THE Simplifier
ActiveSummary
THE Simplifier has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €618k and a net result of €77k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 27.72 against 11.48 in 2024; short-term debt: 3.5% and cash: 37.9% of total assets), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
12%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
27 d late
2023
6 d early
2022
on the day
2021
30 d late
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€618k▲ 14.2%
2024 · €541k
2018: €203k
2019: €258k
2020: €307k
2021: €358k
2022: €411k
2023: €474k
2024: €541k
2018 → 2025
Total assets
€641k▲ 8.4%
2024 · €591k
2018: €297k
2019: €325k
2020: €380k
2021: €389k
2022: €461k
2023: €547k
2024: €591k
2018 → 2025
Net result
€77k▲ 15.0%
2024 · €67k
2018: €85k
2019: €85k
2020: €82k
2021: €75k
2022: €69k
2023: €71k
2024: €67k
2018 → 2025
Working capital
€608k▲ 15.7%
2024 · €525k
2018: €189k
2019: €227k
2020: €301k
2021: €354k
2022: €407k
2023: €470k
2024: €525k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€358k-€411k▲ 14.7%€474k▲ 15.4%€541k▲ 14.1%€618k▲ 14.2%
Operating result€102k-€96k▼ 6.5%€95k▼ 0.1%€88k▼ 7.9%€102k▲ 16.1%
Net result€75k-€69k▼ 7.7%€71k▲ 3.2%€67k▼ 6.0%€77k▲ 15.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €641k
Fixed assets
€11k ▼ 33.7%
Current assets
€630k ▲ 9.6%
Equity and liabilities €641k
Equity
€618k ▲ 14.2%
Debt
€23k ▼ 54.6%
Debt's share of the balance-sheet total falls from 8.5% to 3.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€107k▲
2024 · €89k
Cash flow
€83k▲
2024 · €68k
Current ratio
27.72▲
2024 · 11.48
Debt to equity
0.04▼
2024 · 0.09
ROE
12.5%▲
2024 · 12.4%
ROA
12.0%▲
2024 · 11.3%
Interest coverage
913.35▲
2024 · 855.49
Debt ≤ 1 year
€23k▼
2024 · €50k
Income taxes
€30k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€591k€641k▲
Fixed assets21/28€16k€11k▼
Tangible fixed assets22/27€16k€10k▼
Plant, machinery and equipment23€201-
Furniture and vehicles24€16k€10k▼
Other tangible fixed assets26€114€57▼
Financial fixed assets28€250€250=
Current assets29/58€575k€630k▲
Amounts receivable within one year40/41€74k€69k▼
Trade receivables40€33k€26k▼
Other amounts receivable41€40k€42k▲
Current investments50/53€260k€318k▲
Cash at bank and in hand54/58€215k€243k▲
Deferred charges and accrued income490/1€27k€2k▼
Equity and liabilities
Total equity and liabilities10/49€591k€641k▲
Equity10/15€541k€618k▲
Contributions10/11€12k€12k=
Reserves13€359k€436k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€356k€433k▲
Profit (loss) carried forward14€170k€170k=
Amounts payable17/49€50k€23k▼
Amounts payable within one year42/48€50k€23k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€49k€22k▼
Taxes450/3€49k€22k▼
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Other operating charges640/8€566€912▲
Gross operating margin9900€90k€108k▲
Operating profit (loss)9901€88k€102k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€104€118▲
Recurring financial charges65€104€118▲
Profit (loss) for the period before taxes9903€93k€108k▲
Income taxes67/77€26k€30k▲
Profit (loss) for the period9904€67k€77k▲
Profit (loss) for the period to be appropriated9905€67k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€237k€247k▲
Profit (loss) brought forward from the previous period14P€170k€170k=
Transfer to equity691/2€67k€77k▲
To other reserves6921€67k€77k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 27.72
Current ratio from 11.48 to 27.72; short-term debt falls from €50k to €23k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €67k ▼6%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €541k ▲14.1%
7 profitable years in a row build equity to €541k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 12.40
Current ratio from 5.13 to 12.40; short-term debt falls from €73k to €31k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meuterweg 63050 Oud-HeverleeGround area
1,156 m²
Building footprint
81 m²
Volume, LiDAR
507 m³
Parcel 24086B0180/00R000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THE Simplifier
since 20122.222.915.544
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24086B0180/00R000 | Flanders | 1,156 m² | 1 · 80 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INTEVU
BE 0685.392.397
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SUMACO
BE 0446.032.427
Schoten · Eq €618,532
IVAN DEMEESTER
BE 0682.536.144
Halle · Eq €618,556
RING PARTNERS GENT, multiprofessionele architectenvennootschap
BE 0447.261.159
Gent · Eq €618,281
MALONEY BUSINESS CONSULTING
BE 0846.746.157
Etterbeek · Eq €618,680
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-06-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.