Equity
€521,404 ▲ 97.6%
Equity rose in 2025 from €263,848 to €521,404.
THE COLLECTIVE CONSULTING
Lifetime
6 annual accounts with figures on one time axispeak €2.8m (2025)
€2.8m▲ 32.2%
lowest -€27,671 (2024)
€257,556▲ €285,227
peak €521,404 (2025)
€521,404▲ 97.6%
€1.9m▲ 25.5%
peak 27 FTE (2025)
27 FTE▲ 2.7%
Board7 names since 2019
-
Owners
Documentsfilings and deeds
18-05-202674 days before the deadline
2025abbreviated format
Gross margin from €2.1m to €2.8mBack to profit: €257,556Equity from €263,848 to €521,404Debts from €1.5m to €1.9mCash from €272,657 to €664,100
Key points
from the 2025 annual accountsTurnover
≈ €5.3m estimated
The abbreviated format states no turnover.
Debts
€1.9m 78% of the balance sheet
Financial debts 10%Suppliers 30%Taxes and wages 19%Other 41%
Of this, €1.7m falls due within a year.
Staff
25 employees on 31-12-2025
In 2025, 6 people joined and 8 left.
Board
3 joined · 1 left
Board changed. Latest change 24-06-2026 · 2 in office.
Position in the sector
€257,556
Higher net result than 84% of companies in head offices and management consultancy. Sector median €37,527 · 10,855 companies.
Checked score
89
Excellent
Financially stronger than 58% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.8%▲ +0.4 percentage points vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.9%▲ +0.1 percentage points vs 04-2026highest value
06-2026: 0.2%▼ -0.7 percentage points vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.30, cash €664,100
Figures for financial year 2025 (filed on 18-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 22% of them on solvency, 34% on liquidity, 82% on profitability and 93% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as THE COLLECTIVE CONSULTING has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of THE COLLECTIVE CONSULTING itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for THE COLLECTIVE CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.3 (1.13 in 2024), below the usual 1.5. Short-term debt is 72.2% and cash 27.5% of total assets. 78.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 10855 sector peers (2025).
NBB · sector comparisonPosition among 10855 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
74 days early
2024
57 days early
2023
29 days early
2022
4 days early
2021
26 days late
2020
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 23 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- The Collective Group 100%equity €160,136 (2025) · 2025 annual accounts of The Collective Group
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0726449826
3 directors appointed, 1 resignation
Resignation: THE COLLECTIVE GROUP BV (day-to-day manager) · Appointments: SOJO BV (managing director), HSKNS COMMV and VH CONSULTING & TRAINING BV (day-to-day manager) · Gazette deed
Registered office moved from Lochristi to Zele
New registered office: Nachtegaalstraat 6 bus w5, 9240 Zele · Previous registered office: Langenakkerlaan 48, 9080 Lochristi · Appointment: PKF Bofidi Audit BV (statutory auditor) · Gazette deed
1 director appointed, 2 resignations
Resignations: VAN HORENBEECK, Michael Max Petrus (statutory director) and DELIMON, Johan (statutory director) · Appointment: The Collective Group (director) · Permanent representative: VAN HORENBEECK, Michael Max Petrus · General meeting of 27-01-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| THE COLLECTIVE CONSULTING Zele | €2.4m | €2.8m | 21.6% | 27 |
| Eurofins Air Monitoring Belgium Nazareth-De Pinte | €2.6m | €2.8m | 11.0% | 31.9 |
| FARMA CONSULTING & PARTNERS Diest | €2.5m | €2.5m | 52.6% | 24.2 |
| Servantes Aalst | €1.9m | €3.0m | 12.0% | 38.3 |
| payflip Deinze | €3.5m | €3.3m | 38.6% | 26.3 |
| Nōhau Lokeren | €2.1m | €2.3m | 34.7% | 28 |
| MYRMIDONS Namur | €1.8m | €3.3m | 56.8% | 31.7 |
These companies have the same main activity as THE COLLECTIVE CONSULTING: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.8m and €3.5m, founded between 2015 and 2020.
Official details
Source: KBO- Status
- Active since 06-05-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.289.643.5279240 Zele, since 06-05-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €2.4m▲ 36.2%
- Employeeson 31-12-2025
- 25▼ 7.4%
- Filing
- Filed on 18-05-2026, 74 days before the end of the filing period
Insights on THE COLLECTIVE CONSULTING
THE COLLECTIVE CONSULTING files the abbreviated format. That format states no turnover. The gross margin rose from €527,332 in 2020 to €2.8m in 2025.
The Collective Group holds all the shares. In September 2026, the Official Gazette published the appointment of SoJo as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about THE COLLECTIVE CONSULTING
- What is the company number of THE COLLECTIVE CONSULTING?
- The company number of THE COLLECTIVE CONSULTING is 0726.449.826. The VAT number is the same number with BE in front: BE 0726.449.826.
- Where is THE COLLECTIVE CONSULTING based?
- The registered office is at Nachtegaalstraat 6, 9240 Zele.Company details
- What does THE COLLECTIVE CONSULTING do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of THE COLLECTIVE CONSULTING?
- THE COLLECTIVE CONSULTING is a private limited company (BV).
- When was THE COLLECTIVE CONSULTING founded?
- THE COLLECTIVE CONSULTING was founded on 06-05-2019.
- Is THE COLLECTIVE CONSULTING still active?
- Yes, THE COLLECTIVE CONSULTING is an active enterprise in the KBO register.
- How many employees does THE COLLECTIVE CONSULTING have?
- THE COLLECTIVE CONSULTING had an average of 27 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of THE COLLECTIVE CONSULTING?
- The turnover in financial year 2025 is ≈ €5.3m. This figure is estimated from the gross margin of €2.8m and 36 comparable companies (NACE 70200). It probably lies between €3.7m and €6.8m.
- Is THE COLLECTIVE CONSULTING profitable?
- In financial year 2025, THE COLLECTIVE CONSULTING made a profit of €257,556.
- Where can I find the annual accounts of THE COLLECTIVE CONSULTING?
- THE COLLECTIVE CONSULTING filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of THE COLLECTIVE CONSULTING due?
- THE COLLECTIVE CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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