THE COLLECTION
ActiveTHE COLLECTION has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-8k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 24% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency14▼-3
Growth58▼-20
Stability94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.07 in 2024), and 97.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.8%
Return on assets
-2.7%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€8k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 13908 sector peers (2025).
NBB · sector comparisonPosition among 13908 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
56 d late
2022
56 d late
2021
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 48.1%
2024 · €16k
2021: €11k
2022: €14k
2023: €26k
2024: €16k
2021 → 2025
Total assets
€299k▲ 19.5%
2024 · €250k
2021: €131k
2022: €253k
2023: €299k
2024: €250k
2021 → 2025
Net result
€-8k▲ 7.7%
2024 · €-9k
2021: €-9k
2022: €4k
2023: €11k
2024: €-9k
2021 → 2025
Working capital
€8k▼ 48.1%
2024 · €16k
2021: €-3k
2022: €28k
2023: €26k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€14k▲ 35.6%€26k▲ 77.1%€16k▼ 36.0%€8k▼ 48.1%
Operating result€-9k-€4k€13k▲ 265%€-7k€-8k▼ 19.0%
Net result€-9k-€4k€11k▲ 194%€-9k€-8k▲ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €299k
Equity
€8k▼ 48.1%
Debt
€290k▲ 24.3%
The debt ratio rises from 93.5% to 97.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
2.8%▼
2024 · 6.5%
Current ratio
1.03▼
2024 · 1.07
Quick ratio
1.03▼
2024 · 1.07
Debt / equity
34.21▲
2024 · 14.28
ROE
-96.6%▼
2024 · -54.3%
ROA
-2.7%▲
2024 · -3.6%
Debt
€290k▲
2024 · €234k
Debt ≤ 1 year
€290k▲
2024 · €234k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€299k▲
Current assets29/58€250k€299k▲
Amounts receivable within one year40/41€248k€298k▲
Trade receivables40€237k€274k▲
Other amounts receivable41€11k€25k▲
Cash at bank and in hand54/58€2k€474▼
Deferred charges and accrued income490/1€289€22▼
Equity and liabilities
Total equity and liabilities10/49€250k€299k▲
Equity10/15€16k€8k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-4k€-12k▼
Amounts payable17/49€234k€290k▲
Amounts payable within one year42/48€234k€290k▲
Trade debts44€26k€36k▲
Suppliers440/4€26k€36k▲
Taxes, remuneration and social security45€22k€0▼
Taxes450/3€22k€0▼
Other amounts payable47/48€186k€254k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€387€725▲
Gross operating margin9900€-6k€-7k▼
Operating profit (loss)9901€-7k€-8k▼
Financial income75/76B€0€29▲
Recurring financial income75€0€29▲
Financial charges65/66B€2k€175▼
Recurring financial charges65€2k€175▼
Profit (loss) for the period before taxes9903€-9k€-8k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-9k€-8k▲
Profit (loss) for the period to be appropriated9905€-9k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-12k▼
Profit (loss) brought forward from the previous period14P€5k€-3k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial
Highest result since 2021net €11k ▲194%
Operating result €13k, net result €11k, both a record.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vorstlaan 241170 Watermaal-BosvoordeGround area
2,183 m²
Building footprint
716 m²
Volume, LiDAR
9,799 m³
Parcel 21652E0165/00Y007, Brussels · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Vorstlaan 24, 1170 Watermaal-Bosvoorde
since 20212.314.973.987
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0165/00Y007 | Brussels | 2,183 m² | 1 · 716 m² | 19.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 1,417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2021
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.