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THE WHITE HOUSE

Active
Private limited companyfounded 1984active for 41 yearsBeukenlaan 24, 2970 Schilde, BelgiumKBO/BCE: BE 0426.775.650
Summary

The annual accounts of THE WHITE HOUSE for financial year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €19,963 and a net result of -€33,767. Equity has been stable since 2019 (±1.6% per year). Its solvency ranks better than 40% of 22,793 sector peers (NACE 47, financial year 2025). The company has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Official details

Source: KBO
Status
Active since 21-12-1984 Normal situation
Activity
Retail sale of household textiles and bedding NACE 47512and 12 others
Establishment unit
2.026.082.748 2970 Schilde, since 01-01-1985
Financial year end
30 September
Peppol
Reachable since 05-11-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts to 30-09-2025
Gross margin
-€19,416
Loss
€33,767
Equity
€19,963
▼ 62.8%
Total assets
€91,613
▼ 10.0%
Turnover not published (micro format)
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €33,767 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskSize: total assets €91,613Founded in 1984Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 15% of micro companies in retail trade (NACE 47)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 47-31
equity 21.8% of total assets
Liquidity 8-28
short-term debt 78.2% · cash 0.2%
Profitability 0-80
return on assets -36.9%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.1%▲ +0.1 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.0%▼ -0.1 percentage points vs 02-2025 04-2025: 1.2%▲ +0.2 percentage points vs 03-2025 05-2025: 0.3%▼ -0.9 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.2 percentage points vs 03-2026 05-2026: 1.5%▲ +1.0 percentage point vs 04-2026highest value 06-2026: 1.5%● unchanged vs 05-2026highest value 07-2026: 1.5%● unchanged vs 06-2026highest value 08-2026: 1.5%● unchanged vs 07-2026highest value 09-2026: 1.5%● unchanged vs 08-2026highest value 10-2026: 1.5%● unchanged vs 09-2026highest value 11-2026: 1.5%● unchanged vs 10-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.23 (1.77 in 2024), below the usual 1.5. Short-term debt is 78.2% and cash 0.2% of total assets. 78.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 38% of them on solvency, 9% on liquidity, 6% on profitability and 9% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €33,767 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €91,613
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1984
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
8 days early
2023
21 days early
2022
30 days early
2021
16 days early
2020
9 days early
2019
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 14 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 93% of companies in retail tradesector median €5,085 · 22,775 companies -€33,767 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Reappointment: Maria BERNAERTS (director)750 shares · Registered office clause: Beukenlaan 24, 2970 Schilde · Power of attorney: Paul Rommens
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as THE WHITE HOUSE: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €62,200 and €140,000, founded between 1979 and 1988.

CompanyTotal assetsGross margin
THE WHITE HOUSE Schilde€91,613-€19,416
KLEDING M. DE KORT Ravels€90,782-€1,272
Gimex Schaarbeek€94,010-€7,862
MARCOTEX Zaventem€93,466-€1,879
BRABANT Schaarbeek€120,037€1,099
NOIR BOETIEK Wetteren€62,187-€84,712
VERNIMODE Sint-Lambrechts-Woluwe€139,585-€11,721
Full comparison

Key facts about THE WHITE HOUSE

What is the company number of THE WHITE HOUSE?
The company number of THE WHITE HOUSE is 0426.775.650. The VAT number is the same number with BE in front: BE 0426.775.650.
Where is THE WHITE HOUSE based?
The registered office is at Beukenlaan 24, 2970 Schilde.Company details
What does THE WHITE HOUSE do?
According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
What is the legal form of THE WHITE HOUSE?
The legal form of THE WHITE HOUSE is Private limited company (BV).
When was THE WHITE HOUSE founded?
THE WHITE HOUSE was founded on 21-12-1984.
Is THE WHITE HOUSE still active?
Yes, THE WHITE HOUSE is an active enterprise in the KBO register.
What is the turnover of THE WHITE HOUSE?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is THE WHITE HOUSE profitable?
In financial year 2025, THE WHITE HOUSE made a loss of €33,767.
Where can I find the annual accounts of THE WHITE HOUSE?
THE WHITE HOUSE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of THE WHITE HOUSE due?
THE WHITE HOUSE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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