Thérèse Potier Comptabilité
ActiveThérèse Potier Comptabilité has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215k and a net result of €36k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-7
Solvency94▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.32 in 2024; short-term debt: 28.5% and cash: 38.8% of total assets), and 31.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.5%
Return on assets
11.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
6 d late
2023
7 d late
2022
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€215k▲ 20.0%
2024 · €179k
2022: €82k
2023: €135k
2024: €179k
2022 → 2025
Total assets
€314k▲ 18.7%
2024 · €265k
2022: €131k
2023: €224k
2024: €265k
2022 → 2025
Net result
€36k▼ 19.0%
2024 · €44k
2022: €79k
2023: €53k
2024: €44k
2022 → 2025
Working capital
€127k▲ 40.8%
2024 · €90k
2022: €34k
2023: €83k
2024: €90k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€82k-€135k▲ 65.4%€179k▲ 32.8%€215k▲ 20.0%
Operating result€100k-€67k▼ 33.0%€56k▼ 15.7%€49k▼ 13.4%
Net result€79k-€53k▼ 32.6%€44k▼ 17.0%€36k▼ 19.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€98k▼ 8.0%
Current assets
€216k▲ 36.5%
Equity and liabilities €314k
Equity
€215k▲ 20.0%
Debt
€99k▲ 15.9%
The debt ratio falls from 32.2% to 31.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72k▼
2024 · €78k
Cash flow
€59k▼
2024 · €65k
Solvency
68.5%▲
2024 · 67.8%
Current ratio
2.41▲
2024 · 2.32
Quick ratio
2.41▲
2024 · 2.32
Debt / equity
0.46▼
2024 · 0.48
ROE
16.7%▼
2024 · 24.7%
ROA
11.4%▼
2024 · 16.7%
Interest coverage
67.97▲
2024 · 59.75
Debt
€99k▲
2024 · €85k
Debt ≤ 1 year
€90k▲
2024 · €68k
Debt > 1 year
€9k▼
2024 · €17k
Income taxes
€12k▲
2024 · €12k
Staff costs
€13k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€265k€314k▲
Fixed assets21/28€106k€98k▼
Tangible fixed assets22/27€106k€98k▼
Plant, machinery and equipment23€65k€66k▲
Furniture and vehicles24€41k€31k▼
Financial fixed assets28€94€94=
Current assets29/58€158k€216k▲
Amounts receivable within one year40/41€30k€32k▲
Trade receivables40€30k€32k▲
Current investments50/53-€62k
Cash at bank and in hand54/58€128k€122k▼
Equity and liabilities
Total equity and liabilities10/49€265k€314k▲
Equity10/15€179k€215k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€177k€213k▲
Amounts payable17/49€85k€99k▲
Amounts payable after more than one year17€17k€9k▼
Financial debts170/4€17k€9k▼
Amounts payable within one year42/48€68k€90k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€10k€23k▲
Suppliers440/4€10k€23k▲
Taxes, remuneration and social security45€18k€7k▼
Taxes450/3€17k€7k▼
Remuneration and social security454/9€728-
Other amounts payable47/48€33k€52k▲
Income statement
Code20242025
Remuneration, social security and pensions62€30k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€3k€461▼
Gross operating margin9900€110k€86k▼
Operating profit (loss)9901€56k€49k▼
Financial income75/76B€889€417▼
Recurring financial income75€889€417▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€56k€48k▼
Income taxes67/77€12k€12k▲
Profit (loss) for the period9904€44k€36k▼
Profit (loss) for the period to be appropriated9905€44k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€177k€213k▲
Profit (loss) brought forward from the previous period14P€132k€177k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €36k ▼19%
Net result drops to €36k, the lowest in the series.
30-09
Financial
Equity above €200kEq €215k ▲20%
4 profitable years in a row build equity to €215k.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
30-09
Financial
Equity above €150kEq €179k ▲32.8%
3 profitable years in a row build equity to €179k.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
30-09
Financial
Equity above €100kEq €135k ▲65.4%
2 profitable years in a row build equity to €135k.
07-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Maréchal Foch(VEZ) 18A7538 TournaiGround area
2,545 m²
Building footprint
388 m²
Volume, LiDAR
2,440 m³
2 parcels, Wallonia · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THERESE POTIER COMPTABILIT2
since 20212.319.217.540
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57084B1122/00F000 | Wallonia | 1,616 m² | 1 · 111 m² | 7.9 m · 2 fl. |
| 57084B0678/00E000 | Wallonia | 929 m² | 1 · 277 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,265 companies in sector 69209 we hold annual accounts for 1,096. 825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2021
Fiscal year end30-09
Activities, NACEBEL
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:therese.potier.bureau@gmail.com
Phone:+32486153970