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THEMA TRAVEL

Active
Private limited companyfounded 2009active for 16 yearsHalensebaan 154, 3290 Diest, BelgiumKBO/BCE: BE 0821.790.037
Summary

THEMA TRAVEL has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.0m and a net result of €1.3m. Equity has been growing by about 36% per year since 2018. Its solvency ranks better than 91% of 313 sector peers (NACE 79, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-12-2009 Normal situation
Activity
Travel agency, tour operator and other reservation service and related activities NACE 79120and 2 others
Joint committee
200 Auxiliary committee for white-collar workers · annual accounts 2025
Establishment units
2.187.095.226 3290 Diest, since 23-12-2009
2.357.056.844 8310 Bruges, since 14-03-2024
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€2.4m
▲ 16.5%
Turnover
≈ €4.1m
estimated
Profit
€1.3m
▲ 12.2%
Equity
€6.0m
▲ 28.5%
Total assets
€7.2m
▲ 25.6%
Employees on 31-12-2025
7
▲ 16.7%
Score breakdownlowers riskLiquidity: current ratio 5.72, cash €2.9mFounded in 2009Equity €6.0m (83.9% of total assets)Profit of €1.3m (financial year 2025)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 87% of micro companies in travel agencies (NACE 79)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 83.9% of total assets
Liquidity 96+1
short-term debt 15.8% · cash 40.8%
Profitability 92-3
return on assets 18.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,004 companies, NACE 79, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €550,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.72 (4.85 in 2024), above the usual 1.5. Short-term debt is 15.8% and cash 40.8% of total assets. 16.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro). It does better than 93% of them on solvency, 91% on liquidity, 85% on profitability and 77% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 5.72, cash €2.9m
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €6.0m (83.9% of total assets)
NBB · annual accounts
lowers risk · Profit of €1.3m (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
115 days early
2023
71 days early
2022
98 days early
2021
93 days early
2020
86 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 69 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Diest, Administrative and support services sectorin the Checked rankings No. 1 View
  • Positive: 8 profitable years in a rowprofit 2025: €1.3m 8 years View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Positive: Equity rose in 2025from €4.7m to €6.0m ▲ 28.5% View

Recent changes

  1. · Gazette deed Change of role: MONDELAERS Koen, from manager to directorAppointment: LUYTEN Jolien (director) · Director discharge: MONDELAERS Koen
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as THEMA TRAVEL: travel agency, tour operator and other reservation service and related activities (NACE 79120). They are comparable in size and age: total assets between €2.9m and €8.3m, founded between 1994 and 2015.

CompanyTotal assetsGross margin
THEMA TRAVEL Diest€7.2m€2.4m
TRAVEL SENSATIONS Charleroi€8.3m€0.9m
X-PERIENCE TICE Deinze€4.0m€1.0m
Mundero Ghent€4.2m€2.1m
REIZEN PATTEEUW Moorslede€3.8m€2.0m
Jongerentravel Antwerp€3.8m€1.7m
CARACTERE Aalst€2.9m€1.2m
Full comparison

Key facts about THEMA TRAVEL

What is the company number of THEMA TRAVEL?
The company number of THEMA TRAVEL is 0821.790.037. The VAT number is the same number with BE in front: BE 0821.790.037.
Where is THEMA TRAVEL based?
The registered office is at Halensebaan 154, 3290 Diest.Company details
What does THEMA TRAVEL do?
According to the KBO register, the main activity is travel agency, tour operator and other reservation service and related activities (NACE 79120).
What is the legal form of THEMA TRAVEL?
THEMA TRAVEL is a private limited company (BV).
When was THEMA TRAVEL founded?
THEMA TRAVEL was founded on 23-12-2009.
Is THEMA TRAVEL still active?
Yes, THEMA TRAVEL is an active enterprise in the KBO register.
How many employees does THEMA TRAVEL have?
THEMA TRAVEL had an average of 6.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does THEMA TRAVEL fall under?
In its 2025 annual accounts, THEMA TRAVEL states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of THEMA TRAVEL?
The turnover in financial year 2025 is ≈ €4.1m. This figure is estimated from the gross margin of €2.4m and 1,584 comparable companies of the same size. It probably lies between €2.8m and €6.8m. It is a rough estimate.
Is THEMA TRAVEL profitable?
In financial year 2025, THEMA TRAVEL made a profit of €1.3m.
Where can I find the annual accounts of THEMA TRAVEL?
THEMA TRAVEL filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of THEMA TRAVEL due?
THEMA TRAVEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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