THEPLANNER.BE
ActiveSummary
THEPLANNER.BE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5,810 and a net result of €1,201. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 31% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
How big
€16,202total assets 2024
- Equity
- €5,810
- Profit
- €1,201
Turnover not published (abridged schema)
Who decides
Accounts 62 d overdue0 of 2 deeds read
Why 59- Annual accounts: weaker financial profile- Filed more than 90 days late+ Lower-failure-rate sector+ Long track recordShow the evidence
Checked score
Score 2024
Axes · tick = 2023
Profitability56▲+56
Solvency61▲+10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.56 against 1.35 in 2023; short-term debt: 64.1% and cash: 0% of total assets), but 64.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.9%
Return on assets
7.4%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-12-2025, 131 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
131 d late
2023
110 d late
2022
on the day
2021
5 d late
2020
2 d early
2019
98 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 57 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €1,201
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2024Total assets €16,202Profit €1,201Solvency 35.9%Liquidity 1.56
Total assets
€16,202▼ 8.1%
2018 - 2024
Net result
€1,201
2018 - 2024
Equity
€5,810▲ 26.1%
2018 - 2024
Solvency
35.9%▲ 9.7pp
2018 - 2024
Financials · fiscal year 2024, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€6,878€10,128▲ 47.3%-€4,731-€6,744▼ 42.5%€1,745
Net result€6,759within the sector's middle half€10,069within the sector's middle half▲ 49.0%-€4,508below the sector's middle half-€7,169below the sector's middle half▼ 59.1%€1,201below the sector's middle half
Equity€6,217below the sector's middle half€16,286below the sector's middle half▲ 162%€11,778below the sector's middle half▼ 27.7%€4,609below the sector's middle half▼ 60.9%€5,810below the sector's middle half▲ 26.1%
Total assets€19,292below the sector's middle half▲ 81.0%€31,766below the sector's middle half▲ 64.7%€15,167below the sector's middle half▼ 52.3%€17,637below the sector's middle half▲ 16.3%€16,202below the sector's middle half▼ 8.1%
Debt€13,075▲ 16.7%€15,480▲ 18.4%€3,389▼ 78.1%€13,028▲ 284%€10,391▼ 20.2%
Working capital€6,217within the sector's middle half▲ 664%€16,286within the sector's middle half▲ 162%€11,778within the sector's middle half▼ 27.7%€4,609within the sector's middle half▼ 60.9%€5,810within the sector's middle half▲ 26.1%
Solvency32.2%within the sector's middle half▲ 37.3pp51.3%within the sector's middle half▲ 19.0pp77.7%above the sector's middle half▲ 26.4pp26.1%below the sector's middle half▼ 51.5pp35.9%within the sector's middle half▲ 9.7pp
Current ratio1.48within the sector's middle half▲ 0.392.05within the sector's middle half▲ 0.584.48above the sector's middle half▲ 2.421.35within the sector's middle half▼ 3.121.56within the sector's middle half▲ 0.21
Return on assets (ROA)35.0%above the sector's middle half▲ 104.4pp31.7%above the sector's middle half▼ 3.3pp-29.7%below the sector's middle half▼ 61.4pp-40.7%below the sector's middle half▼ 10.9pp7.4%within the sector's middle half▲ 48.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1,745 after a loss of €6,744 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €16,202
Equity
€5,810 ▲ 26.1%
Debt
€10,391 ▼ 20.2%
Debt's share of the balance-sheet total falls from 73.9% to 64.1%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
Debt to equity
1.79▼
2023 · 2.83
ROE
20.7%▲
2023 · -155.6%
Debt ≤ 1 year
€10,391▼
2023 · €13,028
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €320 | €322 | €200 | - | - |
| Gross operating margin9900 | €8,377 | €10,448 | -€4,409 | -€6,544 | €1,745 | ▲ 127% |
| Operating profit (loss)9901 | €6,878 | €10,128 | -€4,731 | -€6,744 | €1,745 | ▲ 126% |
| Financial income75/76B | - | €303 | €463 | €318 | €266 | ▼ 16.4% |
| Recurring financial income75 | €487 | €303 | €463 | €318 | €266 | ▼ 16.4% |
| Financial charges65/66B | - | €362 | €240 | €744 | €810 | ▲ 8.8% |
| Recurring financial charges65 | €606 | €362 | €240 | €744 | €810 | ▲ 8.8% |
| Profit (loss) for the period before taxes9903 | €6,759 | €10,069 | -€4,508 | -€7,169 | €1,201 | ▲ 117% |
| Profit (loss) for the period9904 | €6,759 | €10,069 | -€4,508 | -€7,169 | €1,201 | ▲ 117% |
| Profit (loss) for the period to be appropriated9905 | €6,759 | €10,069 | -€4,508 | -€7,169 | €1,201 | ▲ 117% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19,292 | €31,766 | €15,167 | €17,637 | €16,202 | ▼ 8.1% |
| Current assets29/58 | €19,292 | €31,766 | €15,167 | €17,637 | €16,202 | ▼ 8.1% |
| Amounts receivable within one year40/41 | €18,894 | €26,100 | €15,167 | €17,637 | €16,198 | ▼ 8.2% |
| Trade receivables40 | - | €15,498 | €5,608 | €8,312 | €12,257 | ▲ 47.5% |
| Other amounts receivable41 | - | €10,602 | €9,560 | €9,325 | €3,942 | ▼ 57.7% |
| Cash at bank and in hand54/58 | - | €5,667 | - | - | €3 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19,292 | €31,766 | €15,167 | €17,637 | €16,202 | ▼ 8.1% |
| Equity10/15 | €6,217 | €16,286 | €11,778 | €4,609 | €5,810 | ▲ 26.1% |
| Contributions10/11 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€14,333 | -€4,264 | -€8,772 | -€15,941 | -€14,740 | ▲ 7.5% |
| Amounts payable17/49 | €13,075 | €15,480 | €3,389 | €13,028 | €10,391 | ▼ 20.2% |
| Amounts payable within one year42/48 | €13,075 | €15,480 | €3,389 | €13,028 | €10,391 | ▼ 20.2% |
| Financial debts43 | - | - | €942 | €2,910 | €2,386 | ▼ 18.0% |
| Credit institutions430/8 | - | - | €942 | €2,910 | €2,386 | ▼ 18.0% |
| Trade debts44 | €11,368 | €11,694 | €815 | €8,924 | €6,319 | ▼ 29.2% |
| Suppliers440/4 | - | €11,694 | €815 | €8,924 | €6,319 | ▼ 29.2% |
| Taxes, remuneration and social security45 | - | €2,946 | €491 | €98 | €685 | ▲ 597% |
| Taxes450/3 | - | €2,946 | €491 | €98 | €685 | ▲ 597% |
| Other amounts payable47/48 | - | €840 | €1,141 | €1,095 | €1,001 | ▼ 8.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,759 | €10,069 | -€4,508 | -€7,169 | €1,201 | ▲ 117% |
| Operating cash flow (approximation) | €6,759 | €10,069 | -€4,508 | -€7,169 | €1,201 | ▲ 117% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
V MANAGEMENT
BE 0660.784.091
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BALTENCO
BE 0808.907.744
La Roche-en-Ardenne · Eq €5,808
LETH
BE 0797.676.035
Tessenderlo-Ham · Eq €5,814
McLL
BE 0689.586.658
Waregem · Eq €5,806
TREMA 2010
BE 0830.625.450
Sint-Lambrechts-Woluwe · Eq €5,803
Of 82,601 companies in this sector we hold annual accounts for 52,629. 17,042 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
15 eventsLatest 09-12-2025
History
Acts, filings and financial milestones
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 131 days late
2024
31-12
Financial
Back to profitnet €1,201
Net result €1,201 after 2 loss-making years.
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 4.48
Current ratio from 2.05 to 4.48; short-term debt falls from €15,480 to €3,389.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Highest result since 2018net €10,069 ▲49%
Operating result €10,128, net result €10,069, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €6,759
Net result €6,759 after one loss-making year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Weakest financial yearnet -€7,396
Net result drops to -€7,396, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Show earlier events
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company (pre-2019) · founded 09-11-2005Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
58110Book publishing
90201Performing arts by independent artists
E-invoicing
Reachable via Peppol
Peppol ID
0208:0877482388
Also
9925:BE0877482388
Registered
17-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2005
Ground area
1,208 m²
Building footprint
223 m²
Volume, LiDAR
800 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
THEPLANNER.be
since 2005unit no. 2.150.484.753
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412C0543/00F000 | Flanders | 895 m² | 1 · 137 m² | 9.0 m · 2 fl. |
| 44808H0294/00P002 | Flanders | 313 m² | 1 · 86 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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