Financials
- Fiscal year
- 2025
- Total assets
- €7,302
- Loss
- -€13,629
- Solvency
- 74.3%
Total assets▼ 71.8%
Net result
20182025
THIAME
ActiveSummary
The annual accounts of THIAME for fiscal year 2025 show a net loss of 187% of total assets and of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €5,423 and a net result of -€13,629. Equity is shrinking by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 1023 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Activity
Football clubs
NACE 93121
#9 oldest company in Sint-Truiden, Arts, sports and recreation sector1 site
Size
€7,302total assets 2025
- Equity
- €5,423
- Loss
- -€13,629
Turnover not published (abridged schema)
Structure
- Board
- 2 members
Accounts filed 4 d late1 of 2 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Latest accounts 4 days late; 2 of the last 3 late- Loss of €13,629, the second in a row (FY 2025)- Ex-officio strike-off in the KBO+ Size: total assets €7,302Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 35% of its sector peers (NACE 93, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
99+1
equity 74.3% of total assets
Liquidity
46-44
short-term debt 25.7% · cash 4.7%
Profitability
0-4
return on assets -186.6%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%▲ +30.9% vs 11-2024
01-2025: 0.3%▲ +52.3% vs 12-2024
02-2025: 0.3%● 0.0% vs 01-2025
03-2025: 0.4%▲ +18.2% vs 02-2025
04-2025: 0.3%▼ -10.6% vs 03-2025
05-2025: 0.6%▲ +89.4% vs 04-2025
06-2025: 2.0%▲ +233% vs 05-2025
07-2025: 2.0%▲ +0.8% vs 06-2025
08-2025: 2.2%▲ +6.1% vs 07-2025highest value
09-2025: 2.1%▼ -1.0% vs 08-2025
10-2025: 0.6%▼ -73.1% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.6%▼ -0.9% vs 12-2025
02-2026: 0.6%● 0.0% vs 01-2026
03-2026: 0.6%▲ +3.0% vs 02-2026
04-2026: 0.6%▲ +1.5% vs 03-2026
05-2026: 0.6%▲ +1.3% vs 04-2026
06-2026: 0.6%▲ +0.8% vs 05-2026
07-2026: 0.6%▲ +2.3% vs 06-2026
08-2026: 0.7%▲ +10.6% vs 07-2026
09-2026: 1.3%▲ +89.8% vs 08-2026
10-2026: 1.3%▼ -0.8% vs 09-2026
- Size: total assets €7,302 lowers the probability for this profile
- Latest accounts 4 days late; 2 of the last 3 late raises the probability
- Loss of €13,629, the second in a row (FY 2025) raises the probability
- Ex-officio strike-off in the KBO raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.59 against 3.46 in 2024; short-term debt: 25.7% and cash: 4.7% of total assets), and 25.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 93, micro). Better than this share of them on solvency 84%, liquidity 41%, profitability 7%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,629
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
31 d late
2023
272 d late
2022
34 d early
2021
26 d late
2020
36 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Resignations: Wim Declercq (manager) and Sophie…Appointments: Wim Declercq (non-statutory director)…
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Board
- 2 members
Go to Board & ownership
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 04-08-2026Annual accounts filed
- 07-07-2026Resignations: Wim Declercq (manager) and Sophie Robert…
- 31-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Football clubsNACE 93121
- Founded
- 08-03-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 33
- Purpose
- Holdings; Handel in eigen onroerend goed: flatgebouwen en woningen, niet voor bewoning…
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