THEOIMMO
ActiveSummary
THEOIMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-3k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 59% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▼-59
Solvency66▲+3
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 0.99 in 2024; short-term debt: 19% of total assets), and 58.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.3%
Return on assets
-5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
41 d late
2023
13 d late
2022
116 d late
2021
47 d early
2020
58 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Turnover
€48k▲ 10.2%
2022 · €44k
EBIT margin
25.6%▲ 0.9pp
2022 · 24.7%
Net result
€-3k
2024 · €2k
Working capital
€5k
2024 · €-228
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€500€44k▲ 8,658%€48k▲ 10.2%
Operating result€6k€11k▲ 73.1%€12k▲ 14.2%€5k▼ 59.7%€-2k
Net result€5k€7k▲ 51.5%€7k▲ 6.9%€2k▼ 73.1%€-3k
EBIT margin1251.6%24.7%▼ 1226.9pp25.6%▲ 0.9pp
Equity€11k▲ 68.8%€18k▲ 61.7%€26k▲ 40.8%€28k▲ 7.8%€25k▼ 10.8%
Total assets€53k▼ 4.1%€75k▲ 42.1%€78k▲ 4.4%€74k▼ 5.1%€60k▼ 18.9%
Debt€41k▼ 14.3%€56k▲ 36.7%€52k▼ 7.5%€46k▼ 11.6%€35k▼ 23.7%
Working capital€-7k▲ 37.7%€-7k▼ 0.2%€-1k▲ 81.2%€-228▲ 83.8%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€44k ▼ 20.0%
Current assets
€17k ▼ 15.7%
Equity and liabilities €60k
Equity
€25k ▼ 10.8%
Debt
€35k ▼ 23.7%
Debt's share of the balance-sheet total falls from 62.4% to 58.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€33▼
2024 · €11k
Cash flow
€-754▼
2024 · €8k
Current ratio
1.44▲
2024 · 0.99
Debt to equity
1.42▼
2024 · 1.66
ROE
-12.1%▼
2024 · 7.2%
ROA
-5.0%▼
2024 · 2.7%
Interest coverage
0.04▼
2024 · 6.92
Debt ≤ 1 year
€11k▼
2024 · €20k
Debt > 1 year
€24k▼
2024 · €26k
Income taxes
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €500 | €44k | €48k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €1k | €30k | €35k | - | - | - |
| Remuneration, social security and pensions62 | - | €229 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €4k | €6k | €6k | €2k | ▼ 60.1% |
| Other operating charges640/8 | €458 | €197 | €1k | €847 | €597 | ▼ 29.5% |
| Non-recurring operating charges66A | - | - | - | - | €2k | - |
| Gross operating margin9900 | €9k | €15k | €19k | €11k | €3k | ▼ 74.4% |
| Operating profit (loss)9901 | €6k | €11k | €12k | €5k | €-2k | ▼ 145% |
| Financial income75/76B | - | €30 | - | - | - | - |
| Recurring financial income75 | - | €30 | - | - | - | - |
| Financial charges65/66B | €1k | €1k | €1k | €2k | €787 | ▼ 48.8% |
| Recurring financial charges65 | €1k | €1k | €1k | €2k | €787 | ▼ 48.8% |
| Profit (loss) for the period before taxes9903 | €5k | €10k | €11k | €3k | €-3k | ▼ 187% |
| Income taxes67/77 | €636 | €3k | €3k | €1k | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €5k | €7k | €7k | €2k | €-3k | ▼ 249% |
| Profit (loss) for the period to be appropriated9905 | €5k | €7k | €7k | €2k | €-3k | ▼ 249% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53k | €75k | €78k | €74k | €60k | ▼ 18.9% |
| Fixed assets21/28 | €53k | €66k | €60k | €54k | €44k | ▼ 20.0% |
| Tangible fixed assets22/27 | €53k | €66k | €60k | €54k | €44k | ▼ 20.0% |
| Land and buildings22 | €53k | €50k | €48k | €46k | €44k | ▼ 4.9% |
| Furniture and vehicles24 | - | €15k | €12k | €9k | €0 | ▼ 100% |
| Current assets29/58 | €27 | €9k | €18k | €20k | €17k | ▼ 15.7% |
| Amounts receivable within one year40/41 | €19 | €9k | €18k | €20k | €16k | ▼ 16.3% |
| Trade receivables40 | - | - | €25 | €8k | €8k | = |
| Other amounts receivable41 | €19 | €9k | €18k | €12k | €9k | ▼ 26.9% |
| Cash at bank and in hand54/58 | €7 | - | - | - | - | - |
| Deferred charges and accrued income490/1 | - | €160 | - | €36 | €145 | ▲ 308% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53k | €75k | €78k | €74k | €60k | ▼ 18.9% |
| Equity10/15 | €11k | €18k | €26k | €28k | €25k | ▼ 10.8% |
| Contributions10/11 | €9k | €9k | €9k | €9k | €9k | = |
| Profit (loss) carried forward14 | €3k | €10k | €17k | €19k | €16k | ▼ 15.8% |
| Amounts payable17/49 | €41k | €56k | €52k | €46k | €35k | ▼ 23.7% |
| Amounts payable after more than one year17 | €34k | €40k | €33k | €26k | €24k | ▼ 9.8% |
| Financial debts170/4 | €34k | €40k | €33k | €26k | €24k | ▼ 9.8% |
| Amounts payable within one year42/48 | €7k | €16k | €19k | €20k | €11k | ▼ 42.3% |
| Current portion of amounts payable after more than one year42 | €2k | €7k | €7k | €6k | €3k | ▼ 53.1% |
| Financial debts43 | - | €163 | €56 | - | - | - |
| Other loans439 | - | €163 | €56 | - | - | - |
| Trade debts44 | €463 | €2k | €1k | €1k | €914 | ▼ 34.9% |
| Suppliers440/4 | €463 | €2k | €1k | €1k | €914 | ▼ 34.9% |
| Taxes, remuneration and social security45 | €741 | €4k | €7k | €6k | €2k | ▼ 63.4% |
| Taxes450/3 | €741 | €4k | €7k | €6k | €2k | ▼ 63.4% |
| Other amounts payable47/48 | €4k | €3k | €4k | €7k | €6k | ▼ 17.7% |
| Accrued charges and deferred income492/3 | - | €81 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €7k | €7k | €2k | €-3k | ▼ 249% |
| + Depreciation and write-downs630 | €2k | €4k | €6k | €6k | €2k | ▼ 60.1% |
| Operating cash flow (approximation) | €7k | €11k | €13k | €8k | €-754 | ▼ 110% |
| Investment in fixed assets (approximation) | - | €-17k | €0 | €0 | €9k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Highest result since 2020net €7k ▲6.9%
Operating result €12k, net result €7k, both a record.
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2020
Ground area
362 m²
Building footprint
219 m²
Volume, LiDAR
2,411 m³
Parcel 92048H0091/00N000, Wallonia · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
THEOIMMO
since 20202.302.803.853
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92048H0091/00N000 | Wallonia | 362 m² | 1 · 219 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,295 companies in sector 68122 we hold annual accounts for 903. 379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
68121Development of residential building projects
Contact
E-mail
stephaneroberty@ymail.com
Phone
+32478711752
E-mail
theoroberty@yahoo.frFosses-la-Ville
Scores and ratios are computed by Checked and are not a credit decision.