ThermoFacade
ActiveThermoFacade has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €26k. Its solvency ranks better than 58% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency96
Growth-
Stability67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.05), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.2%
Return on assets
43%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€31k
Total assets
€61k
Net result
€26k
Working capital
€31k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €61k
Equity
€31k
Debt
€30k
Debt finances 48.8% of the balance-sheet total.
Key figures and ratios
Solvency
51.2%
Current ratio
2.05
Quick ratio
2.05
Debt / equity
0.95
ROE
83.9%
ROA
43.0%
Debt
€30k
Debt ≤ 1 year
€30k
Income taxes
€7k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€61k
Current assets29/58€61k
Amounts receivable within one year40/41€48k
Trade receivables40€45k
Other amounts receivable41€2k
Cash at bank and in hand54/58€12k
Deferred charges and accrued income490/1€502
Equity and liabilities
Total equity and liabilities10/49€61k
Equity10/15€31k
Contributions10/11€5k
Reserves13€26k
Distributable reserves133€26k
Amounts payable17/49€30k
Amounts payable within one year42/48€30k
Trade debts44€23k
Suppliers440/4€23k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Income statement
Code2025
Other operating charges640/8€62
Gross operating margin9900€33k
Operating profit (loss)9901€33k
Financial income75/76B€86
Recurring financial income75€86
Financial charges65/66B€125
Recurring financial charges65€125
Profit (loss) for the period before taxes9903€33k
Income taxes67/77€7k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Transfer to equity691/2€26k
To other reserves6921€26k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donkstraat(Kin) 13640 KinrooiGround area
853 m²
Building footprint
175 m²
Volume, LiDAR
914 m³
Parcel 72026B0718/00N000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ThermoFacade
since 20252.369.564.302
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72026B0718/00N000 | Flanders | 853 m² | 1 · 175 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OMCT et Fils
BE 0807.568.847
Seraing · Eq €31k
M.G.P. CONSTRUCTION
BE 0797.613.182
Amay · Eq €31k
MASTER CONSTRUCT
BE 0684.445.361
Charleroi · Eq €31k
art's construct
BE 0776.693.450
Sint-Pieters-Leeuw · Eq €31k
LABYRINTH ALGEMENE BOUWONDERNEMING
BE 0723.491.326
Beringen · Eq €31k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,338 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
42219Civil engineering
43120Site preparation
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.