The Masterplan
ActiveSummary
The Masterplan has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,934 and a net result of €56,095. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency78▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.67 against 2.0 in 2024; short-term debt: 46% and cash: 69.6% of total assets), and 47.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
39.4%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
30 d early
2023
31 d early
2022
30 d early
2021
30 d early
2020
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 31 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€74,934=
2024 · €74,934
Total assets
€142,212▼ 3.1%
2024 · €146,767
Net result
€56,095▼ 11.8%
2024 · €63,614
Working capital
€43,699▼ 38.2%
2024 · €70,657
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€44,922▲ 24.4%€45,451▲ 1.2%€76,490▲ 68.3%€81,392▲ 6.4%€71,884▼ 11.7%
Net result€31,656within the sector's middle half▲ 23.0%€33,084within the sector's middle half▲ 4.5%€59,667above the sector's middle half▲ 80.3%€63,614above the sector's middle half▲ 6.6%€56,095above the sector's middle half▼ 11.8%
Equity€58,392within the sector's middle half▲ 118%€91,476within the sector's middle half▲ 56.7%€74,934within the sector's middle half▼ 18.1%€74,934within the sector's middle half=€74,934within the sector's middle half=
Total assets€92,261within the sector's middle half▲ 52.6%€122,649within the sector's middle half▲ 32.9%€147,241within the sector's middle half▲ 20.1%€146,767within the sector's middle half▼ 0.3%€142,212within the sector's middle half▼ 3.1%
Debt€33,870▲ 0.5%€31,173▼ 8.0%€72,308▲ 132%€71,833▼ 0.7%€67,278▼ 6.3%
Working capital€46,666within the sector's middle half▲ 368%€81,764within the sector's middle half▲ 75.2%€65,186within the sector's middle half▼ 20.3%€70,657within the sector's middle half▲ 8.4%€43,699within the sector's middle half▼ 38.2%
Solvency63.3%within the sector's middle half▲ 19.1pp74.6%above the sector's middle half▲ 11.3pp50.9%within the sector's middle half▼ 23.7pp51.1%within the sector's middle half▲ 0.2pp52.7%within the sector's middle half▲ 1.6pp
Current ratio2.45within the sector's middle half▲ 1.143.80above the sector's middle half▲ 1.361.93within the sector's middle half▼ 1.872.00within the sector's middle half▲ 0.071.67within the sector's middle half▼ 0.33
Return on assets (ROA)34.3%above the sector's middle half▼ 8.3pp27.0%within the sector's middle half▼ 7.3pp40.5%above the sector's middle half▲ 13.5pp43.3%above the sector's middle half▲ 2.8pp39.4%above the sector's middle half▼ 3.9pp
above
within
below
the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142,212
Fixed assets
€33,044 ▲ 503%
Current assets
€109,168 ▼ 22.7%
Equity and liabilities €142,212
Equity
€74,934 =
Debt
€67,278 ▼ 6.3%
Debt's share of the balance-sheet total falls from 48.9% to 47.3%. Debt is lower.
Key figures and ratios
EBITDA
€75,641▼
2024 · €87,653
Cash flow
€59,851▼
2024 · €69,875
Debt to equity
0.90▼
2024 · 0.96
ROE
74.9%▼
2024 · 84.9%
Interest coverage
960.76▼
2024 · 1370.43
Debt ≤ 1 year
€65,469▼
2024 · €70,633
Income taxes
€15,710▼
2024 · €17,765
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,440 | €4,954 | €5,996 | €6,260 | €3,756 | ▼ 40.0% |
| Other operating charges640/8 | - | €707 | €1,243 | €1,093 | €1,062 | ▼ 2.8% |
| Gross operating margin9900 | €49,732 | €51,112 | €83,729 | €88,746 | €76,703 | ▼ 13.6% |
| Operating profit (loss)9901 | €44,922 | €45,451 | €76,490 | €81,392 | €71,884 | ▼ 11.7% |
| Financial income75/76B | - | - | - | €50 | - | - |
| Recurring financial income75 | €0 | - | - | €50 | - | - |
| Financial charges65/66B | - | €508 | €398 | €64 | €79 | ▲ 23.1% |
| Recurring financial charges65 | €638 | €508 | €398 | €64 | €79 | ▲ 23.1% |
| Profit (loss) for the period before taxes9903 | €44,285 | €44,943 | €76,092 | €81,379 | €71,806 | ▼ 11.8% |
| Income taxes67/77 | €12,629 | €11,859 | €16,425 | €17,765 | €15,710 | ▼ 11.6% |
| Profit (loss) for the period9904 | €31,656 | €33,084 | €59,667 | €63,614 | €56,095 | ▼ 11.8% |
| Profit (loss) for the period to be appropriated9905 | €31,656 | €33,084 | €59,667 | €63,614 | €56,095 | ▼ 11.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €92,261 | €122,649 | €147,241 | €146,767 | €142,212 | ▼ 3.1% |
| Fixed assets21/28 | €13,320 | €11,700 | €11,737 | €5,476 | €33,044 | ▲ 503% |
| Intangible fixed assets21 | €1,320 | €880 | €440 | - | - | - |
| Tangible fixed assets22/27 | €12,000 | €10,820 | €11,297 | €5,476 | €33,044 | ▲ 503% |
| Plant, machinery and equipment23 | - | - | - | - | €1,662 | - |
| Furniture and vehicles24 | - | €10,820 | €6,039 | €776 | €27,240 | ▲ 3,409% |
| Other tangible fixed assets26 | - | - | €5,258 | €4,700 | €4,142 | ▼ 11.9% |
| Current assets29/58 | €78,941 | €110,949 | €135,505 | €141,290 | €109,168 | ▼ 22.7% |
| Amounts receivable within one year40/41 | €12,850 | €16,275 | €13,610 | €31,473 | €9,075 | ▼ 71.2% |
| Trade receivables40 | - | €16,275 | €13,371 | €28,174 | €9,075 | ▼ 67.8% |
| Other amounts receivable41 | - | - | €240 | €3,299 | - | - |
| Cash at bank and in hand54/58 | €65,295 | €94,533 | €121,630 | €108,923 | €98,941 | ▼ 9.2% |
| Deferred charges and accrued income490/1 | - | €142 | €265 | €894 | €1,152 | ▲ 28.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €92,261 | €122,649 | €147,241 | €146,767 | €142,212 | ▼ 3.1% |
| Equity10/15 | €58,392 | €91,476 | €74,934 | €74,934 | €74,934 | = |
| Contributions10/11 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €57,392 | €90,476 | €73,934 | €73,934 | €73,934 | = |
| Distributable reserves133 | - | €90,476 | €73,934 | €73,934 | €73,934 | = |
| Amounts payable17/49 | €33,870 | €31,173 | €72,308 | €71,833 | €67,278 | ▼ 6.3% |
| Amounts payable within one year42/48 | €32,275 | €29,186 | €70,318 | €70,633 | €65,469 | ▼ 7.3% |
| Trade debts44 | €1,095 | €299 | €368 | €221 | €74 | ▼ 66.3% |
| Suppliers440/4 | - | €299 | €368 | €221 | €74 | ▼ 66.3% |
| Taxes, remuneration and social security45 | - | €18,848 | €7,145 | €6,798 | €9,214 | ▲ 35.6% |
| Taxes450/3 | - | €16,848 | €5,145 | €4,798 | €7,214 | ▲ 50.4% |
| Remuneration and social security454/9 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Other amounts payable47/48 | - | €10,039 | €62,805 | €63,614 | €56,180 | ▼ 11.7% |
| Accrued charges and deferred income492/3 | - | €1,987 | €1,989 | €1,200 | €1,809 | ▲ 50.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,656 | €33,084 | €59,667 | €63,614 | €56,095 | ▼ 11.8% |
| + Depreciation and write-downs630 | €4,440 | €4,954 | €5,996 | €6,260 | €3,756 | ▼ 40.0% |
| Operating cash flow (approximation) | €36,096 | €38,039 | €65,663 | €69,875 | €59,851 | ▼ 14.3% |
| Investment in fixed assets (approximation) | - | -€3,334 | -€6,034 | €0 | -€31,324 | - |
| Change in cash | - | €29,238 | €27,097 | -€12,706 | -€9,983 | ▲ 21.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2020net €63,614 ▲6.6%
Operating result €81,392, net result €63,614, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2019
Ground area
1,601 m²
Building footprint
117 m²
Volume, LiDAR
572 m³
Parcel 46022A0459/00F000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Plan A Consultancy
since 20192.294.497.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022A0459/00F000 | Flanders | 1,601 m² | 1 · 117 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 909 EUR awarded · 909 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 682 EUR | 682 EUR |
| 2024 | 1 | 227 EUR | 227 EUR |
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Of 2,360 companies in sector 78100 we hold annual accounts for 1,364. 1,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end30-09
Activities, NACEBEL 2025
78100Employment placement agencies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82300Organisation of conventions and trade shows
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0735669180
Registered
11-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.