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the office

Active
Private limited companyfounded 20215 yrs activeWaterhof 24, 3202 Aarschot, BelgiumKBO/BCE: BE 0772.513.146

the office has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €2k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency42▼-50
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7697 sector peers (2025).
NBB · sector comparison
Position among 7697 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
8 d early
2024
14 d late
2023
9 d early
2022
3 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€5k▼ 75.0%
2024 · €22k
2022: €16k 2023: €21k 2024: €22k
2022 → 2025
Total assets
€33k▲ 1.7%
2024 · €33k
2022: €30k 2023: €34k 2024: €33k
2022 → 2025
Net result
€2k▲ 52.3%
2024 · €1k
2022: €11k 2023: €5k 2024: €1k
2022 → 2025
Working capital
€5k▼ 75.0%
2024 · €22k
2022: €15k 2023: €21k 2024: €22k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€16k-€21k▲ 34.8%€22k▲ 4.8%€5k▼ 75.0%
Operating result€14k-€8k▼ 45.4%€3k▼ 65.3%€3k▲ 5.3%
Net result€11k-€5k▼ 48.7%€1k▼ 81.4%€2k▲ 52.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15kOperating result 2022: €14k€14kNet result 2022: €11k€11kOperating result 2023: €8k€8kNet result 2023: €5k€5kOperating result 2024: €3k€3kNet result 2024: €1k€1kOperating result 2025: €3k€3kNet result 2025: €2k€2k2022202320242025
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €33k
Equity €5k▼ 75.0%
Debt €28k▲ 161%
The debt ratio rises from 32.6% to 83.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€3k
2024 · €3k
Cash flow
€2k
2024 · €1k
Solvency
16.6%
2024 · 67.4%
Current ratio
1.20
2024 · 3.07
Quick ratio
1.20
2024 · 3.07
Debt / equity
5.04
2024 · 0.48
ROE
27.9%
2024 · 4.6%
ROA
4.6%
2024 · 3.1%
Interest coverage
28.40
2024 · 21.91
Debt
€28k
2024 · €11k
Debt ≤ 1 year
€28k
2024 · €11k
Income taxes
€1k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€33k€33k
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€33k€33k
Amounts receivable within one year40/41€2k€6k
Trade receivables40€2k€5k
Other amounts receivable41€18€701
Cash at bank and in hand54/58€30k€27k
Deferred charges and accrued income490/1€120€121
Equity and liabilities
Total equity and liabilities10/49€33k€33k
Equity10/15€22k€5k
Contributions10/11€5k€5k=
Profit (loss) carried forward14€17k€485
Amounts payable17/49€11k€28k
Amounts payable within one year42/48€11k€28k
Trade debts44€120€192
Suppliers440/4€120€192
Taxes, remuneration and social security45€6k€4k
Taxes450/3€6k€4k
Other amounts payable47/48€5k€24k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€234€0
Other operating charges640/8€387€400
Gross operating margin9900€3k€3k
Operating profit (loss)9901€3k€3k
Financial income75/76B€71€178
Recurring financial income75€71€178
Financial charges65/66B€132€99
Recurring financial charges65€132€99
Profit (loss) for the period before taxes9903€3k€3k
Income taxes67/77€2k€1k
Profit (loss) for the period9904€1k€2k
Profit (loss) for the period to be appropriated9905€1k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€17k€18k
Profit (loss) brought forward from the previous period14P€16k€17k
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial Weakest financial yearnet €1k ▼81.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
22-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterhof 243202 Aarschot
Ground area
2,392 m²
Building footprint
277 m²
Volume, LiDAR
1,180 m³
Parcel 24092B0322/00D000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
the office
Waterhof 24, 3202 AarschotOffice administrative, office support and other business support activities
since 20212.320.612.558
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24092B0322/00D000 Flanders 2,392 m² 1 · 277 m² 6.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,216 companies in sector 82100 we hold annual accounts for 3,513. 1,396 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-08-2021
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Enterprise
E-mail:freelancekantoorhulp@gmail.com
Enterprise