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the-Environment

Active
Private limited companyfounded 201412 yrs activeZilverhof 32, 9000 Gent, BelgiumKBO/BCE: BE 0552.877.828

the-Environment has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203k and a net result of €50k. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 87% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
100 / 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+60
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 5.34 against 3.69 in 2024), and 18% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82%
Return on assets
20.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
14 d late
2024
80 d early
2023
29 d late
2022
on the day
2021
4 d early
2020
30 d late
2019
91 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€203k▲ 29.6%
2024 · €157k
2018: €18k 2019: €29k 2020: €42k 2021: €52k 2022: €95k 2023: €144k 2024: €157k
2018 → 2025
Total assets
€248k▲ 17.7%
2024 · €211k
2018: €24k 2019: €36k 2020: €61k 2021: €88k 2022: €152k 2023: €214k 2024: €211k
2018 → 2025
Net result
€50k▲ 305%
2024 · €12k
2018: €-1k 2019: €11k 2020: €13k 2021: €10k 2022: €37k 2023: €49k 2024: €12k
2018 → 2025
Working capital
€193k▲ 34.0%
2024 · €144k
2018: €18k 2019: €26k 2020: €38k 2021: €45k 2022: €89k 2023: €128k 2024: €144k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€52k-€95k▲ 82.0%€144k▲ 51.9%€157k▲ 8.6%€203k▲ 29.6%
Operating result€19k-€57k▲ 206%€72k▲ 27.2%€12k▼ 82.8%€59k▲ 373%
Net result€10k-€37k▲ 257%€49k▲ 34.8%€12k▼ 74.8%€50k▲ 305%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €19k€19kNet result 2021: €10k€10kOperating result 2022: €57k€57kNet result 2022: €37k€37kOperating result 2023: €72k€72kNet result 2023: €49k€49kOperating result 2024: €12k€12kNet result 2024: €12k€12kOperating result 2025: €59k€59kNet result 2025: €50k€50k20212022202320242025
The operating result recovers in 2025; 2025 is 373% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets €10k▼ 20.1%
Current assets €238k▲ 20.2%
Equity and liabilities €248k
Equity €203k▲ 29.6%
Debt €45k▼ 17.0%
The debt ratio falls from 25.5% to 18.0%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€67k
2024 · €20k
Cash flow
€59k
2024 · €20k
Solvency
82.0%
2024 · 74.5%
Current ratio
5.34
2024 · 3.69
Quick ratio
5.34
2024 · 3.69
Debt / equity
0.22
2024 · 0.34
ROE
24.8%
2024 · 7.9%
ROA
20.4%
2024 · 5.9%
Interest coverage
43.97
2024 · 6.29
Debt
€45k
2024 · €54k
Debt ≤ 1 year
€45k
2024 · €54k
Income taxes
€18k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€211k€248k
Fixed assets21/28€13k€10k
Tangible fixed assets22/27€13k€10k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€11k€9k
Financial fixed assets28€0-
Current assets29/58€198k€238k
Amounts receivable within one year40/41€186k€231k
Trade receivables40€12k€10k
Other amounts receivable41€173k€221k
Cash at bank and in hand54/58€12k€7k
Deferred charges and accrued income490/1€0€200
Equity and liabilities
Total equity and liabilities10/49€211k€248k
Equity10/15€157k€203k
Contributions10/11€19k€19k=
Reserves13€40k€185k
Distributable reserves133€40k€185k
Profit (loss) carried forward14€99k€0
Amounts payable17/49€54k€45k
Amounts payable within one year42/48€54k€45k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€10k€7k
Suppliers440/4€10k€7k
Taxes, remuneration and social security45€43k€33k
Taxes450/3€43k€33k
Other amounts payable47/48-€4k
Income statement Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k
Other operating charges640/8€918€2k
Gross operating margin9900€21k€70k
Operating profit (loss)9901€12k€59k
Financial income75/76B€10k€11k
Recurring financial income75€10k€11k
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€20k€68k
Income taxes67/77€7k€18k
Profit (loss) for the period9904€12k€50k
Profit (loss) for the period to be appropriated9905€12k€50k
Appropriation of the result
Profit (loss) to be appropriated9906€99k€149k
Profit (loss) brought forward from the previous period14P€86k€99k
Transfer to equity691/2-€145k
To other reserves6921-€145k
Profit to be distributed694/7-€4k
Directors or managers695-€4k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial Highest result since 2018net €50k ▲305%
Net result €50k, the highest in the series.
31-12
Financial Equity above €200kEq €203k ▲29.6%
7 profitable years in a row build equity to €203k.
12-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150kEq €157k ▲8.6%
6 profitable years in a row build equity to €157k.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Equity above €100kEq €144k ▲51.9%
5 profitable years in a row build equity to €144k.
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
09-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
05-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 127 days late
31-01
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 184 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zilverhof 329000 Gent
Ground area
70 m²
Building footprint
76 m²
Volume, LiDAR
465 m³
Parcel 44815F3556/00E000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
the-Environment
Zilverhof 32, 9000 GentGeneral electrical installation work
since 20142.231.038.897
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44815F3556/00E000 Flanders 70 m² 1 · 75 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 8,208 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-05-2014
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Establishment Gent 2.231.038.897
Phone:+32474300133
Establishment Gent 2.231.038.897