660,100 | - | - | - | - | - | - | |
291 |
- | - | 0 | 660,100 | - | - | - | - | - | - | |
3 |
- | - | 0 | 225,000 | 225,000 | - | - | - | - | - | |
30/36 |
- | - | 0 | 225,000 | 225,000 | - | - | - | - | - | |
40/41 |
32,619 | 1.3m | 1.3m | 1.8m | 1.5m | 2.0m | 1.9m | 1.4m | 1.6m | 1.8m | |
40 |
- | - | - | - | - | - | - | - | - | 1.8m | |
41 |
32,619 | 1.3m | 1.3m | 1.8m | 1.5m | 2.0m | 1.9m | 1.4m | 1.6m | - | |
54/58 |
1.3m | 1.0m | 1.2m | 545,539 | 376,095 | 491,929 | 195,119 | 348,634 | - | 144,837 | |
490/1 |
- | - | 539 | 539 | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | |||||||||||
10/49 |
2.2m | 2.4m | 2.5m | 3.3m | 2.1m | 2.5m | 3.0m | 2.7m | 2.5m | 2.9m | |
10/15 |
2.0m | 2.0m | 1.9m | 2.8m | 1.9m | 1.5m | 1.8m | 1.6m | 1.4m | 1.0m | |
10/11 |
20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | |
100 |
- | - | - | - | - | - | 20,000 | 20,000 | 20,000 | 20,000 | |
13 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
130/1 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | - | - | - | - | |
130 |
- | - | - | - | - | - | 2,000 | 2,000 | 2,000 | 2,000 | |
1311 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | - | - | - | - | |
14 |
2.0m | 2.0m | 1.8m | 2.8m | 1.8m | 1.4m | 1.8m | 1.6m | 1.4m | 1.0m | |
17/49 |
157,493 | 330,475 | 601,485 | 489,364 | 276,698 | 1.1m | 1.2m | 1.1m | 1.1m | 1.8m | |
17 |
- | - | 0 | 45,000 | 137,463 | 236,856 | 336,894 | 405,000 | 495,000 | - | |
170/4 |
- | - | 0 | 45,000 | 137,463 | 236,856 | 336,894 | 405,000 | 495,000 | - | |
42/48 |
157,493 | 330,475 | 601,380 | 444,051 | 138,712 | 827,134 | 909,325 | 683,029 | 649,730 | 1.8m | |
42 |
- | - | 45,000 | 91,704 | 99,393 | 100,038 | 599,923 | 90,000 | 90,000 | - | |
43 |
- | - | - | - | - | - | - | - | 103,050 | - | |
430/8 |
- | - | - | - | - | - | - | - | 103,050 | - | |
44 |
- | - | - | - | - | - | - | 41 | - | 6,612 | |
440/4 |
- | - | - | - | - | - | - | 41 | - | 6,612 | |
45 |
157,493 | 330,475 | 556,380 | 191,347 | 39,319 | 132,096 | 9,402 | 45,000 | - | 238,999 | |
450/3 |
157,493 | 330,475 | 556,380 | 191,347 | 39,319 | 132,096 | 9,402 | 45,000 | - | 238,999 | |
47/48 |
- | - | 0 | 161,000 | 0 | 595,000 | 300,000 | 547,988 | 456,680 | 1.6m | |
492/3 |
- | - | 105 | 313 | 523 | 731 | 1,360 | - | - | - | |
| Income statement | |||||||||||
70 |
- | - | - | - | - | 560,000 | 516,000 | 479,873 | 420,000 | 675,661 | |
76A |
- | 10,205 | 20,933 | - | 15,000 | - | - | - | - | 12,495 | |
9900 |
1.5m | 1.6m | 1.8m | 1.5m | 724,437 | 549,779 | 513,722 | 455,155 | 380,910 | 658,860 | |
60/61 |
- | - | - | - | - | 14,478 | 7,054 | 29,944 | 44,671 | 16,801 | |
630 |
1,807 | 1,807 | 11,807 | 20,333 | 15,005 | 13,288 | 22,173 | 12,375 | 12,375 | 12,375 | |
640/8 |
1,064 | 1,073 | 1,341 | 728 | 1,939 | 4,861 | 5,385 | 1,545 | 1,787 | 6,817 | |
9901 |
1.5m | 1.6m | 1.8m | 1.5m | 707,493 | 531,630 | 486,164 | 441,235 | 366,748 | 639,668 | |
75/76B |
- | - | 9,505 | 539 | - | 165,692 | 155,594 | 156,925 | 123,000 | 612,620 | |
75 |
- | - | 9,505 | 539 | - | 164,884 | 155,594 | 156,925 | 123,000 | 600,125 | |
76B |
- | - | - | - | - | 808 | - | - | - | 12,495 | |
65/66B |
402 | 575 | 1,327 | 2,824 | 3,430 | 10,342 | 7,282 | 6,423 | 3,129 | 189 | |
65 |
402 | 575 | 1,327 | 2,824 | 3,430 | 10,342 | 7,282 | 6,423 | 3,129 | 189 | |
9903 |
1.5m | 1.6m | 1.8m | 1.5m | 704,063 | 686,980 | 634,476 | 591,737 | 486,619 | 1.3m | |
67/77 |
386,025 | 388,380 | 459,635 | 377,573 | 176,918 | 139,680 | 132,720 | 124,303 | 122,164 | 231,719 | |
9904 |
1.2m | 1.2m | 1.4m | 1.1m | 527,145 | 547,300 | 501,756 | 467,434 | 364,455 | 1.0m | |
9905 |
1.2m | 1.2m | 1.4m | 1.1m | 527,145 | 547,300 | 501,756 | 467,434 | 364,455 | 1.0m | |
| Appropriation of the result | |||||||||||
9906 |
3.2m | 3.0m | 4.1m | 3.0m | 2.0m | 2.3m | 2.1m | 1.9m | 1.4m | 1.0m | |
14P |
2.0m | 1.8m | 2.8m | 1.8m | 1.4m | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | 2,000 | |
6920 |
- | - | - | - | - | - | - | - | - | 2,000 | |
694/7 |
1.2m | 995,000 | 2.3m | 200,000 | 120,000 | 860,000 | 300,000 | 300,000 | - | - | |
694 |
1.2m | 995,000 | 2.3m | 200,000 | 120,000 | 860,000 | 300,000 | 300,000 | - | - | |
| Document | |||||||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00335758 | |
| 31-12-2024 | micro format | 21-05-2025 | 2025-00101054 | |
| 31-12-2023 | micro format | 06-05-2024 | 2024-00083074 | |
| 31-12-2022 | micro format | 22-08-2023 | 2023-00341870 | |
| 31-12-2021 | micro format | 16-08-2022 | 2022-20295094 | |
| 31-12-2020 | micro format | 29-08-2021 | 2021-61600159 | |
| 31-12-2019 | micro format | 12-05-2020 | 2020-12000077 | |
| 31-12-2018 | micro format | 03-06-2019 | 2019-15800582 | |
| 31-12-2017 | micro format | 24-05-2018 | 2018-14000357 | |
| 31-12-2016 | full format | 29-05-2017 | 2017-13700200 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 899,000 | -4,795 | -28,488 | 9,036 | 30,000 | 49,990 | 49,980 | 0 | -360 | 941,172 | ||
| 215,657 | -129,342 | 618,882 | 169,444 | -115,834 | 296,810 | -153,515 | - | - | - | ||
| - | - | - | - | - | 94.9% | 94.2% | 91.9% | 87.3% | 94.7% | ||
| 92.8% | 86.1% | 75.7% | 85.1% | 87.1% | 57.9% | 58.7% | 59.1% | 55.1% | 36.2% | ||
| 57.0% | 57.1% | 73.0% | 40.1% | 28.2% | 37.5% | 28.3% | 29.7% | 25.9% | 98.1% | ||
| 52.9% | 49.1% | 55.2% | 34.1% | 24.6% | 21.7% | 16.6% | 17.6% | 14.3% | 35.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €9,036 | €30,000 |
| Financial fixed assets | €899,000 | - | - | - | - |
| €1,807 | €1,807 | €11,807 | €20,333 | €15,005 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 1% lower than in 2024 and the lowest since 2022. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 13.9% to 7.2%. Equity and debt are lower.
Source: list of holdings in its own 2025 accounts. The amounts are in that list and come from the holdings' accounts at 31-12-2025, in their own currency.
via , no longer at · Director · deed of 28-04-2017 No longer active |
total assets €10,931 (2021) |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Chemin du Bosquet (V.P) 14 registered office 7322 Bernissart 64210 Activities of holding companies | 12-02-2015 | 2.243.502.706 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 51522B0010/00V007 | 3,104 m² | 1 · 260 m² | 9.7 m · 2 |
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