The Olive Tree Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €62k and a net result of €60k. Its solvency ranks better than 17% of 8018 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€62k
Net result
€60k
Total assets
€532k
Solvency
11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €532k
Fixed assets
€507k
Current assets
€26k
Equity and liabilities €532k
Equity
€62k
Debt
€470k
Debt finances 88.4% of the balance-sheet total.
Key figures and ratios
Solvency
11.6%
ROE
96.8%
ROA
11.3%
Debt
€470k
Debt ≤ 1 year
€470k
Income taxes
€15k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€532k
Fixed assets21/28€507k
Financial fixed assets28€507k
Current assets29/58€26k
Amounts receivable within one year40/41€16k
Other amounts receivable41€16k
Cash at bank and in hand54/58€10k
Equity and liabilities
Total equity and liabilities10/49€532k
Equity10/15€62k
Contributions10/11€2k
Reserves13€60k
Distributable reserves133€60k
Amounts payable17/49€470k
Amounts payable within one year42/48€470k
Current portion of amounts payable after more than one year42€8k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€460k
Income statement
Code2025
Other operating charges640/8€126
Gross operating margin9900€76k
Operating profit (loss)9901€75k
Financial charges65/66B€474
Recurring financial charges65€474
Profit (loss) for the period before taxes9903€75k
Income taxes67/77€15k
Profit (loss) for the period9904€60k
Profit (loss) for the period to be appropriated9905€60k
Appropriation of the result
Profit (loss) to be appropriated9906€60k
Transfer to equity691/2€60k
To other reserves6921€60k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wollestraat 128000 BruggeGround area
46 m²
Building footprint
46 m²
Volume, LiDAR
483 m³
Parcel 31803C0173/00A000, Flanders · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
The Olive Tree Group
since 20232.353.891.971
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0173/00A000 | Flanders | 46 m² | 1 · 46 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARIMANO
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EDW
BE 0790.466.856
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LEGIAPARKBIS
BE 0750.649.643
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Empin
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,064 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2023
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:nickbalidas@icloud.com