THE RELIABLE TEAM
ActiveTHE RELIABLE TEAM has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €49k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 2288 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+37
Solvency54▲+54
Growth85▲+13
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.2 in 2024; short-term debt: 50.4% and cash: 18.2% of total assets), and 70.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.4%
Return on assets
77.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
23 d early
2023
51 d late
2022
56 d early
2021
215 d late
2019
20 d late
2018
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€74k▲ 232%
2021 · €22k
2018: €23k
2019: €18k
2021: €22k
2018 → 2022
EBIT margin
13.1%▲ 117.7pp
2021 · -104.6%
2018: -40.7%
2019: -19.3%
2021: -104.6%
2018 → 2022
Net result
€49k
2024 · €-4k
2018: €-10k
2019: €-3k
2021: €-25k
2022: €8k
2023: €3k
2024: €-4k
2018 → 2025
Working capital
€-17k▲ 75.7%
2024 · €-68k
2018: €-27k
2019: €-15k
2021: €-54k
2022: €-56k
2023: €-74k
2024: €-68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€22k-€74k▲ 232%
Equity€-37k-€-30k▲ 20.8%€-27k▲ 10.2%€-30k▼ 14.1%€19k
Operating result€-23k-€10k€4k▼ 57.0%€-3k€51k
Net result€-25k-€8k€3k▼ 61.4%€-4k€49k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €51k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€48k▼ 18.8%
Current assets
€16k▼ 11.0%
Equity and liabilities €64k
Equity
€19k
Debt
€45k
Debt finances 70.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€71k▲
2024 · €21k
Cash flow
€68k▲
2024 · €21k
Solvency
29.4%▲
2024 · -39.6%
Current ratio
0.48▲
2024 · 0.20
Quick ratio
0.48▲
2024 · 0.20
Debt / equity
2.40▲
2024 · -3.52
ROE
262.5%
ROA
77.2%▲
2024 · -4.9%
Interest coverage
32.48▲
2024 · 24.12
Debt
€45k▼
2024 · €107k
Debt ≤ 1 year
€32k▼
2024 · €86k
Debt > 1 year
€13k▼
2024 · €20k
Staff costs
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€64k▼
Fixed assets21/28€59k€48k▼
Tangible fixed assets22/27€59k€48k▼
Plant, machinery and equipment23€31k€29k▼
Furniture and vehicles24€28k€19k▼
Financial fixed assets28€130€130=
Current assets29/58€17k€16k▼
Amounts receivable within one year40/41€10k€2k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€7k-
Cash at bank and in hand54/58€4k€12k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€77k€64k▼
Equity10/15€-30k€19k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-62k€-13k▲
Amounts payable17/49€107k€45k▼
Amounts payable after more than one year17€20k€13k▼
Financial debts170/4€20k€13k▼
Amounts payable within one year42/48€86k€32k▼
Current portion of amounts payable after more than one year42€13k€7k▼
Trade debts44€14k€4k▼
Suppliers440/4€14k€4k▼
Taxes, remuneration and social security45-€1k
Taxes450/3-€888
Remuneration and social security454/9-€561
Other amounts payable47/48€59k€20k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€12k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€19k▼
Other operating charges640/8€425€623▲
Gross operating margin9900€34k€82k▲
Operating profit (loss)9901€-3k€51k▲
Financial income75/76B€117-
Recurring financial income75€117-
Financial charges65/66B€889€2k▲
Recurring financial charges65€889€2k▲
Profit (loss) for the period before taxes9903€-4k€49k▲
Profit (loss) for the period9904€-4k€49k▲
Profit (loss) for the period to be appropriated9905€-4k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-13k▲
Profit (loss) brought forward from the previous period14P€-59k€-62k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 215 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
2021
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 2 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l' Argilette(TR) 166183 CourcellesGround area
4.8 ha
Building footprint
102 m²
Volume, LiDAR
963 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Xtrem Adventure
since 19952.062.415.978
Xtrem Adventure
since 20202.299.447.455
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52027A0666/00B000 | Wallonia | 4.7 ha | - | - |
| 52066B0918/00G004 | Wallonia | 385 m² | 1 · 102 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 183 companies in sector 93210 we hold annual accounts for 127. 59 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-05-1993
Fiscal year end31-12
Activities, NACEBEL
93210Sports, amusement and recreation activities
93212Sports, amusement and recreation activities
93293Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.