Age12 yrs
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of The Right Stuff is 1.8% (moderate). The 2024 annual accounts show negative equity (€-504) and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 3381 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.8%
Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3381 sector peers (2024).
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 21 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 23-07-2025 | 8 d early | 2025-00305315 |
| 31-12-2023 | 31-07-2024 | 29-10-2024 | 90 d late | 2024-00529655 |
| 31-12-2022 | 31-07-2023 | 25-09-2023 | 56 d late | 2023-00454589 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20415777 |
| 31-12-2020 | 31-07-2021 | 29-11-2021 | 121 d late | 2021-78600596 |
| 31-12-2019 | 31-07-2020 | 30-09-2020 | 61 d late | 2020-57600356 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-60300076 |
| 31-12-2017 | 31-07-2018 | 29-09-2018 | 60 d late | 2018-68500487 |
| 31-12-2016 | 31-07-2017 | 04-04-2018 | 247 d late | 2018-09300241 |
| 31-12-2014 | 31-07-2015 | 30-09-2015 | 61 d late | 2015-63700559 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€3k
Working capital€-504+83.7%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -11.3% | 25.2% | |
| Net result | €3k | €4k | |
| Equity | €-504 | €22k | |
| Gross operating margin | €4k | €19k | |
| Total assets | €4k | €105k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P21
Weakening position over 2020-2024
· n=977-3381
P47
Stable position over 2020-2024
· n=974-3367
P26
Stable position over 2020-2024
· n=981-3388
P32
Stable position over 2020-2024
· n=972-3353
Describes the position versus peers, not a forecast.
€3k
-
18-24
€4k
-48.1%
18-24
€-504
+83.7%
18-24
€-504
+83.7%
18-24
€482
-
18-24
€5k
-57.6%
18-24
€5k
-57.6%
18-24
0.90
+22.3%
18-24
Show 5 other metrics
0.90
+22.3%
18-24
-11.3%
+68.7%
18-24
-9.83
-161.0%
18-24
-514.9%
-
18-24
58.3%
-
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €3k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €482 |
| Dividends | - |
| Total assets | €4k |
| Equity | €-504 |
| Debt | €5k |
| of which ≤ 1y | €5k |
| of which > 1y | - |
| Working capital | €-504 |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.90 |
| Quick ratio | 0.90 |
| Working capital ratio | -11.3% |
| Solvency | -11.3% |
| Debt / equity | -9.83 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 58.3% |
| ROE | -514.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €4k |
| Current assets | 29/58 | €4k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €93 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €4k |
| Equity | 10/15 | €-504 |
| Contributions / capital | 10/11 | €12k |
| Accumulated profits (losses) | 14 | €-13k |
| Amounts payable | 17/49 | €5k |
| Amounts payable within one year | 42/48 | €5k |
| Trade debts payable within one year | 44 | €279 |
| Income statement | ||
| Gross operating margin | 9900 | €4k |
| Operating result | 9901 | €3k |
| Financial charges | 65 | €73 |
| Result before taxes | 9903 | €3k |
| Income taxes | 67/77 | €482 |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed13
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 2 years ago
2024
12-04-2024 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
otherNotary:
Olivier Neyrinck · Jette
Analysis
Financial profile
5 of 5 axes measured43
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
13
Profitability
0
Solvency
42
Growth
58
Stability
100
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0477.070.744 · Oudergem
BE 0782.903.925 · Oudergem
BE 0447.558.889 · Oudergem
BE 0764.660.601 · Oudergem
BE 0427.360.818 · Anderlecht
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 163 of the 1,572 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Groothandel in dranken, algemeen assortiment46349Vervaardiging van specerijen, sauzen en kruiderijen10840Detailhandel in dranken, algemeen assortiment47252
Primary activity highlighted.
Names & trade names
| Legal nameFR | The Right Stuff |
Registered office
G. E. Lebonlaan 36 bus 6
1160 Oudergem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.