THEIMCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €357k and a net result of €-4k. Equity is growing by ~4% per year across the filed fiscal years. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
50 d early
2025
1 d early
2024
2 d early
2023
95 d early
2022
3 d late
2021
9 d early
2020
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€357k▼ 1.0%
2025 · €361k
2019: €251k
2020: €280k
2021: €383k
2022: €457k
2023: €338k
2024: €343k
2025: €361k
2019 → 2026
Net result
€-4k
2025 · €17k
2019: €45k
2020: €31k
2021: €105k
2022: €74k
2023: €73k
2024: €7k
2025: €17k
2019 → 2026
Total assets
€369k▼ 5.7%
2025 · €391k
2019: €465k
2020: €467k
2021: €537k
2022: €571k
2023: €605k
2024: €405k
2025: €391k
2019 → 2026
Solvency
96.9%▲ 4.6pp
2025 · 92.3%
2019: 53.9%
2020: 59.9%
2021: 71.3%
2022: 79.9%
2023: 55.9%
2024: 84.7%
2025: 92.3%
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€457k-€338k▼ 26.0%€343k▲ 1.5%€361k▲ 5.1%€357k▼ 1.0%
Operating result€105k-€105k▼ 0.3%€11k▼ 89.7%€28k▲ 159%€-4k
Net result€74k-€73k▼ 0.5%€7k▼ 90.7%€17k▲ 155%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €4k after €28k in 2025, the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €369k
Equity
€357k▼ 1.0%
Debt
€12k▼ 61.8%
The debt ratio falls from 7.7% to 3.1%. Equity and debt are lower.
Key figures and ratios
Solvency
96.9%▲
2025 · 92.3%
ROE
-1.0%▼
2025 · 4.8%
ROA
-1.0%▼
2025 · 4.4%
Debt
€12k▼
2025 · €30k
Debt ≤ 1 year
€12k▼
2025 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€391k€369k▼
Current assets29/58€391k€369k▼
Amounts receivable within one year40/41€22k€618▼
Trade receivables40€18k-
Other amounts receivable41€5k€618▼
Current investments50/53€100k-
Cash at bank and in hand54/58€267k€368k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€391k€369k▼
Equity10/15€361k€357k▼
Contributions10/11€12k€12k=
Reserves13€348k€348k=
Distributable reserves133€348k€348k=
Profit (loss) carried forward14€525€-3k▼
Amounts payable17/49€30k€12k▼
Amounts payable within one year42/48€30k€12k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€27k€12k▼
Income statement
Code20252026
Non-recurring operating income76A€64k-
Other operating charges640/8€2k€1k▼
Gross operating margin9900€30k€-2k▼
Operating profit (loss)9901€28k€-4k▼
Financial income75/76B€963€2k▲
Recurring financial income75€963€2k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€27k€-4k▼
Income taxes67/77€10k-
Profit (loss) for the period9904€17k€-4k▼
Profit (loss) for the period to be appropriated9905€17k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-3k▼
Profit (loss) brought forward from the previous period14P€140€525▲
Transfer to equity691/2€17k-
To other reserves6921€17k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €-4k ▼121%
Net result drops to €-4k, the lowest in the series.
31-03
Financial
Liquidity doublescurrent ratio 31.89
Current ratio from 12.91 to 31.89; short-term debt falls from €30k to €12k.
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 12.91
Current ratio from 4.27 to 12.91; short-term debt falls from €52k to €30k.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 4.27
Current ratio from 1.72 to 4.27; short-term debt falls from €235k to €52k.
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €105k ▲238%
Operating result €152k, net result €105k, both a record.
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Boudewijnlaan 299840 Nazareth-De PinteGround area
430 m²
Building footprint
78 m²
Volume, LiDAR
462 m³
Parcel 44012C0170/00F002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THEIMCO
since 20072.167.436.393
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012C0170/00F002 | Flanders | 430 m² | 1 · 78 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 591 companies in sector 66300 we hold annual accounts for 365. 241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2007
Fiscal year end31-03
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.