THE FIVE HOUSES
ActiveTHE FIVE HOUSES has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €1k. Its solvency ranks better than 51% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability56
Solvency61
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
47 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€11k
Net result
€1k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €11k
Fixed assets
€2k
Current assets
€9k
Equity and liabilities €11k
Equity
€4k
Debt
€7k
Debt finances 64.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€4k
Cash flow
€2k
Solvency
35.8%
Current ratio
1.29
Quick ratio
1.29
Debt / equity
1.80
ROE
36.1%
ROA
12.9%
Interest coverage
2.56
Debt
€7k
Debt ≤ 1 year
€7k
Income taxes
€457
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€11k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€9k
Amounts receivable within one year40/41€7k
Trade receivables40€4k
Other amounts receivable41€3k
Cash at bank and in hand54/58€418
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€11k
Equity10/15€4k
Contributions10/11€3k
Reserves13€1k
Distributable reserves133€1k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€986
Taxes450/3€986
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€538
Other operating charges640/8€475
Gross operating margin9900€4k
Operating profit (loss)9901€3k
Financial income75/76B€78
Recurring financial income75€78
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€457
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
Transfer to equity691/2€1k
To other reserves6921€1k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat 549420 Erpe-MereGround area
381 m²
Building footprint
112 m²
Parcel 41015B0065/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
THE FIVE HOUSES
since 20252.377.388.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41015B0065/00P000 | Flanders | 381 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 905 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2025
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
46190Agents in non-specialised wholesale trade
73110Advertising agencies
74140Other specialised design activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.