THE TAMARISK
ActiveThe computed 12-month bankruptcy probability of THE TAMARISK is 1.7% (moderate). The 2025 annual accounts show equity of €28k and a net result of €2k. Equity is growing by ~37.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 13270 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency83▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 2.84 in 2024; short-term debt: 36.9% and cash: 48.6% of total assets), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.2%
Return on assets
4.8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
157 d early
2023
120 d early
2022
70 d early
2021
69 d early
2020
47 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 21.4%
2024 · €36k
2018: €-38k
2019: €-47k
2020: €97
2021: €12k
2022: €21k
2023: €39k
2024: €36k
2018 → 2025
Total assets
€48k▲ 2.0%
2024 · €47k
2018: €56k
2019: €40k
2020: €37k
2021: €58k
2022: €49k
2023: €48k
2024: €47k
2018 → 2025
Net result
€2k▼ 86.2%
2024 · €17k
2018: €-50k
2019: €-9k
2020: €9k
2021: €11k
2022: €10k
2023: €17k
2024: €17k
2018 → 2025
Working capital
€20k▼ 6.6%
2024 · €21k
2018: €-35k
2019: €-50k
2020: €-3k
2021: €-11k
2022: €-9k
2023: €15k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€21k▲ 85.2%€39k▲ 81.6%€36k▼ 8.0%€28k▼ 21.4%
Operating result€13k-€11k▼ 12.2%€18k▲ 65.2%€18k▼ 3.0%€3k▼ 80.8%
Net result€11k-€10k▼ 14.1%€17k▲ 77.4%€17k▼ 3.5%€2k▼ 86.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€11k▼ 26.8%
Current assets
€38k▲ 14.5%
Equity and liabilities €48k
Equity
€28k▼ 21.4%
Debt
€20k▲ 73.9%
The debt ratio rises from 24.5% to 41.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €21k
Cash flow
€6k▼
2024 · €20k
Solvency
58.2%▼
2024 · 75.5%
Current ratio
2.12▼
2024 · 2.84
Quick ratio
1.78▼
2024 · 2.04
Debt / equity
0.72▲
2024 · 0.32
ROE
8.3%▼
2024 · 47.1%
ROA
4.8%▼
2024 · 35.6%
Interest coverage
86.25▼
2024 · 132.30
Debt
€20k▲
2024 · €12k
Debt ≤ 1 year
€18k▲
2024 · €12k
Income taxes
€1k▲
2024 · €858
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€48k▲
Fixed assets21/28€14k€11k▼
Tangible fixed assets22/27€14k€11k▼
Plant, machinery and equipment23€14k€10k▼
Furniture and vehicles24€449€238▼
Current assets29/58€33k€38k▲
Stocks and contracts in progress3€9k€6k▼
Stocks30/36€9k€6k▼
Amounts receivable within one year40/41€8k€7k▼
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€13k€23k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€47k€48k▲
Equity10/15€36k€28k▼
Contributions10/11€30k€20k▼
Reserves13€6k€8k▲
Distributable reserves133€6k€8k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€12k€20k▲
Amounts payable within one year42/48€12k€18k▲
Trade debts44€5k€267▼
Suppliers440/4€5k€267▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€4k€14k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€3k€13k▲
Gross operating margin9900€24k€20k▼
Operating profit (loss)9901€18k€3k▼
Financial income75/76B€288€240▼
Recurring financial income75€288€240▼
Financial charges65/66B€160€84▼
Recurring financial charges65€160€84▼
Profit (loss) for the period before taxes9903€18k€4k▼
Income taxes67/77€858€1k▲
Profit (loss) for the period9904€17k€2k▼
Profit (loss) for the period to be appropriated9905€17k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€2k▼
Profit (loss) brought forward from the previous period14P€-11k€0▲
Transfer to equity691/2€6k€2k▼
To other reserves6921€6k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €17k ▲77.4%
Operating result €18k, net result €17k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 2.55
Current ratio from 0.68 to 2.55; short-term debt falls from €28k to €10k.
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 122600 AntwerpenGround area
256 m²
Building footprint
182 m²
Volume, LiDAR
2,207 m³
2 parcels, Flanders · tallest building 18.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BAR AMI
since 20182.271.131.571
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0285/00Y000 | Flanders | 171 m² | 1 · 102 m² | 13.7 m · 3 fl. |
| 11803C1573/00B000 | Flanders | 85 m² | 1 · 80 m² | 18.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.271.131.571
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,377 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.