The Office
ActiveThe Office has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency26▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.7%
Return on assets
1.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-02-2026, 171 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
171 d early
2024
31 d late
2023
58 d late
2022
90 d late
2021
30 d late
2020
207 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-4k
2019: €23k
2020: €3k
2021: €3k
2022: €4k
2023: €-2k
2024: €-4k
2019 → 2025
Total assets
€865k▼ 0.6%
2024 · €870k
2019: €951k
2020: €1.15M
2021: €1.07M
2022: €1.07M
2023: €937k
2024: €870k
2019 → 2025
Net result
€9k
2024 · €-2k
2019: €4k
2020: €-21k
2021: €385
2022: €363
2023: €-5k
2024: €-2k
2019 → 2025
Working capital
€-111k▼ 23.3%
2024 · €-90k
2019: €-29k
2020: €11k
2021: €-40k
2022: €-97k
2023: €-82k
2024: €-90k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€4k▲ 11.4%€-2k€-4k▼ 84.1%€6k
Operating result€14k-€10k▼ 25.3%€18k▲ 78.1%€9k▼ 50.9%€21k▲ 134%
Net result€385-€363▼ 5.6%€-5k€-2k▲ 70.5%€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 134% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €865k
Fixed assets
€576k▼ 7.1%
Current assets
€289k▲ 15.5%
Equity and liabilities €865k
Equity
€6k
Debt
€859k
Debt finances 99.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€87k▲
2024 · €77k
Cash flow
€75k▲
2024 · €66k
Solvency
0.7%▲
2024 · -0.4%
Current ratio
0.72▼
2024 · 0.74
Quick ratio
0.72▼
2024 · 0.74
ROE
161.7%
ROA
1.1%▲
2024 · -0.2%
Interest coverage
9.19▲
2024 · 7.26
Debt
€859k▼
2024 · €874k
Debt ≤ 1 year
€400k▲
2024 · €340k
Debt > 1 year
€459k▼
2024 · €533k
Income taxes
€2k
Staff costs
€740▼
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €865k, equity €6k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€870k€865k▼
Fixed assets21/28€620k€576k▼
Tangible fixed assets22/27€620k€576k▼
Land and buildings22€619k€575k▼
Plant, machinery and equipment23€757€338▼
Furniture and vehicles24€508€134▼
Financial fixed assets28€25€25=
Current assets29/58€250k€289k▲
Amounts receivable within one year40/41€249k€287k▲
Trade receivables40€9k€22k▲
Other amounts receivable41€240k€265k▲
Cash at bank and in hand54/58€304€529▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€870k€865k▼
Equity10/15€-4k€6k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-29k€-19k▲
Amounts payable17/49€874k€859k▼
Amounts payable after more than one year17€533k€459k▼
Financial debts170/4€533k€459k▼
Amounts payable within one year42/48€340k€400k▲
Current portion of amounts payable after more than one year42€74k€74k▲
Financial debts43€76€272▲
Credit institutions430/8€76€272▲
Trade debts44€33k€94k▲
Suppliers440/4€33k€94k▲
Taxes, remuneration and social security45€995€3k▲
Taxes450/3€995€3k▲
Other amounts payable47/48€232k€229k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€740▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€66k▼
Other operating charges640/8€13k€13k▲
Gross operating margin9900€91k€101k▲
Operating profit (loss)9901€9k€21k▲
Financial income75/76B€10€1▼
Recurring financial income75€10€1▼
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€-2k€11k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-2k€9k▲
Profit (loss) for the period to be appropriated9905€-2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-19k▲
Profit (loss) brought forward from the previous period14P€-27k€-29k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 90 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 207 days late
31-01
Financial
Back to profitnet €385
Net result €385 after one loss-making year.
2020
31-01
Financial
Weakest financial yearnet €-21k ▼642%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 395 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langemeersstraat(Kor) 128500 KortrijkGround area
5,908 m²
Building footprint
1,380 m²
Volume, LiDAR
15,267 m³
Parcel 34353H0858/00P000, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
The Office
since 20052.148.899.693
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H0858/00P000 | Flanders | 5,908 m² | 1 · 1,380 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STEVO
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PURLWISE
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CAPITOL 17
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 3,383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2005
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.