THERESE DE BRUYNE
ActiveTHERESE DE BRUYNE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 3941 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+1
Solvency53▲+19
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.03 in 2023; short-term debt: 72.1% and cash: 0% of total assets), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.9%
Return on assets
34.2%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €20k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
50 d early
2022
46 d early
2021
47 d early
2020
22 d early
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k▲ 269%
2023 · €5k
2018: €26k
2019: €-22k
2020: €-28k
2021: €9k
2022: €2k
2023: €5k
2018 → 2024
Total assets
€72k▲ 16.1%
2023 · €62k
2018: €111k
2019: €76k
2020: €54k
2021: €43k
2022: €35k
2023: €62k
2018 → 2024
Net result
€25k▲ 63.9%
2023 · €15k
2018: €18k
2019: €-48k
2020: €-6k
2021: €37k
2022: €3k
2023: €15k
2018 → 2024
Working capital
€11k▲ 628%
2023 · €1k
2018: €23k
2019: €-12k
2020: €-24k
2021: €18k
2022: €2k
2023: €1k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-28k-€9k€2k▼ 71.7%€5k▲ 119%€20k▲ 269%
Operating result€-165-€40k€6k▼ 86.0%€20k▲ 258%€37k▲ 80.8%
Net result€-6k-€37k€3k▼ 92.8%€15k▲ 462%€25k▲ 63.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 81% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€9k▲ 136%
Current assets
€63k▲ 7.9%
Equity and liabilities €72k
Equity
€20k▲ 269%
Debt
€52k▼ 8.2%
The debt ratio falls from 91.2% to 72.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▲
2023 · €21k
Cash flow
€28k▲
2023 · €16k
Solvency
27.9%▲
2023 · 8.8%
Current ratio
1.21▲
2023 · 1.03
Quick ratio
1.21▲
2023 · 1.03
Debt / equity
2.58▼
2023 · 10.40
ROE
122.4%▼
2023 · 275.8%
ROA
34.2%▲
2023 · 24.2%
Interest coverage
17.57▲
2023 · 8.02
Debt
€52k▼
2023 · €57k
Debt ≤ 1 year
€52k▼
2023 · €57k
Income taxes
€10k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€62k€72k▲
Fixed assets21/28€4k€9k▲
Tangible fixed assets22/27€4k€9k▲
Furniture and vehicles24€209€3k▲
Other tangible fixed assets26€4k€7k▲
Current assets29/58€58k€63k▲
Amounts receivable within one year40/41€57k€62k▲
Trade receivables40€29k€26k▼
Other amounts receivable41€28k€36k▲
Cash at bank and in hand54/58€1k€0▼
Deferred charges and accrued income490/1€502€1k▲
Equity and liabilities
Total equity and liabilities10/49€62k€72k▲
Equity10/15€5k€20k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-3k€12k▲
Amounts payable17/49€57k€52k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€57k€52k▼
Current portion of amounts payable after more than one year42€5k€0▼
Financial debts43€8k€11k▲
Credit institutions430/8€8k€11k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€28k€23k▼
Taxes450/3€28k€23k▼
Other amounts payable47/48€12k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€678€4k▲
Other operating charges640/8€169€713▲
Gross operating margin9900€21k€41k▲
Operating profit (loss)9901€20k€37k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€18k€34k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€15k€25k▲
Profit (loss) for the period to be appropriated9905€15k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€22k▲
Profit (loss) brought forward from the previous period14P€-18k€-3k▲
Transfer from equity791/2€12k€0▼
Profit to be distributed694/7€12k€10k▼
Return on contributions (dividend)694€12k€10k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-09
State Gazette act
Capital & shares · MiscellaneousGeneral meeting · Capital increase2 facts ▸
State Gazette act
Capital & shares · Miscellaneous
General meeting · Capital increase2 facts ▸
- General meeting, 2026-08-18
- Capital increase, €250.000
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.73
Current ratio from 0.65 to 1.73; short-term debt falls from €68k to €25k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-48k ▼367%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverstraat 73110 RotselaarGround area
8,325 m²
Building footprint
767 m²
Volume, LiDAR
1,479 m³
2 parcels, Flanders · tallest building 18.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kwikzilver
since 20012.093.286.526
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0829/00K000 | Flanders | 6,253 m² | 1 · 407 m² | - |
| 24094D0271/00A000 | Flanders | 2,072 m² | 1 · 360 m² | 18.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Capital increase of 250,000 EUR · no new shares
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 262 EUR awarded · 172 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 150 EUR | 60 EUR |
| 2024 | 1 | 112 EUR | 112 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAalst2.093.286.526
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Of 207 companies in sector 01309 we hold annual accounts for 82. 27 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2001
Fiscal year end31-12
Activities, NACEBEL
01309Crop and animal production, hunting and related service activities
73110Advertising agencies
74401
01270Crop and animal production, hunting and related service activities
47210Retail sale of fruit and vegetables
47761Retail sale of flowers, plants, seeds and fertilisers
59112Motion picture, video and television programme production, sound recording and music publishing activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:trees@kwikzilver.be