The Wp Cy

Active

Private limited companyfounded 20206 yrs activeRue de Grimohaye 40, 1300 Wavre, BelgiumKBO/BCE: BE 0748.674.209

Summary

The computed 12-month bankruptcy probability of The Wp Cy is 5.3% (elevated). The 2025 annual accounts show equity of €19,048 and a net result of -€6,490. Equity is growing by ~22.5% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

The Wp CyActiveChecked score 37/100

Risk analysis Report Compare

Activity

Activity not known

Size

€20,334total assets 2025

Equity: €19,048
Loss: -€6,490

Turnover not published (abridged schema)

Financial health

37 Weak Checked score 2025

Bankruptcy chance 12 m: 5.3%

Structure

Accounts filed 39 d late0 of 2 deeds read

Why 37- No main activity registered- No establishment unit in the KBO- Latest accounts 39 days late; 1 of the last 3 late+ Size: total assets €20,334Show the evidence

Checked score

Score 2025

37 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 35% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 100+1

equity 93.7% of total assets

Liquidity 50-40

short-term debt 6.3% · cash 0.1%

Profitability 0-22

return on assets -31.9%

Bankruptcy probability, 12 months

5.3% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 4.4% 12-2024: 4.4%● 0.0% vs 11-2024 01-2025: 4.3%▼ -0.9% vs 12-2024 02-2025: 4.3%● 0.0% vs 01-2025 03-2025: 4.3%● 0.0% vs 02-2025 04-2025: 4.3%▼ -2.0% vs 03-2025 05-2025: 4.4%▲ +3.4% vs 04-2025 06-2025: 3.9%▼ -11.9% vs 05-2025 07-2025: 4.0%▲ +3.6% vs 06-2025 08-2025: 5.2%▲ +28.7% vs 07-2025 09-2025: 1.5%▼ -70.9% vs 08-2025 10-2025: 1.4%▼ -6.1% vs 09-2025 11-2025: 1.4%● 0.0% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%▼ -0.1% vs 12-2025lowest value 02-2026: 1.4%● 0.0% vs 01-2026lowest value 03-2026: 1.6%▲ +10.1% vs 02-2026 04-2026: 1.6%▲ +1.4% vs 03-2026 05-2026: 1.6%▲ +0.2% vs 04-2026 06-2026: 1.6%▲ +1.6% vs 05-2026 07-2026: 1.7%▲ +5.4% vs 06-2026 08-2026: 2.7%▲ +59.7% vs 07-2026 09-2026: 3.0%▲ +9.4% vs 08-2026 10-2026: 5.3%▲ +80.8% vs 09-2026highest value

Size: total assets €20,334 lowers the probability for this profile
No main activity registered raises the probability
No establishment unit in the KBO raises the probability
Latest accounts 39 days late; 1 of the last 3 late raises the probability

Credit up to €500 at 30 days only on tighter terms

Liquidity ample (current ratio 14.7 against 3.61 in 2024; short-term debt: 6.3% and cash: 0.1% of total assets), and 6.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 39%, profitability 4%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €20,334

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Latest accounts 39 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

2122232425

2021 to 2025 · latest year -€6,490

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

39 d late

2024

29 d late

2023

14 d late

2022

31 d early

2021

82 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 5 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 August (4 of the last 5 filed years within 46 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage