Financials
- Fiscal year
- 2025
- Turnover
- €2.9m
- Profit
- €2.1m
- Solvency
- 31.5%
Summary
THE FLOW GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.8m and a net result of €2.1m. Its solvency ranks better than 25% of 3,013 sector peers (NACE 64, fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
#5 company by total assets in Aarschot, Finance and insurance sector1 site
Size
€2.9mturnover 2025
- Equity
- €4.8m
- Profit
- €2.1m
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- Holdings
- 3
- Michael SchenckDirector
- RAPIDEManaging director · permanent representative DE VLEESCHAUWER Jan
Accounts filed 27 days late3 of 6 deeds read
Signals- Young companyFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- RestructuringMerger · Shareholding · Power…
- Annual accounts filedfiscal year 2025 · full…
- Resignations: DE VLEESCHAUWER Jan (director) and…Appointments: Michael Schenck (class A…
Key points
By topic
Board & ownership
- Board
- 2 members
- Michael SchenckDirector
- RAPIDEManaging director
Network & group
- Subsidiaries
- 4
- Holdings
- 3
- Connected companies
- 4
- Mergers and contributions
- 1
4 subsidiaries
Timeline
- Events
- 4
- Since
- 2026
- 19-03-2026Resignation: BORGIONS Jos (director)
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of holding companiesNACE 64210
- Founded
- 26-01-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 9
- Purpose
- Roerende lichamelijke of onlichamelijke goederen,waarin begrepen effecten en…
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