THE EXPERTS GROUP
ActiveTHE EXPERTS GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.75M and a net result of €1.90M. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 5495 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
51 d early
2023
35 d early
2022
34 d early
2021
on the day
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.75M▲ 102%
2024 · €1.86M
2019: €35k
2020: €40k
2021: €708k
2022: €1.08M
2023: €1.45M
2024: €1.86M
2019 → 2025
Net result
€1.90M▲ 324%
2024 · €447k
2019: €63k
2020: €5k
2021: €667k
2022: €370k
2023: €382k
2024: €447k
2019 → 2025
Total assets
€3.81M▲ 68.2%
2024 · €2.27M
2019: €882k
2020: €785k
2021: €936k
2022: €1.32M
2023: €1.62M
2024: €2.27M
2019 → 2025
Solvency
98.4%▲ 16.5pp
2024 · 81.9%
2019: 4.0%
2020: 5.1%
2021: 75.6%
2022: 81.6%
2023: 89.3%
2024: 81.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€708k-€1.08M▲ 52.3%€1.45M▲ 34.2%€1.86M▲ 28.4%€3.75M▲ 102%
Operating result€15k-€-15k€-18k▼ 19.2%€-29k▼ 64.5%€-24k▲ 15.8%
Net result€667k-€370k▼ 44.6%€382k▲ 3.4%€447k▲ 17.1%€1.90M▲ 324%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €29k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.81M
Fixed assets
€712k=
Current assets
€3.10M▲ 99.5%
Equity and liabilities €3.81M
Equity
€3.75M▲ 102%
Debt
€62k▼ 84.9%
The debt ratio falls from 18.1% to 1.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
98.4%▲
2024 · 81.9%
ROE
50.5%▲
2024 · 24.1%
ROA
49.7%▲
2024 · 19.7%
Debt
€62k▼
2024 · €411k
Debt ≤ 1 year
€58k▼
2024 · €408k
Income taxes
€14k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.27M€3.81M▲
Fixed assets21/28€712k€712k=
Tangible fixed assets22/27€16k€16k=
Furniture and vehicles24€16k€16k=
Financial fixed assets28€695k€695k=
Current assets29/58€1.56M€3.10M▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€111k€817k▲
Trade receivables40€20k€25k▲
Other amounts receivable41€91k€791k▲
Current investments50/53€850k€1.20M▲
Cash at bank and in hand54/58€583k€1.07M▲
Deferred charges and accrued income490/1€11k€16k▲
Equity and liabilities
Total equity and liabilities10/49€2.27M€3.81M▲
Equity10/15€1.86M€3.75M▲
Contributions10/11€19k€19k=
Reserves13€97k€197k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€97k€197k▲
Profit (loss) carried forward14€1.74M€3.54M▲
Amounts payable17/49€411k€62k▼
Amounts payable within one year42/48€408k€58k▼
Trade debts44€19k€12k▼
Suppliers440/4€19k€12k▼
Taxes, remuneration and social security45€0€780▲
Taxes450/3€0€780▲
Other amounts payable47/48€390k€45k▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-27k€-22k▲
Operating profit (loss)9901€-29k€-24k▲
Financial income75/76B€487k€1.93M▲
Recurring financial income75€487k€1.93M▲
Financial charges65/66B€100€154▲
Recurring financial charges65€100€154▲
Profit (loss) for the period before taxes9903€457k€1.91M▲
Income taxes67/77€10k€14k▲
Profit (loss) for the period9904€447k€1.90M▲
Profit (loss) for the period to be appropriated9905€447k€1.90M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.87M€3.64M▲
Profit (loss) brought forward from the previous period14P€1.42M€1.74M▲
Transfer to equity691/2€95k€100k▲
To other reserves6921€95k€100k▲
Profit to be distributed694/7€37k€0▼
Return on contributions (dividend)694€37k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €1.90M ▲324%
Net result €1.90M, the highest in the series.
30-06
Financial
Liquidity times 14current ratio 53.79
Current ratio from 3.81 to 53.79; short-term debt falls from €408k to €58k.
30-06
Financial
Equity above €2MEq €3.75M ▲102%
7 profitable years in a row build equity to €3.75M.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Liquidity doublescurrent ratio 5.25
Current ratio from 2.51 to 5.25; short-term debt falls from €243k to €172k.
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 2.51
Current ratio from 0.93 to 2.51.
30-06
Financial
Equity above €1MEq €1.08M ▲52.3%
4 profitable years in a row build equity to €1.08M.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €500kEq €708k ▲1656%
3 profitable years in a row build equity to €708k.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €5k ▼91.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
19-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekkantstraat 59420 Erpe-MereGround area
4,717 m²
Building footprint
339 m²
Volume, LiDAR
1,599 m³
Parcel 41040B0302/00A000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beekkantstraat 5, 9420 Erpe-Mere
since 20132.218.291.515
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41040B0302/00A000 | Flanders | 4,717 m² | 1 · 339 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 9,002 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2013
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.