THE TRAITEUR
ActiveThe computed 12-month bankruptcy probability of THE TRAITEUR is 3.2% (moderate). The 2025 annual accounts show equity of €273k and a net result of €69k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 13270 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-10
Solvency54▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 2.14 in 2024; short-term debt: 14.2% and cash: 14.3% of total assets), but 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
7.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
122 d late
2019
153 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€273k▲ 33.6%
2024 · €204k
2018: €46k
2019: €51k
2020: €48k
2021: €106k
2022: €121k
2023: €161k
2024: €204k
2018 → 2025
Total assets
€948k▲ 4.8%
2024 · €905k
2018: €88k
2019: €95k
2020: €100k
2021: €163k
2022: €583k
2023: €729k
2024: €905k
2018 → 2025
Net result
€69k▼ 51.9%
2024 · €143k
2018: €13k
2019: €5k
2020: €-3k
2021: €73k
2022: €65k
2023: €140k
2024: €143k
2018 → 2025
Working capital
€253k▲ 81.8%
2024 · €139k
2018: €39k
2019: €34k
2020: €33k
2021: €104k
2022: €106k
2023: €82k
2024: €139k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€121k▲ 13.9%€161k▲ 33.0%€204k▲ 26.4%€273k▲ 33.6%
Operating result€87k-€71k▼ 17.7%€168k▲ 135%€171k▲ 1.8%€102k▼ 40.0%
Net result€73k-€65k▼ 11.2%€140k▲ 116%€143k▲ 1.8%€69k▼ 51.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €948k
Fixed assets
€560k▼ 12.9%
Current assets
€388k▲ 48.5%
Equity and liabilities €948k
Equity
€273k▲ 33.6%
Debt
€675k▼ 3.6%
The debt ratio falls from 77.4% to 71.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€194k▼
2024 · €255k
Cash flow
€160k▼
2024 · €227k
Solvency
28.8%▲
2024 · 22.6%
Current ratio
2.88▲
2024 · 2.14
Quick ratio
2.88▲
2024 · 2.14
Debt / equity
2.48▼
2024 · 3.43
ROE
25.1%▼
2024 · 69.9%
ROA
7.2%▼
2024 · 15.8%
Interest coverage
13.63▼
2024 · 16.73
Debt
€675k▼
2024 · €700k
Debt ≤ 1 year
€135k▲
2024 · €122k
Debt > 1 year
€541k▼
2024 · €577k
Income taxes
€29k▲
2024 · €18k
Staff costs
€520▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€905k€948k▲
Fixed assets21/28€643k€560k▼
Tangible fixed assets22/27€641k€558k▼
Land and buildings22€617k€533k▼
Plant, machinery and equipment23€13k€15k▲
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€9k€9k=
Financial fixed assets28€2k€2k=
Current assets29/58€261k€388k▲
Amounts receivable after more than one year29€84k€107k▲
Other amounts receivable291€84k€107k▲
Stocks and contracts in progress3€339€315▼
Stocks30/36€339€315▼
Amounts receivable within one year40/41€125k€133k▲
Trade receivables40€125k€133k▲
Current investments50/53-€10k
Cash at bank and in hand54/58€50k€135k▲
Deferred charges and accrued income490/1€929€2k▲
Equity and liabilities
Total equity and liabilities10/49€905k€948k▲
Equity10/15€204k€273k▲
Contributions10/11€20k€20k=
Reserves13€67k€97k▲
Distributable reserves133€67k€97k▲
Profit (loss) carried forward14€117k€156k▲
Amounts payable17/49€700k€675k▼
Amounts payable after more than one year17€577k€541k▼
Financial debts170/4€304k€283k▼
Other amounts payable178/9€273k€258k▼
Amounts payable within one year42/48€122k€135k▲
Current portion of amounts payable after more than one year42€21k€21k▲
Financial debts43€12k€12k=
Credit institutions430/8€12k€12k=
Trade debts44€68k€72k▲
Suppliers440/4€68k€72k▲
Taxes, remuneration and social security45€21k€29k▲
Taxes450/3€21k€29k▲
Remuneration and social security454/9€8-
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A€4k€15k▲
Remuneration, social security and pensions62€4k€520▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€91k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€261k€198k▼
Operating profit (loss)9901€171k€102k▼
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€161k€98k▼
Income taxes67/77€18k€29k▲
Profit (loss) for the period9904€143k€69k▼
Profit (loss) for the period to be appropriated9905€143k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€252k€186k▼
Profit (loss) brought forward from the previous period14P€109k€117k▲
Transfer to equity691/2€35k€30k▼
To other reserves6921€35k€30k▼
Profit to be distributed694/7€100k-
Directors or managers695€100k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €143k ▲1.8%
Operating result €171k, net result €143k, both a record.
31-12
Financial
Equity above €200kEq €204k ▲26.4%
4 profitable years in a row build equity to €204k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €161k ▲33%
3 profitable years in a row build equity to €161k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.09
Current ratio from 1.80 to 4.09; short-term debt falls from €41k to €34k.
31-12
Financial
Equity above €100kEq €106k ▲120%
Equity rises from €48k to €106k.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼155%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 122 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 241040 EtterbeekGround area
868 m²
Building footprint
315 m²
Volume, LiDAR
3,698 m³
3 parcels, Brussels · tallest building 31.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Vredeplein 22, 1140 Evere
since 20132.289.312.836
Parijsstraat 19, 1140 Evere
since 20242.387.723.393
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0354/00M005 | Brussels | 413 m² | 1 · 197 m² | 31.9 m · 4 fl. |
| 21006A0359/00W000 | Brussels | 278 m² | 1 · 118 m² | 16.2 m · 4 fl. |
| 21006A0198/00V004 | Brussels | 178 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvere2.289.312.836
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2013
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.