The3P’s
ActiveThe3P’s has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency62▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.67 against 2.21 in 2024; short-term debt: 57.8% and cash: 89.2% of total assets), but 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
88 d late
2023
1 d late
2022
79 d late
2021
1 d late
2020
61 d late
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 12.9%
2024 · €10k
2018: €-365
2019: €-7k
2020: €10k
2021: €2k
2022: €-6k
2023: €-6k
2024: €10k
2018 → 2025
Total assets
€29k▲ 1.3%
2024 · €29k
2018: €15k
2019: €17k
2020: €23k
2021: €22k
2022: €7k
2023: €27k
2024: €29k
2018 → 2025
Net result
€1k▼ 92.3%
2024 · €16k
2018: €-1k
2019: €-6k
2020: €17k
2021: €-9k
2022: €-8k
2023: €-497
2024: €16k
2018 → 2025
Working capital
€11k▼ 27.8%
2024 · €16k
2018: €-352
2019: €-5k
2020: €12k
2021: €3k
2022: €-5k
2023: €-5k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€-6k€-6k▼ 8.3%€10k€11k▲ 12.9%
Operating result€-9k-€-7k▲ 21.0%€-231▲ 96.6%€16k€2k▼ 86.2%
Net result€-9k-€-8k▲ 13.8%€-497▲ 93.5%€16k€1k▼ 92.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€939
Current assets
€28k
Equity and liabilities €29k
Equity
€11k▲ 12.9%
Debt
€18k▼ 4.5%
The debt ratio falls from 66.7% to 62.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k
Cash flow
€1k
Solvency
37.1%▲
2024 · 33.3%
Current ratio
1.67▼
2024 · 2.21
Quick ratio
1.67▼
2024 · 2.21
Debt / equity
1.69▼
2024 · 2.00
ROE
11.4%▼
2024 · 167.1%
ROA
4.2%▼
2024 · 55.7%
Interest coverage
10.88
Debt
€18k▼
2024 · €19k
Debt ≤ 1 year
€17k▲
2024 · €13k
Income taxes
€985
Staff costs
€52k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€29k▲
Fixed assets21/28-€939
Tangible fixed assets22/27-€939
Furniture and vehicles24-€939
Current assets29/58€29k€28k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40-€0
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€26k€26k▲
Equity and liabilities
Total equity and liabilities10/49€29k€29k▲
Equity10/15€10k€11k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€3k€5k▲
Amounts payable17/49€19k€18k▼
Amounts payable within one year42/48€13k€17k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€3k€17k▲
Remuneration and social security454/9€6k-
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€6k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€54k€52k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€85
Other operating charges640/8€565€761▲
Gross operating margin9900€71k€55k▼
Operating profit (loss)9901€16k€2k▼
Financial income75/76B€101€180▲
Recurring financial income75€101€180▲
Financial charges65/66B€432€216▼
Recurring financial charges65€432€216▼
Profit (loss) for the period before taxes9903€16k€2k▼
Income taxes67/77-€985
Profit (loss) for the period9904€16k€1k▼
Profit (loss) for the period to be appropriated9905€16k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Profit (loss) brought forward from the previous period14P€-13k€3k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.21
Current ratio from 0.84 to 2.21; short-term debt falls from €33k to €13k.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 79 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet €-9k ▼151%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.05
Current ratio from 0.76 to 2.05; short-term debt falls from €22k to €11k.
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 77 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldstraat 612800 MechelenGround area
183 m²
Building footprint
171 m²
Volume, LiDAR
1,405 m³
Parcel 12403D0026/00A007, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
The3P's
since 20162.250.337.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0026/00A007 | Flanders | 183 m² | 1 · 171 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AG&BP MANAGEMENT
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M CONSTRUCT
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M.M. TECHNIC
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APOLLONIA GROUP
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,569. 1,337 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-01-2016
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
82990Other business support services
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.